Housing data for ZIP code 99645

Name: Housing in ZIP code 99645, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

ZIP code 99645 has an estimated 32,103 residents and 12,015 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Lazy Mountain, Matanuska-Susitna Borough.

19.8% of households rent.

The median gross rent is $1,332 (±$102) a month.

The median home value is $367,400 (±$7,989).

The median household income is $100,455 (±$4,567) a year.

Figures last updated on November 12, 2026.

Residents: 32,103 (±1,049)
Median gross rent: $1,332
Median home value: $367,400
Households that rent: 19.8%

How ZIP code 99645 compares

Estimate (90% margin of error)
	ZIP 99645	Lazy Mountain	Matanuska-Susitna Borough	Alaska	United States
Residents	32,103 (±1,049)	1,459	112,988	735,706	334,922,499
Housing units	12,015 (±401)	604	51,170	328,491	143,775,355
Households that rent	19.8% (±2.0 points)	17.4%	22.8%	33.2%	34.8%
Median gross rent	$1,332 (±$102)	$980	$1,299	$1,419	$1,413
Median home value	$367,400 (±$7,989)	$352,800	$346,600	$352,900	$332,700
Median household income	$100,455 (±$4,567)	$101,667	$94,031	$92,788	$80,734
Median real estate taxes (a year)	$3,673 (±$152)	$3,356	$3,685	$3,901	$3,119
Renters paying 30% or more of income	49.6% (±7.2 points)	35.8%	52.6%	44.7%	51.1%
Built before 1980	18.4% (±1.6 points)	27.2%	17.7%	36.9%	49.7%
Average commute	30.8 minutes (±1.1)	28.9 minutes	34.8 minutes	19.4 minutes	26.4 minutes
Households with broadband	95.6% (±0.9 points)	97.8%	93.2%	91.9%	91.0%
Median age of residents	37.5 years (±0.8)	41.6 years	36.7 years	35.8 years	38.9 years

In ZIP 99645, median gross rent is not measurably different from Matanuska-Susitna Borough ($1,299).

It is not measurably different from Alaska ($1,419).

It is not measurably different from the national figure ($1,413).

The median gross rent in ZIP code 99645 is higher than in Lazy Mountain as a whole ($980).

Its median home value is not measurably different from Lazy Mountain as a whole ($352,800).

Among the 9 ZIP codes in Matanuska-Susitna Borough with a published estimate, ZIP 99645 ranks 3 from highest to lowest median gross rent.

Among the 11 ZIP codes in Matanuska-Susitna Borough with a published estimate, ZIP 99645 ranks 1 from highest to lowest median home value.

Among the 11 ZIP codes in Matanuska-Susitna Borough with a published estimate, ZIP 99645 ranks 1 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 99645

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rent	ZIP 99645	Matanuska-Susitna Borough	Alaska	United States
Less than $500	5.6% (±2.4 points)	5.8%	4.7%	6.3%
$500 to $999	23.1% (±5.1 points)	20.5%	16.5%	20.2%
$1,000 to $1,499	31.1% (±5.1 points)	36.3%	34.4%	28.1%
$1,500 to $1,999	18.7% (±4.6 points)	21.0%	24.4%	21.1%
$2,000 to $2,499	16.5% (±4.7 points)	11.8%	12.0%	12.0%
$2,500 to $2,999	2.3% (±1.2 points)	2.6%	5.6%	5.5%
$3,000 or more	2.6% (±2.1 points)	2.1%	2.4%	6.8%

The most common range is $1,000 to $1,499, paid by 31.1% of renting households.

Rent by bedrooms in ZIP code 99645

Median gross rent by number of bedrooms, estimate (90% margin of error)
Bedrooms	Census median
Studio	$896 (±$196)
1 bedroom	$819 (±$67)
2 bedrooms	$1,291 (±$77)
3 bedrooms	$1,738 (±$151)
4 bedrooms	$2,234 (±$100)

Rent burden in ZIP code 99645

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rent	ZIP 99645	Matanuska-Susitna Borough	Alaska	United States
Less than 15%	15.8% (±3.2 points)	13.7%	16.0%	12.6%
15% to 19.9%	16.0% (±4.1 points)	13.1%	14.0%	12.2%
20% to 24.9%	11.7% (±3.8 points)	11.8%	13.9%	12.6%
25% to 29.9%	7.0% (±2.1 points)	8.7%	11.6%	11.5%
30% to 34.9%	9.7% (±3.9 points)	11.5%	9.6%	9.2%
35% or more	39.9% (±6.0 points)	41.1%	35.1%	41.9%

49.6% (±7.2 points) of renting households in ZIP code 99645 spend 30% or more of their income on gross rent.

Home values in ZIP code 99645

Owner-occupied homes by value, 2020–2024
Value	ZIP 99645	Matanuska-Susitna Borough	Alaska	United States
Less than $50,000	2.6% (±0.6 points)	3.2%	5.7%	5.3%
$50,000 to $99,999	1.2% (±0.5 points)	2.3%	3.7%	6.1%
$100,000 to $149,999	2.2% (±0.7 points)	3.4%	3.9%	6.8%
$150,000 to $199,999	4.9% (±1.1 points)	5.4%	5.6%	9.0%
$200,000 to $299,999	20.0% (±2.1 points)	23.0%	18.9%	17.8%
$300,000 to $499,999	48.7% (±2.5 points)	44.4%	41.1%	26.9%
$500,000 to $999,999	19.0% (±1.8 points)	17.3%	19.1%	20.9%
$1,000,000 or more	1.4% (±0.6 points)	1.1%	1.9%	7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 99645

Housing units by units in structure, 2020–2024
Building type	ZIP 99645	Matanuska-Susitna Borough	Alaska	United States
Single-family, detached	81.8% (±1.8 points)	83.0%	63.2%	61.3%
Single-family, attached (townhouse, rowhouse)	2.5% (±0.7 points)	1.8%	7.8%	6.2%
2 units	2.1% (±0.6 points)	3.8%	5.3%	3.4%
3 or 4 units	3.2% (±0.9 points)	3.7%	7.2%	4.3%
5 to 9 units	3.6% (±1.1 points)	2.2%	4.7%	4.5%
10 to 19 units	1.2% (±0.5 points)	1.4%	2.8%	4.3%
20 or more units	2.4% (±0.5 points)	1.4%	4.9%	10.3%
Mobile home	3.1% (±0.8 points)	2.6%	3.9%	5.6%
Boat, RV, van, etc.	0.1% (±0.1 points)	0.1%	0.1%	0.1%

When the homes in ZIP code 99645 were built

Housing units by year structure built, 2020–2024
Year built	ZIP 99645	Matanuska-Susitna Borough	Alaska	United States
2020 or later	3.3% (±1.0 points)	1.9%	0.9%	2.0%
2010 to 2019	15.6% (±1.7 points)	17.3%	9.3%	9.4%
2000 to 2009	26.9% (±1.8 points)	26.6%	15.7%	13.6%
1990 to 1999	14.1% (±1.3 points)	14.8%	13.4%	12.4%
1980 to 1989	21.8% (±1.7 points)	21.8%	24.0%	12.9%
1970 to 1979	11.4% (±1.3 points)	11.7%	22.2%	14.2%
1960 to 1969	2.2% (±0.5 points)	3.1%	7.1%	9.9%
1950 to 1959	2.3% (±0.5 points)	1.6%	4.4%	9.5%
1940 to 1949	1.5% (±0.5 points)	0.9%	1.5%	4.4%
1939 or earlier	1.0% (±0.3 points)	0.4%	1.7%	11.7%

18.4% of the homes in ZIP code 99645 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 99645

Occupied housing units by house heating fuel, 2020–2024
Fuel used most	ZIP 99645	Matanuska-Susitna Borough	Alaska	United States
Utility gas	77.3% (±1.9 points)	71.2%	49.1%	46.5%
Fuel oil, kerosene, etc.	8.7% (±1.3 points)	12.1%	27.6%	3.9%
Electricity	8.5% (±1.3 points)	7.8%	14.3%	41.3%
Bottled or tank gas (propane)	1.2% (±0.4 points)	1.6%	2.4%	4.9%
Wood	2.8% (±0.7 points)	5.8%	4.6%	1.4%
Solar energy	0.0% (±0.2 points)	0.0%	0.0%	0.3%
Coal or coke	0.1% (±0.2 points)	0.2%	0.2%	0.1%
Other fuel	0.5% (±0.3 points)	0.7%	1.0%	0.5%
No fuel used	0.8% (±0.4 points)	0.5%	0.7%	1.2%

How people in ZIP code 99645 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportation	ZIP 99645	Matanuska-Susitna Borough	Alaska	United States
Drove alone	71.2% (±1.6 points)	71.0%	65.0%	68.8%
Carpooled	10.6% (±1.6 points)	9.7%	11.9%	8.5%
Public transportation	0.5% (±0.2 points)	0.4%	1.0%	3.2%
Walked	2.4% (±0.6 points)	1.7%	7.2%	2.4%
Other means (bicycle, taxi, motorcycle)	4.0% (±0.8 points)	5.6%	5.1%	2.0%
Worked from home	11.4% (±1.6 points)	11.7%	9.7%	15.1%

Workers who live in ZIP code 99645 take an average of 30.8 minutes to get to work.

Places in ZIP code 99645

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
Place	Share of the ZIP’s land in this place	Median gross rent	Households that rent
Lazy Mountain	10%	$980	17.4%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 99645

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP code	Distance	Median gross rent	Median home value	Median household income	Households that rent
99654	15 mi	$1,276	$363,300	$97,544	28.9%
99567	23 mi	$1,220	$471,300	$147,319	11.7%
99688	28 mi	$1,375	$297,000	$77,197	5.9%
99694	28 mi	$1,114	$290,100	$74,531	23.9%
99674	30 mi	$911	$233,800	$63,688	15.5%
99505	32 mi	$2,463	—	$100,781	100.0%
99577	33 mi	$1,771	$437,000	$136,900	19.7%
99623	34 mi	$1,601	$326,000	$88,799	18.0%

ZIP code 99645 is reported as ZIP Code Tabulation Area 99645: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 99645

What is the median rent in ZIP code 99645?

The median gross rent in ZIP Code Tabulation Area 99645 is $1,332 (±$102) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 99645?

The median value of owner-occupied homes in ZIP code 99645 is $367,400 (±$7,989) (2020–2024 American Community Survey).

What is the median household income in ZIP code 99645?

The median household income in ZIP code 99645 is $100,455 (±$4,567) a year (2020–2024 American Community Survey).

What town is ZIP code 99645 in?

ZIP code 99645 lies mostly in Lazy Mountain.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 99645 (zip code tabulation area:99645).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.