Housing data for Derby, VT
Derby, VT has an estimated 4,537 residents and 2,684 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Orleans County.
15.3% of households rent.
The median gross rent is $1,096 a month.
Its population grew measurably since 2015–2019 (+5.6%).
Figures last updated on .
- Residents
- 4,537 (±23)
- Housing units
- 2,684 (±157)
- Households that rent
- 15.3%
- Median gross rent
- $1,096
- Residents since 2015–2019
- +5.6%
What stands out in Derby
Median gross rent: $1,096 (±$118) in Derby, higher than in Orleans County ($892).
Households that rent: 15.3% (±3.6 points) in Derby, lower than in Orleans County (20.3%).
Homes heated by fuel oil: 63.8% (±5.8 points) in Derby, higher than in Orleans County (52.0%).
Median household income: $80,250 (±$7,555) in Derby, higher than in Orleans County ($70,103).
- Median rent in Derby
- Renters and owners in Derby
- Heating fuel in Derby
- Income and affordability in Derby
Housing in Derby at a glance
- Median rent: $1,096 median gross rent a month
- Rent by bedrooms: $1,276 median gross rent, 2 bedrooms
- Rent burden: 45.7% of renters pay 30% or more of income
- Renters and owners: 15.3% of households rent
- Income and affordability: $80,250 median household income
- Home values: $225,000 median home value
- Homeowner costs: $1,744 median monthly cost with a mortgage
- Property taxes: $3,449 median real estate taxes a year
- Types of homes: 4.7% of homes are in buildings of 5 or more units
- Bedrooms: 70.2% of homes have 3 or more bedrooms
- Age of homes: 53.3% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 63.8% heat with fuel oil or kerosene
- Commute and cars: 32.4 minutes average trip to work
- Growth: +5.6% residents since 2015–2019
- How long people stay: 18.3% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room
Derby against Orleans County, its state and the nation
| Derby | Orleans County | Vermont | United States | |
|---|---|---|---|---|
| Residents | 4,537 (±23) | 27,606 (exact) | 647,106 (exact) | 334,922,499 |
| Housing units | 2,684 (±157) | 16,751 (±59) | 339,042 (±187) | 143,775,355 |
| Households that rent | 15.3% (±3.6 points) | 20.3% (±1.8 points) | 26.8% (±0.5 points) | 34.8% |
| Median gross rent | $1,096 (±$118) | $892 (±$42) | $1,234 (±$18) | $1,413 |
| Median household income | $80,250 (±$7,555) | $70,103 (±$3,179) | $81,203 (±$1,339) | $80,734 |
| Median home value | $225,000 (±$9,846) | $223,400 (±$5,133) | $316,600 (±$3,361) | $332,700 |
| Median real estate taxes (a year) | $3,449 (±$243) | $3,692 (±$109) | $5,039 (±$66) | $3,119 |
| Built before 1980 | 53.3% (±7.7 points) | 53.6% (±2.8 points) | 56.1% (±0.8 points) | 49.7% |
| Average commute | 32.4 minutes (±8.1) | 29.0 minutes (±2.3) | 23.5 minutes (±0.3) | 26.4 minutes |
| Households with broadband | 89.3% (±4.1 points) | 89.0% (±1.3 points) | 89.7% (±0.4 points) | 91.0% |
| Median age of residents | 51.6 years (±2.1) | 45.7 years (±0.2) | 43.1 years (±0.2) | 38.9 years |
Derby covers 49.0 square miles of land, about 93 residents per square mile (Census Bureau Gazetteer).
How Derby has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 4,298 (±20) | 4,537 (±23) | +5.6% | Measurable increase |
| Housing units | 2,373 (±139) | 2,684 (±157) | +13.1% | Measurable increase |
| Median gross rent | $859 (±$124) | $1,096 (±$118) | +27.6% | No measurable change after inflation |
| Median home value | $176,500 (±$12,940) | $225,000 (±$9,846) | +27.5% | No measurable change after inflation |
| Median household income | $55,900 (±$4,650) | $80,250 (±$7,555) | +43.6% | Up after inflation |
| Median owner cost with a mortgage | $1,354 (±$58) | $1,744 (±$198) | +28.8% | No measurable change after inflation |
| Median real estate taxes | $2,875 (±$186) | $3,449 (±$243) | +20.0% | No measurable change after inflation |
| Households that rent | 20.6% (±4.2 points) | 15.3% (±3.6 points) | −5.3 percentage points | Not a measurable change |
| Rental vacancy rate | 8.6% (±6.6 points) | 0.0% (±7.1 points) | −8.6 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Orleans County
Derby has no police department of its own in the FBI’s figures, so this is the figure for Orleans County as a whole.
In 2025, the police departments that report for Orleans County recorded 192 violent and 337 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Derby
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 05829 | 62% | 1,688 | $1,078 | $216,200 | $73,456 |
| 05855 | 51% | 7,412 | $861 | $201,100 | $61,240 |
| 05830 | 11% | 1,534 | $1,085 | $207,000 | $70,446 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Derby
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Newport (Orleans County, city) | 3.7 mi | $850 | $179,400 | 42.4% |
| Coventry | 6.5 mi | $755 | $197,900 | 17.2% |
| Holland | 7.4 mi | $1,330 | $209,400 | 28.0% |
| Charleston | 7.8 mi | $979 | $238,000 | 12.9% |
| Newport (Orleans County, town) | 8.1 mi | $810 | $250,600 | 18.3% |
| Brownington | 8.5 mi | $745 | $193,800 | 19.0% |
| Morgan | 10 mi | $1,112 | $311,300 | 15.2% |
| Orleans | 10 mi | $810 | $156,300 | 35.9% |
Places in Vermont most like Derby
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Benson | $1,113 | $242,000 | $78,625 | 19.1% |
| Vershire | $1,117 | $209,100 | $71,618 | 18.5% |
| Cabot | $1,243 | $268,500 | $77,031 | 16.3% |
| West Fairlee | $1,113 | $237,200 | $76,500 | 8.1% |
| Corinth | $1,267 | $213,800 | $89,167 | 11.3% |
| Highgate | $895 | $280,500 | $81,017 | 19.3% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Vermont.
HUD Fair Market Rent for Derby, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,067 | $1,111 | $1,363 | $1,754 | $1,909 |
HUD income limits for Derby, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $22,000 | $36,650 | $58,650 |
| 2 people | $25,150 | $41,900 | $67,000 |
| 3 people | $28,300 | $47,150 | $75,400 |
| 4 people | $33,000 | $52,350 | $83,750 |
| 5 people | $38,680 | $56,550 | $90,450 |
| 6 people | $44,360 | $60,750 | $97,150 |
| 7 people | $50,040 | $64,950 | $103,850 |
| 8 people | $55,720 | $69,150 | $110,550 |
These are the limits HUD sets for its housing programs in the Orleans County, VT, where HUD’s median family income for fiscal year 2026 is $95,400.
A program can use its own limits; tax-credit and local programs often do.
The figures for Derby include the places inside it that have pages of their own: Derby Center, Derby Line.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Derby
What is the average rent in Derby, VT?
The Census Bureau publishes the median rather than the average: the median gross rent in Derby is $1,096 (±$118) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Derby?
The median gross rent for a one-bedroom home in Derby, VT is $891 (±$171) a month (2020–2024 American Community Survey).
Are renters in Derby rent-burdened?
45.7% of renting households in Derby pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Derby?
Derby has an estimated 341 (±83) renting households, 15.3% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Derby?
The median household income in Derby is $80,250 (±$7,555) a year (2020–2024 American Community Survey).
What is the average home value in Derby, VT?
The Census Bureau publishes the median: $225,000 (±$9,846) for owner-occupied homes in Derby (2020–2024 American Community Survey).
Is Derby growing?
In Derby, the number of residents went from 4,298 in 2015–2019 to 4,537 in 2020–2024 (+5.6%), a measurable increase.
What ZIP codes are in Derby?
The ZIP codes that cover Derby are 05829, 05855, 05830.
What is the median rent in ZIP code 05829?
The median gross rent in ZIP Code Tabulation Area 05829 is $1,078 (±$257) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Derby town, Orleans County, Vermont
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Derby town, Orleans County, Vermont
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Derby town, Orleans County, Vermont
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Derby town, Orleans County, Vermont
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Derby town, Orleans County, Vermont
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Derby town, Orleans County, Vermont
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Derby town, Orleans County, Vermont
- HUD Fair Market Rents, fiscal year 2027: Orleans County, VT
- HUD Income Limits, fiscal year 2026: Orleans County, VT
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Derby town, Orleans County, Vermont (county subdivision:17350, in state:50 county:019).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .