How long does a homeowner have to cancel a home improvement contract in Georgia?

In Georgia, a buyer may cancel a home solicitation sale (a consumer credit sale payable in installments, solicited in person and signed at the buyer’s home) until midnight of the third business day after signing, by notice sent to the seller’s place of business by certified mail or statutory overnight delivery, return receipt requested. Within ten days after cancellation the seller must refund all deposits, including any down payment, and redeliver any goods traded in. The seller may charge the buyer 5 percent of the gross sales price of the merchandise or $25.00, whichever is less, as liquidated damages, and the buyer incurs no other liability for canceling. Separately, a contractor that contracts with a homeowner within one year of a natural disaster to repair, replace or mitigate disaster damage to the home must accept cancellation before midnight on the fifth business day after the homeowner receives the insurer’s written notice that all or part of the claim or contract is not a covered loss, and must give the homeowner a boldface statement of that right and a completed "NOTICE OF CANCELLATION" form in duplicate before contracting. Under that disaster rule the contractor may collect the reasonable amount due for emergency services the homeowner acknowledged in writing were necessary to prevent immediate damage. The federal cooling-off rule separately gives three business days to cancel many sales made at the buyer’s home. This is O.C.G.A. §§ 10-1-2, 10-1-6, 10-1-393.

WhatGeorgia
Right to cancel3 business days for installment home solicitation sales

What the statute says

“The buyer shall have a right to cancel a home solicitation sale agreement until 12:00 Midnight of the third business day after the day on which the buyer signs the agreement.”

Quoted word for word from the section’s text.

Source

O.C.G.A. §§ 10-1-2, 10-1-6, 10-1-393

Read the statute in the Official Code of Georgia (Georgia General Assembly): legis.ga.gov.

The linked sections open Justia’s free copy of the code, because the state’s own site has no stable address for each section.

Checked against the statute on November 15, 2026.

This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.

How Seayora uses this rule

An estimate on Seayora carries its own terms and contract text, and the customer’s approval is recorded with its date, so the day a cancellation period starts is on file for both the contractor and the homeowner.

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