How long does a homeowner have to cancel a home improvement contract in Arkansas?

In Arkansas, a buyer may cancel a home solicitation sale of more than $25 (including home repair, alteration or improvement services solicited away from the seller’s business premises) until midnight of the third calendar day after signing, excluding Sundays and holidays, by returning the seller’s notice of cancellation. The seller must give the buyer, when the buyer signs, a completed form in duplicate captioned "NOTICE OF CANCELLATION", attached to the contract and easily detachable, in 10-point bold face type. If the seller does not give both oral and written notice of the right to cancel, the cooling-off period does not begin until actual notice is given. Within ten days after cancellation the seller must return any payments made by the buyer and any note or other evidence of indebtedness. The chapter does not apply to a contract for emergency repairs or services necessary for the immediate protection of persons or real or personal property. The federal cooling-off rule separately gives three business days to cancel many sales made at the buyer’s home. This is Ark. Code Ann. §§ 4-89-102, 4-89-103, 4-89-107, 4-89-108, 4-89-109.

WhatArkansas
Right to cancel3 days (excluding Sundays and holidays) after signing

What the statute says

“… the buyer has the absolute right to cancel a home solicitation contract or offer until midnight of the third calendar day, excluding Sundays and holidays as declared in § 1-5-101, after the day on which the buyer signs an agreement …”

Quoted word for word from the section’s text.

Source

Ark. Code Ann. §§ 4-89-102, 4-89-103, 4-89-107, 4-89-108, 4-89-109

Read the statute in the Arkansas Code (Arkansas General Assembly): arkleg.state.ar.us.

The linked sections open Justia’s free copy of the code, because the state’s own site has no stable address for each section.

Checked against the statute on November 15, 2026.

This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.

How Seayora uses this rule

An estimate on Seayora carries its own terms and contract text, and the customer’s approval is recorded with its date, so the day a cancellation period starts is on file for both the contractor and the homeowner.

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