How much do homeowners pay a month in Mill Bay, AK?

Name: Homeowner costs in Mill Bay, AK, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Mill Bay, AK pay a median of $2,759 (±$1,108) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $482 (±$424).

64.1% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $2,759 (±$1,108)
Without a mortgage: $482 (±$424)
Owned with a mortgage: 64.1%

Monthly owner costs in Mill Bay

Median selected monthly owner costs, estimate (90% margin of error)
	Mill Bay	Kodiak Island Borough	Alaska	United States
With a mortgage	$2,759 (±$1,108)	$2,396 (±$287)	$2,229 (±$21)	$1,963
Without a mortgage	$482 (±$424)	$494 (±$97)	$690 (±$13)	$638
Owned homes with a mortgage	64.1% (±12.9 points)	59.1% (±6.7 points)	60.1% (±0.7 points)	60.6%
Median real estate taxes (a year)	$4,284 (±$967)	$3,569 (±$524)	$3,901 (±$70)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Mill Bay, the median cost with a mortgage is not measurably different from Kodiak Island Borough ($2,396).

It is not measurably different from Alaska ($2,229).

It is not measurably different from the national figure ($1,963).

In Kodiak Island Borough, Mill Bay ranks 1 of 3 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 1 of 122.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Mill Bay

Nearest places with a published estimate, compared with Mill Bay
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Mill Bay	—	$2,759 (±$1,108)	—
Kodiak	2.6 mi	$2,401 (±$454)	Not measurably different
Port Lions	18 mi	$1,792 (±$1,349)	Not measurably different
Seldovia	115 mi	$1,452 (±$106)	Lower
Homer	130 mi	$2,119 (±$91)	Not measurably different
Kachemak	133 mi	$1,991 (±$149)	Not measurably different
Diamond Ridge	134 mi	$2,061 (±$218)	Not measurably different
Anchor Point	136 mi	$1,892 (±$205)	Not measurably different
Fritz Creek	139 mi	$1,866 (±$189)	Not measurably different

Nearby places with a measurably lower figure: Seldovia, AK ($1,452).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Kodiak Island Borough, place by place

Rank	Place	Median monthly cost with a mortgage
1	Mill Bay	$2,759 (±$1,108)
2	Kodiak	$2,401 (±$454)
3	Port Lions	$1,792 (±$1,349)

Mill Bay is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Mill Bay

What is the average mortgage payment in Mill Bay?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Mill Bay, AK is $2,759 (±$1,108) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Mill Bay?

Owners without a mortgage in Mill Bay pay a median of $482 (±$424) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Mill Bay CDP, Alaska (place:49200, in state:02).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.