How long does a homeowner have to cancel a home improvement contract in Colorado?

In Colorado, a buyer may cancel a home solicitation sale (a consumer credit sale of goods or services personally solicited and agreed to at a residence) until midnight of the third business day after signing, by written notice to the seller at the address in the agreement. The seller must have the buyer sign a written agreement dated the day the buyer actually signs, containing a statement of the buyer’s rights that complies with the Federal Trade Commission’s notice of cancellation rule, and give the buyer a copy showing the date and the seller’s name and mailing address. Until the seller complies, the buyer may cancel by notifying the seller in any manner, but that right expires three years after the sale. Within ten days after the seller receives a notice of cancellation, the seller must return any payments, any note or other evidence of indebtedness, and any goods traded in. The buyer may not cancel if, by a separate dated and signed statement that is not a printed form and describes an emergency, the buyer asked for goods or services without delay to safeguard health, safety or welfare or to prevent damage to property, the seller in good faith made a substantial beginning of performance, and any goods cannot be returned in substantially as good condition. The federal cooling-off rule separately gives three business days to cancel many sales made at the buyer’s home. This is C.R.S. §§ 5-3-401, 5-3-402, 5-3-403, 5-3-404.

WhatColorado
Right to cancel3 business days for home solicitation credit sales

What the statute says

“… the buyer has the right to cancel a home solicitation sale until midnight of the third business day after the day on which the buyer signs an agreement or offer to purchase that complies with this part 4 …”

Quoted word for word from the section’s text.

Source

C.R.S. §§ 5-3-401, 5-3-402, 5-3-403, 5-3-404

Read the statute in the Colorado Revised Statutes (Colorado General Assembly): leg.colorado.gov.

The linked sections open Justia’s free copy of the code, because the state’s own site has no stable address for each section.

Checked against the statute on November 15, 2026.

This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.

How Seayora uses this rule

An estimate on Seayora carries its own terms and contract text, and the customer’s approval is recorded with its date, so the day a cancellation period starts is on file for both the contractor and the homeowner.

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