How much do homeowners pay a month in Lake Medina Shores, TX?
Homeowners with a mortgage in Lake Medina Shores, TX pay a median of $1,622 (±$564) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $325 (±$211).
35.8% of owned homes carry a mortgage.
In Lake Medina Shores, the median monthly cost with a mortgage went from $1,125 in 2015–2019 to $1,622 in 2020–2024 (+44.2%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,622 (±$564)
- Without a mortgage
- $325 (±$211)
- Owned with a mortgage
- 35.8%
Monthly owner costs in Lake Medina Shores
| Lake Medina Shores | Bandera County | Texas | United States | |
|---|---|---|---|---|
| With a mortgage | $1,622 (±$564) | $1,750 (±$165) | $2,106 (±$6) | $1,963 |
| Without a mortgage | $325 (±$211) | $479 (±$49) | $678 (±$2) | $638 |
| Owned homes with a mortgage | 35.8% (±21.4 points) | 43.5% (±3.8 points) | 56.0% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | — | $2,438 (±$281) | $4,232 (±$19) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Lake Medina Shores, the median cost with a mortgage is not measurably different from Bandera County ($1,750).
It is not measurably different from Texas ($2,106).
It is not measurably different from the national figure ($1,963).
In Bandera County, Lake Medina Shores ranks 2 of 3 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 671 of 1,319.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Lake Medina Shores have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,125 (±$828) | $1,622 (±$564) | +44.2% | No measurable change after inflation |
| Median home value | $78,700 (±$8,642) | $225,000 (±$88,571) | +185.9% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Lake Medina Shores
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Lake Medina Shores | — | $1,622 (±$564) | — |
| Lakehills | 3.0 mi | $1,788 (±$285) | Not measurably different |
| Bandera | 7.8 mi | $1,438 (±$349) | Not measurably different |
| Grey Forest | 19 mi | $2,419 (±$1,038) | Not measurably different |
| Boerne | 19 mi | $2,530 (±$183) | Higher |
| Helotes | 19 mi | $2,498 (±$318) | Higher |
| Cross Mountain | 20 mi | $3,005 (±$369) | Higher |
| Scenic Oaks | 20 mi | $3,062 (±$257) | Higher |
| Castroville | 21 mi | $1,988 (±$217) | Not measurably different |
Nearby places with a measurably higher figure: Boerne, TX ($2,530), Helotes, TX ($2,498), Cross Mountain, TX ($3,005).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Bandera County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Lakehills | $1,788 (±$285) |
| 2 | Lake Medina Shores | $1,622 (±$564) |
| 3 | Bandera | $1,438 (±$349) |
Lake Medina Shores is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Lake Medina Shores
What is the average mortgage payment in Lake Medina Shores?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Lake Medina Shores, TX is $1,622 (±$564) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Lake Medina Shores?
Owners without a mortgage in Lake Medina Shores pay a median of $325 (±$211) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Lake Medina Shores gone up?
In Lake Medina Shores, the median monthly cost with a mortgage went from $1,125 in 2015–2019 to $1,622 in 2020–2024 (+44.2%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Lake Medina Shores CDP, Texas
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Lake Medina Shores CDP, Texas
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Lake Medina Shores CDP, Texas
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Lake Medina Shores CDP, Texas
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Lake Medina Shores CDP, Texas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Lake Medina Shores CDP, Texas (place:40674, in state:48).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Lake Medina Shores at a glance
- Median rent in Lake Medina Shores
- Home values in Lake Medina Shores
- Bedrooms in Lake Medina Shores
- Heating fuel in Lake Medina Shores
- Commute and cars in Lake Medina Shores
- Population growth in Lake Medina Shores
- Texas landlord and tenant rules
- Housing across Bandera County
- Housing data for every place in Texas