Housing data for ZIP code 98812

Name: Housing in ZIP code 98812, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

ZIP code 98812 has an estimated 4,834 residents and 1,841 homes (US Census Bureau, 2020–2024 American Community Survey).

It lies in Okanogan County.

45.0% of households rent.

The median gross rent is $878 (±$243) a month.

The median home value is $354,500 (±$71,930).

The median household income is $59,297 (±$13,206) a year.

Figures last updated on November 12, 2026.

Residents: 4,834 (±633)
Median gross rent: $878
Median home value: $354,500
Households that rent: 45.0%

How ZIP code 98812 compares

Estimate (90% margin of error)
	ZIP 98812	Okanogan County	Washington	United States
Residents	4,834 (±633)	43,425	7,816,116	334,922,499
Housing units	1,841 (±247)	22,156	3,306,620	143,775,355
Households that rent	45.0% (±9.6 points)	27.6%	36.2%	34.8%
Median gross rent	$878 (±$243)	$887	$1,760	$1,413
Median home value	$354,500 (±$71,930)	$299,800	$564,600	$332,700
Median household income	$59,297 (±$13,206)	$63,207	$98,141	$80,734
Median real estate taxes (a year)	$2,928 (±$541)	$2,281	$4,556	$3,119
Renters paying 30% or more of income	54.8% (±18.3 points)	39.2%	49.9%	51.1%
Built before 1980	44.2% (±11.4 points)	47.7%	43.4%	49.7%
Average commute	17.9 minutes (±3.6)	18.4 minutes	26.6 minutes	26.4 minutes
Households with broadband	84.2% (±8.2 points)	86.9%	93.6%	91.0%
Median age of residents	35.4 years (±5.1)	43.2 years	38.3 years	38.9 years

In ZIP 98812, median gross rent is not measurably different from Okanogan County ($887).

It is also lower than in Washington ($1,760).

It is lower than the national figure ($1,413).

Among the 14 ZIP codes in Okanogan County with a published estimate, ZIP 98812 ranks 10 from highest to lowest median gross rent.

Among the 17 ZIP codes in Okanogan County with a published estimate, ZIP 98812 ranks 7 from highest to lowest median home value.

Among the 19 ZIP codes in Okanogan County with a published estimate, ZIP 98812 ranks 14 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 98812

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rent	ZIP 98812	Okanogan County	Washington	United States
Less than $500	10.5% (±11.3 points)	14.4%	4.6%	6.3%
$500 to $999	48.5% (±18.9 points)	45.9%	10.4%	20.2%
$1,000 to $1,499	36.3% (±15.8 points)	30.8%	21.4%	28.1%
$1,500 to $1,999	0.0% (±6.8 points)	6.0%	26.2%	21.1%
$2,000 to $2,499	1.9% (±3.2 points)	1.3%	18.7%	12.0%
$2,500 to $2,999	2.8% (±4.0 points)	1.6%	9.1%	5.5%
$3,000 or more	0.0% (±6.8 points)	0.1%	9.5%	6.8%

The most common range is $500 to $999, paid by 48.5% of renting households.

Rent by bedrooms in ZIP code 98812

Median gross rent by number of bedrooms, estimate (90% margin of error)
Bedrooms	Census median
1 bedroom	$731 (±$61)
2 bedrooms	$1,088 (±$128)
3 bedrooms	$744 (±$425)
4 bedrooms	$1,149 (±$63)

Rent burden in ZIP code 98812

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rent	ZIP 98812	Okanogan County	Washington	United States
Less than 15%	17.0% (±12.8 points)	29.1%	12.4%	12.6%
15% to 19.9%	10.7% (±8.6 points)	11.0%	12.3%	12.2%
20% to 24.9%	8.9% (±7.5 points)	12.5%	13.3%	12.6%
25% to 29.9%	8.6% (±8.6 points)	8.3%	12.1%	11.5%
30% to 34.9%	8.9% (±8.0 points)	5.2%	9.8%	9.2%
35% or more	45.9% (±16.5 points)	34.0%	40.1%	41.9%

54.8% (±18.3 points) of renting households in ZIP code 98812 spend 30% or more of their income on gross rent.

Home values in ZIP code 98812

Owner-occupied homes by value, 2020–2024
Value	ZIP 98812	Okanogan County	Washington	United States
Less than $50,000	2.6% (±2.7 points)	7.5%	2.9%	5.3%
$50,000 to $99,999	6.6% (±4.9 points)	5.1%	1.8%	6.1%
$100,000 to $149,999	7.1% (±5.2 points)	6.6%	1.7%	6.8%
$150,000 to $199,999	8.7% (±6.0 points)	9.6%	2.1%	9.0%
$200,000 to $299,999	15.2% (±7.7 points)	21.2%	7.0%	17.8%
$300,000 to $499,999	34.5% (±13.0 points)	28.3%	27.8%	26.9%
$500,000 to $999,999	24.9% (±14.1 points)	17.0%	40.8%	20.9%
$1,000,000 or more	0.3% (±0.6 points)	4.7%	15.9%	7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 98812

Housing units by units in structure, 2020–2024
Building type	ZIP 98812	Okanogan County	Washington	United States
Single-family, detached	66.1% (±8.9 points)	72.9%	61.9%	61.3%
Single-family, attached (townhouse, rowhouse)	0.3% (±0.6 points)	0.9%	4.4%	6.2%
2 units	5.6% (±3.3 points)	1.8%	2.3%	3.4%
3 or 4 units	10.7% (±8.0 points)	1.6%	3.5%	4.3%
5 to 9 units	0.7% (±1.1 points)	1.2%	4.3%	4.5%
10 to 19 units	1.7% (±2.7 points)	1.3%	4.9%	4.3%
20 or more units	1.6% (±1.8 points)	2.1%	13.0%	10.3%
Mobile home	13.3% (±5.3 points)	17.6%	5.5%	5.6%
Boat, RV, van, etc.	0.0% (±2.1 points)	0.7%	0.3%	0.1%

When the homes in ZIP code 98812 were built

Housing units by year structure built, 2020–2024
Year built	ZIP 98812	Okanogan County	Washington	United States
2020 or later	3.3% (±4.6 points)	1.2%	2.3%	2.0%
2010 to 2019	19.5% (±6.7 points)	9.7%	12.1%	9.4%
2000 to 2009	5.1% (±3.4 points)	14.5%	15.1%	13.6%
1990 to 1999	12.3% (±6.0 points)	15.1%	14.8%	12.4%
1980 to 1989	15.6% (±6.4 points)	11.9%	12.4%	12.9%
1970 to 1979	6.7% (±3.8 points)	16.9%	14.2%	14.2%
1960 to 1969	4.0% (±2.3 points)	7.9%	8.7%	9.9%
1950 to 1959	14.1% (±8.1 points)	6.3%	6.7%	9.5%
1940 to 1949	14.2% (±5.5 points)	6.6%	4.2%	4.4%
1939 or earlier	5.2% (±3.9 points)	10.0%	9.6%	11.7%

44.2% of the homes in ZIP code 98812 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 98812

Occupied housing units by house heating fuel, 2020–2024
Fuel used most	ZIP 98812	Okanogan County	Washington	United States
Utility gas	3.2% (±2.6 points)	1.3%	33.0%	46.5%
Fuel oil, kerosene, etc.	0.0% (±2.5 points)	1.4%	1.3%	3.9%
Electricity	93.1% (±3.6 points)	73.7%	58.6%	41.3%
Bottled or tank gas (propane)	0.0% (±2.5 points)	4.6%	3.0%	4.9%
Wood	3.7% (±2.7 points)	17.4%	2.8%	1.4%
Solar energy	0.0% (±2.5 points)	0.4%	0.2%	0.3%
Coal or coke	0.0% (±2.5 points)	0.0%	0.0%	0.1%
Other fuel	0.0% (±2.5 points)	0.9%	0.4%	0.5%
No fuel used	0.0% (±2.5 points)	0.3%	0.6%	1.2%

How people in ZIP code 98812 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportation	ZIP 98812	Okanogan County	Washington	United States
Drove alone	52.2% (±9.2 points)	60.8%	63.4%	68.8%
Carpooled	19.6% (±7.5 points)	13.7%	8.5%	8.5%
Public transportation	8.1% (±5.9 points)	2.6%	3.4%	3.2%
Walked	1.6% (±1.6 points)	4.8%	3.0%	2.4%
Other means (bicycle, taxi, motorcycle)	2.8% (±3.7 points)	1.9%	1.9%	2.0%
Worked from home	15.6% (±9.9 points)	16.2%	19.8%	15.1%

Workers who live in ZIP code 98812 take an average of 17.9 minutes to get to work.

ZIP codes near 98812

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP code	Distance	Median gross rent	Median home value	Median household income	Households that rent
98846	11 mi	$971	$338,200	$84,464	16.1%
98829	11 mi	—	$392,000	$36,875	22.3%
98834	12 mi	—	$590,000	$71,667	12.2%
98813	12 mi	$789	$177,000	$49,969	45.9%
98840	17 mi	$981	$261,600	$57,342	31.5%
98831	20 mi	$1,181	$659,500	$82,650	26.9%
98830	21 mi	$575	$262,500	$83,125	24.2%
98814	23 mi	—	$582,700	$98,715	0.0%

ZIP code 98812 is reported as ZIP Code Tabulation Area 98812: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 98812

What is the median rent in ZIP code 98812?

The median gross rent in ZIP Code Tabulation Area 98812 is $878 (±$243) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 98812?

The median value of owner-occupied homes in ZIP code 98812 is $354,500 (±$71,930) (2020–2024 American Community Survey).

What is the median household income in ZIP code 98812?

The median household income in ZIP code 98812 is $59,297 (±$13,206) a year (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 98812 (zip code tabulation area:98812).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.