How much do homeowners pay a month in Town and Country, WA?

Name: Homeowner costs in Town and Country, WA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Town and Country, WA pay a median of $1,677 (±$70) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $528 (±$61).

56.9% of owned homes carry a mortgage.

In Town and Country, the median monthly cost with a mortgage went from $1,345 in 2015–2019 to $1,677 in 2020–2024 (+24.7%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $1,677 (±$70)
Without a mortgage: $528 (±$61)
Owned with a mortgage: 56.9%

Monthly owner costs in Town and Country

Median selected monthly owner costs, estimate (90% margin of error)
	Town and Country	Spokane County	Washington	United States
With a mortgage	$1,677 (±$70)	$1,875 (±$22)	$2,445 (±$8)	$1,963
Without a mortgage	$528 (±$61)	$647 (±$9)	$773 (±$4)	$638
Owned homes with a mortgage	56.9% (±8.6 points)	64.7% (±0.8 points)	66.1% (±0.3 points)	60.6%
Median real estate taxes (a year)	$3,045 (±$202)	$3,434 (±$41)	$4,556 (±$16)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Town and Country, the median cost with a mortgage is lower than in Spokane County ($1,875).

It is also lower than in Washington ($2,445).

It is lower than the national figure ($1,963).

In Spokane County, Town and Country ranks 14 of 18 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 348 of 463.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Town and Country have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,345 (±$69)	$1,677 (±$70)	+24.7%	No measurable change after inflation
Median real estate taxes	$2,178 (±$157)	$3,045 (±$202)	+39.8%	Up after inflation
Median home value	$186,600 (±$10,750)	$356,800 (±$16,303)	+91.2%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Town and Country

Nearest places with a published estimate, compared with Town and Country
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Town and Country	—	$1,677 (±$70)	—
Country Homes	1.4 mi	$1,800 (±$153)	Not measurably different
Fairwood (Spokane County)	2.7 mi	$2,159 (±$170)	Higher
Spokane	4.2 mi	$1,753 (±$33)	Not measurably different
Mead	4.9 mi	$1,927 (±$181)	Higher
Millwood	7.3 mi	$1,801 (±$190)	Not measurably different
Airway Heights	9.2 mi	$1,760 (±$205)	Not measurably different
Spokane Valley	9.9 mi	$1,738 (±$56)	Not measurably different
Suncrest	11 mi	$2,085 (±$208)	Higher

Nearby places with a measurably higher figure: Fairwood (Spokane County), WA ($2,159), Mead, WA ($1,927), Suncrest, WA ($2,085).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Spokane County, place by place

Rank	Place	Median monthly cost with a mortgage
8	Spangle	$1,765 (±$302)
9	Airway Heights	$1,760 (±$205)
10	Deer Park	$1,755 (±$157)
11	Spokane	$1,753 (±$33)
12	Spokane Valley	$1,738 (±$56)
13	Cheney	$1,706 (±$113)
14	Town and Country	$1,677 (±$70)
15	Rockford	$1,620 (±$186)
16	Medical Lake	$1,558 (±$239)
17	Latah	$1,386 (±$110)
18	Waverly	$1,063 (±$516)

Showing 11 of 18 places in Spokane County, ranked from highest to lowest.

Town and Country is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Town and Country

What is the average mortgage payment in Town and Country?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Town and Country, WA is $1,677 (±$70) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Town and Country?

Owners without a mortgage in Town and Country pay a median of $528 (±$61) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Town and Country gone up?

In Town and Country, the median monthly cost with a mortgage went from $1,345 in 2015–2019 to $1,677 in 2020–2024 (+24.7%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Town and Country CDP, Washington (place:72170, in state:53).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.