How much do homeowners pay a month in Moses Lake, WA?
Homeowners with a mortgage in Moses Lake, WA pay a median of $1,789 (±$145) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $555 (±$48).
66.6% of owned homes carry a mortgage.
In Moses Lake, the median monthly cost with a mortgage went from $1,206 in 2015–2019 to $1,789 in 2020–2024 (+48.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $1,789 (±$145)
- Without a mortgage
- $555 (±$48)
- Owned with a mortgage
- 66.6%
Monthly owner costs in Moses Lake
| Moses Lake | Grant County | Washington | United States | |
|---|---|---|---|---|
| With a mortgage | $1,789 (±$145) | $1,670 (±$55) | $2,445 (±$8) | $1,963 |
| Without a mortgage | $555 (±$48) | $474 (±$25) | $773 (±$4) | $638 |
| Owned homes with a mortgage | 66.6% (±5.2 points) | 56.9% (±2.8 points) | 66.1% (±0.3 points) | 60.6% |
| Median real estate taxes (a year) | $2,536 (±$151) | $2,339 (±$123) | $4,556 (±$16) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Moses Lake, the median cost with a mortgage is not measurably different from Grant County ($1,670).
It is also lower than in Washington ($2,445).
It is lower than the national figure ($1,963).
In Grant County, Moses Lake ranks 2 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 317 of 463.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Moses Lake have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,206 (±$88) | $1,789 (±$145) | +48.3% | Up after inflation |
| Median real estate taxes | $1,982 (±$213) | $2,536 (±$151) | +28.0% | No measurable change after inflation |
| Median home value | $164,700 (±$12,750) | $310,000 (±$15,151) | +88.2% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Moses Lake
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Moses Lake | — | $1,789 (±$145) | — |
| Cascade Valley | 2.6 mi | $1,712 (±$593) | Not measurably different |
| Moses Lake North | 5.0 mi | $1,257 (±$154) | Lower |
| Warden | 15 mi | $1,300 (±$146) | Lower |
| Ephrata | 18 mi | $1,402 (±$87) | Lower |
| Lakeview | 20 mi | $1,288 (±$266) | Lower |
| Soap Lake | 21 mi | $1,291 (±$201) | Lower |
| Othello | 22 mi | $1,637 (±$104) | Not measurably different |
| Wilson Creek | 22 mi | $913 (±$176) | Lower |
Nearby places with a measurably lower figure: Moses Lake North, WA ($1,257), Warden, WA ($1,300), Ephrata, WA ($1,402).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Grant County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Royal City | $2,091 (±$595) |
| 2 | Moses Lake | $1,789 (±$145) |
| 3 | Cascade Valley | $1,712 (±$593) |
| 4 | Quincy | $1,694 (±$215) |
| 5 | Grand Coulee | $1,589 (±$143) |
| 6 | Desert Aire | $1,559 (±$346) |
| 7 | Ephrata | $1,402 (±$87) |
| 8 | Electric City | $1,351 (±$108) |
Showing 8 of 17 places in Grant County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Moses Lake
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Moses Lake beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Moses Lake, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Moses Lake, and send estimates and invoices from your phone.
Questions about Moses Lake
What is the average mortgage payment in Moses Lake?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Moses Lake, WA is $1,789 (±$145) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Moses Lake?
Owners without a mortgage in Moses Lake pay a median of $555 (±$48) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Moses Lake gone up?
In Moses Lake, the median monthly cost with a mortgage went from $1,206 in 2015–2019 to $1,789 in 2020–2024 (+48.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Moses Lake city, Washington
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Moses Lake city, Washington
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Moses Lake city, Washington
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Moses Lake city, Washington
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Moses Lake city, Washington
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Moses Lake city, Washington (place:47245, in state:53).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Moses Lake at a glance
- Median rent in Moses Lake
- Rent by bedrooms in Moses Lake
- Rent burden in Moses Lake
- Renters and owners in Moses Lake
- Income and affordability in Moses Lake
- Home values in Moses Lake
- Property taxes in Moses Lake
- Types of homes in Moses Lake
- Bedrooms in Moses Lake
- Age of homes in Moses Lake
- Vacancy rate in Moses Lake
- Heating fuel in Moses Lake
- Commute and cars in Moses Lake
- Crime reported to police in Moses Lake
- Population growth in Moses Lake
- How long people stay in Moses Lake
- Crowding and facilities in Moses Lake
- Washington landlord and tenant rules
- Housing across Grant County
- Housing data for every place in Washington