How much do homeowners pay a month in Mill Creek, WA?
Homeowners with a mortgage in Mill Creek, WA pay a median of $3,306 (±$296) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,103 (±$138).
72.8% of owned homes carry a mortgage.
In Mill Creek, the median monthly cost with a mortgage went from $2,516 in 2015–2019 to $3,306 in 2020–2024 (+31.4%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $3,306 (±$296)
- Without a mortgage
- $1,103 (±$138)
- Owned with a mortgage
- 72.8%
Monthly owner costs in Mill Creek
| Mill Creek | Snohomish County | Washington | United States | |
|---|---|---|---|---|
| With a mortgage | $3,306 (±$296) | $2,748 (±$23) | $2,445 (±$8) | $1,963 |
| Without a mortgage | $1,103 (±$138) | $864 (±$13) | $773 (±$4) | $638 |
| Owned homes with a mortgage | 72.8% (±5.0 points) | 71.9% (±0.7 points) | 66.1% (±0.3 points) | 60.6% |
| Median real estate taxes (a year) | $7,026 (±$428) | $5,364 (±$64) | $4,556 (±$16) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Mill Creek, the median cost with a mortgage is higher than in Snohomish County ($2,748).
It is also higher than in Washington ($2,445).
It is higher than the national figure ($1,963).
In Snohomish County, Mill Creek ranks 9 of 55 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 47 of 463.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Mill Creek have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,516 (±$110) | $3,306 (±$296) | +31.4% | No measurable change after inflation |
| Median real estate taxes | $4,924 (±$220) | $7,026 (±$428) | +42.7% | Up after inflation |
| Median home value | $536,800 (±$27,438) | $903,800 (±$24,138) | +68.4% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Mill Creek
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Mill Creek | — | $3,306 (±$296) | — |
| Martha Lake | 1.8 mi | $3,128 (±$249) | Not measurably different |
| Lake Stickney | 2.1 mi | $2,813 (±$382) | Lower |
| Mill Creek East | 2.3 mi | $3,401 (±$123) | Not measurably different |
| Larch Way | 2.5 mi | $3,095 (±$357) | Not measurably different |
| Eastmont | 2.6 mi | $2,944 (±$87) | Lower |
| Silver Firs | 2.8 mi | $2,985 (±$142) | Not measurably different |
| North Lynnwood | 3.2 mi | $2,461 (±$147) | Lower |
| Clearview | 3.9 mi | $3,419 (±$738) | Not measurably different |
Nearby places with a measurably lower figure: Lake Stickney, WA ($2,813), Eastmont, WA ($2,944), North Lynnwood, WA ($2,461).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Snohomish County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 3 | Clearview | $3,419 (±$738) |
| 4 | Mill Creek East | $3,401 (±$123) |
| 5 | Chain Lake | $3,374 (±$329) |
| 6 | Maltby | $3,344 (±$163) |
| 7 | Three Lakes | $3,317 (±$219) |
| 8 | Cathcart | $3,311 (±$200) |
| 9 | Mill Creek | $3,306 (±$296) |
| 10 | Woods Creek | $3,264 (±$305) |
| 11 | Bothell West | $3,202 (±$184) |
| 12 | Martha Lake | $3,128 (±$249) |
| 13 | Larch Way | $3,095 (±$357) |
| 14 | High Bridge | $3,084 (±$368) |
| 15 | Lake Goodwin | $3,060 (±$289) |
Showing 13 of 55 places in Snohomish County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Mill Creek
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Mill Creek beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Mill Creek, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Mill Creek, and send estimates and invoices from your phone.
Questions about Mill Creek
What is the average mortgage payment in Mill Creek?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Mill Creek, WA is $3,306 (±$296) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Mill Creek?
Owners without a mortgage in Mill Creek pay a median of $1,103 (±$138) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Mill Creek gone up?
In Mill Creek, the median monthly cost with a mortgage went from $2,516 in 2015–2019 to $3,306 in 2020–2024 (+31.4%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Mill Creek city, Washington
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Mill Creek city, Washington
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Mill Creek city, Washington
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Mill Creek city, Washington
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Mill Creek city, Washington
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Mill Creek city, Washington (place:45865, in state:53).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Mill Creek at a glance
- Median rent in Mill Creek
- Rent by bedrooms in Mill Creek
- Rent burden in Mill Creek
- Renters and owners in Mill Creek
- Income and affordability in Mill Creek
- Home values in Mill Creek
- Property taxes in Mill Creek
- Types of homes in Mill Creek
- Bedrooms in Mill Creek
- Age of homes in Mill Creek
- Vacancy rate in Mill Creek
- Heating fuel in Mill Creek
- Commute and cars in Mill Creek
- Crime reported to police in Mill Creek
- Population growth in Mill Creek
- How long people stay in Mill Creek
- Crowding and facilities in Mill Creek
- Fair Market Rent in Mill Creek
- Washington landlord and tenant rules
- Housing across Snohomish County
- Housing data for every place in Washington