What is the Fair Market Rent in Cottage Lake, WA?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home runs from $2,870 to $3,120 a month across the 2 ZIP codes that cover Cottage Lake.

By ZIP code: 98077 $3,120, 98072 $2,870.

Across the whole Seattle-Bellevue, WA HUD Metro FMR Area the two-bedroom figure is $2,549.

Figures last updated on November 12, 2026.

2 bedrooms, whole area: $2,549
2 bedrooms, ZIP 98077: $3,120
2 bedrooms, ZIP 98072: $2,870

Fair Market Rents for Cottage Lake, fiscal year 2027

HUD Fair Market Rent, dollars a month (gross rent, including utilities), beside the Census Bureau’s median gross rent for each ZIP code
	Studio	1 bedroom	2 bedrooms	3 bedrooms	4 bedrooms	Census median rent
Seattle-Bellevue, WA HUD Metro FMR Area (whole area)	$2,091	$2,180	$2,549	$3,324	$3,954	—
ZIP 98077 (73% of the ZIP’s land is in this place)	$2,560	$2,670	$3,120	$4,070	$4,840	$2,697
ZIP 98072 (41% of the ZIP’s land is in this place)	$2,350	$2,450	$2,870	$3,740	$4,450	$2,418

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Whether a housing authority uses the ZIP code (Small Area) figures or the area-wide one depends on whether HUD has designated the area for Small Area FMRs or the authority has opted in; ask the local housing authority which applies.

Cottage Lake is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

What you can do on Seayora in Cottage Lake

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for Cottage Lake beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near Cottage Lake, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near Cottage Lake, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about Cottage Lake

What is the Section 8 payment standard in Cottage Lake?

Housing authorities set payment standards between 90% and 110% of HUD’s Fair Market Rent; for fiscal year 2027, the two-bedroom Fair Market Rent for the Seattle-Bellevue, WA HUD Metro FMR Area is $2,549, and the Small Area figure for 98077 is $3,120.

What is the Fair Market Rent for a two-bedroom in ZIP 98077?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 98077 is $3,120 a month; the Census Bureau’s median gross rent across that ZIP code, for homes of every size, is $2,697 (±$234).

What is the Fair Market Rent for a two-bedroom in ZIP 98072?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 98072 is $2,870 a month; the Census Bureau’s median gross rent across that ZIP code, for homes of every size, is $2,418 (±$135).

What is the Fair Market Rent for a one-bedroom in Cottage Lake?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a one-bedroom home in ZIP 98077 is $2,670 a month, against $2,180 across the Seattle-Bellevue, WA HUD Metro FMR Area.

Sources

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.