Housing data for Cape Charles, VA

Cape Charles, VA has an estimated 1,201 residents and 1,185 homes (US Census Bureau, 2020–2024 American Community Survey).

It is a town in Northampton County.

33.6% of households rent.

The median gross rent is $800 a month.

Figures last updated on .

Residents
1,201 (±215)
Housing units
1,185 (±136)
Households that rent
33.6%
Median gross rent
$800
Residents since 2015–2019
−3.1%

What stands out in Cape Charles

Median real estate taxes: $4,118 (±$676) in Cape Charles, higher than in Northampton County ($1,807).

Median home value: $640,600 (±$80,181) in Cape Charles, higher than in Northampton County ($316,200).

Homes in buildings of 5 or more units: 20.1% (±5.8 points) in Cape Charles, higher than in Northampton County (5.6%).

Households that moved in since 2020: 29.1% (±7.4 points) in Cape Charles, higher than in Northampton County (19.8%).

Housing in Cape Charles at a glance

  • Median rent: $800 median gross rent a month (Small sample: wide margin of error)
  • Rent by bedrooms (Small sample: wide margin of error)
  • Rent burden: 46.7% of renters pay 30% or more of income
  • Renters and owners: 33.6% of households rent
  • Income and affordability: $73,750 median household income
  • Home values: $640,600 median home value
  • Homeowner costs: $2,294 median monthly cost with a mortgage
  • Property taxes: $4,118 median real estate taxes a year
  • Types of homes: 20.1% of homes are in buildings of 5 or more units
  • Bedrooms: 73.0% of homes have 3 or more bedrooms
  • Age of homes: 51.8% of homes were built before 1980
  • Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
  • Heating fuel: 83.6% heat with electricity
  • Commute and cars: 18.4 minutes average trip to work
  • Crime reported to police: 152 violent crimes per 100,000 residents
  • Growth: −3.1% residents since 2015–2019
  • How long people stay: 29.1% moved in since 2020
  • Crowding and facilities: 0.1% of homes have more than 1 person per room (Small sample: wide margin of error)

Cape Charles against Northampton County, its state and the nation

Estimate (90% margin of error)
Cape CharlesNorthampton CountyVirginiaUnited States
Residents1,201 (±215)12,059 (exact)8,705,170 (exact)334,922,499
Housing units1,185 (±136)7,550 (±34)3,684,756 (±486)143,775,355
Households that rent33.6% (±9.0 points)33.9% (±4.4 points)32.7% (±0.3 points)34.8%
Median gross rent$800 (±$643)$829 (±$60)$1,579 (±$8)$1,413
Median household income$73,750 (±$34,865)$61,632 (±$7,281)$93,170 (±$458)$80,734
Median home value$640,600 (±$80,181)$316,200 (±$40,917)$383,700 (±$1,024)$332,700
Median real estate taxes (a year)$4,118 (±$676)$1,807 (±$291)$2,790 (±$10)$3,119
Built before 198051.8% (±7.9 points)48.7% (±4.9 points)43.5% (±0.2 points)49.7%
Average commute18.4 minutes (±4.2)25.3 minutes (±3.0)27.3 minutes (±0.1)26.4 minutes
Households with broadband83.8% (±7.6 points)85.5% (±3.1 points)91.0% (±0.1 points)91.0%
Median age of residents60.5 years (±4.7)52.5 years (±0.6)39.0 years (±0.1)38.9 years

Cape Charles covers 3.6 square miles of land, about 338 residents per square mile (Census Bureau Gazetteer).

How Cape Charles has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Residents1,239 (±240)1,201 (±215)−3.1%Not a measurable change
Housing units1,048 (±126)1,185 (±136)+13.1%Not a measurable change
Median gross rent$618 (±$209)$800 (±$643)+29.4%No measurable change after inflation
Median home value$345,500 (±$30,989)$640,600 (±$80,181)+85.4%Up after inflation
Median household income$54,643 (±$18,598)$73,750 (±$34,865)+35.0%No measurable change after inflation
Median owner cost with a mortgage$1,992 (±$310)$2,294 (±$203)+15.2%No measurable change after inflation
Median real estate taxes$2,827 (±$377)$4,118 (±$676)+45.7%No measurable change after inflation
Households that rent47.7% (±7.7 points)33.6% (±9.0 points)−14.1 percentage pointsMeasurable decrease
Rental vacancy rate0.9% (±1.6 points)0.0% (±15.1 points)−0.9 percentage pointsNot a measurable change

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Crime reported to police in Cape Charles

In 2025, the Cape Charles Police Department reported 152 violent and 228 property crimes per 100,000 residents to the FBI.

Across Northampton County, the departments that report recorded 209 violent and 292 property crimes per 100,000 residents that year.

Places near Cape Charles

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
Cheriton4.1 mi$541$205,50041.2%
Eastville8.1 mi$867$260,90017.7%
Nassawadox18 mi$763$152,50036.8%
Poquoson18 mi$1,707$400,30015.4%
Hampton21 mi$1,427$245,70043.1%
Exmore22 mi$669$152,40065.6%
Belle Haven24 mi$1,061$183,00038.0%
Bethel Manor25 mi$2,121—100.0%

Places in Virginia most like Cape Charles

PlaceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
Cloverdale$921$359,900$79,97525.5%
Urbanna$967$403,700$62,91718.4%
Bridgewater$1,216$384,700$75,28039.7%
Dayton$1,074$346,600$75,76933.1%
Cave Spring$1,285$325,800$87,53930.5%
Williamsburg$1,407$428,100$75,60446.8%

Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Virginia.

HUD Fair Market Rent for Cape Charles, fiscal year 2027

Northampton County, VA, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$753$758$992$1,356$1,658

HUD income limits for Cape Charles, fiscal year 2026

Northampton County, VA, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$18,150$30,250$48,350
2 people$21,640$34,550$55,250
3 people$27,320$38,850$62,150
4 people$33,000$43,150$69,050
5 people$38,680$46,650$74,600
6 people$44,360$50,100$80,100
7 people$50,040$53,550$85,650
8 people$55,720$57,000$91,150

These are the limits HUD sets for its housing programs in the Northampton County, VA, where HUD’s median family income for fiscal year 2026 is $86,300.

A program can use its own limits; tax-credit and local programs often do.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Cape Charles

Are renters in Cape Charles rent-burdened?

46.7% of renting households in Cape Charles pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).

How many renters are there in Cape Charles?

Cape Charles has an estimated 230 (±82) renting households, 33.6% of its occupied homes (2020–2024 American Community Survey).

What is the median household income in Cape Charles?

The median household income in Cape Charles is $73,750 (±$34,865) a year (2020–2024 American Community Survey).

What is the average home value in Cape Charles, VA?

The Census Bureau publishes the median: $640,600 (±$80,181) for owner-occupied homes in Cape Charles (2020–2024 American Community Survey).

What is the average mortgage payment in Cape Charles?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Cape Charles, VA is $2,294 (±$203) a month, including taxes, insurance and utilities.

How much are property taxes in Cape Charles?

The median real estate tax paid by homeowners in Cape Charles, VA is $4,118 (±$676) a year (2020–2024 American Community Survey).

Is Cape Charles growing?

In Cape Charles, the number of residents went from 1,239 in 2015–2019 to 1,201 in 2020–2024 (−3.1%), not a measurable change.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Cape Charles town, Virginia (place:12808, in state:51).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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