Housing data for ZIP code 95012

ZIP code 95012 has an estimated 10,814 residents and 2,735 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Elkhorn, Monterey County.

51.7% of households rent.

The median gross rent is $1,468 (±$261) a month.

The median home value is $598,900 (±$51,713).

The median household income is $80,288 (±$7,369) a year.

Figures last updated on .

Residents
10,814 (±1,177)
Median gross rent
$1,468
Median home value
$598,900
Households that rent
51.7%

How ZIP code 95012 compares

Estimate (90% margin of error)
ZIP 95012ElkhornMonterey CountyCaliforniaUnited States
Residents10,814 (±1,177)1,664437,61339,287,377334,922,499
Housing units2,735 (±241)441145,46914,644,735143,775,355
Households that rent51.7% (±7.2 points)16.8%47.9%44.1%34.8%
Median gross rent$1,468 (±$261)$2,000$2,055$2,036$1,413
Median home value$598,900 (±$51,713)$811,200$781,000$734,700$332,700
Median household income$80,288 (±$7,369)$126,964$97,230$99,122$80,734
Median real estate taxes (a year)$3,338 (±$663)$4,386$4,910$5,124$3,119
Renters paying 30% or more of income45.6% (±14.2 points)82.8%55.6%55.3%51.1%
Built before 198050.7% (±12.1 points)59.2%58.4%56.0%49.7%
Average commute25.6 minutes (±1.8)35.4 minutes25.4 minutes28.7 minutes26.4 minutes
Households with broadband92.1% (±4.3 points)95.5%93.8%93.5%91.0%
Median age of residents28.5 years (±2.6)34.8 years35.5 years37.9 years38.9 years

In ZIP 95012, median gross rent is lower than in Monterey County ($2,055).

It is also lower than in California ($2,036).

It is not measurably different from the national figure ($1,413).

The median gross rent in ZIP code 95012 is not measurably different from Elkhorn as a whole ($2,000).

Its median home value is lower than in Elkhorn as a whole ($811,200).

Among the 26 ZIP codes in Monterey County with a published estimate, ZIP 95012 ranks 21 from highest to lowest median gross rent.

Among the 28 ZIP codes in Monterey County with a published estimate, ZIP 95012 ranks 21 from highest to lowest median home value.

Among the 26 ZIP codes in Monterey County with a published estimate, ZIP 95012 ranks 19 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 95012

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 95012Monterey CountyCaliforniaUnited States
Less than $5003.0% (±3.8 points)3.1%3.6%6.3%
$500 to $9994.5% (±4.5 points)6.1%7.2%20.2%
$1,000 to $1,49947.0% (±14.5 points)14.9%16.2%28.1%
$1,500 to $1,9998.8% (±7.2 points)23.0%21.5%21.1%
$2,000 to $2,49928.0% (±11.5 points)25.4%19.8%12.0%
$2,500 to $2,9992.4% (±2.1 points)12.5%12.5%5.5%
$3,000 or more6.3% (±5.5 points)14.9%19.1%6.8%

The most common range is $1,000 to $1,499, paid by 47.0% of renting households.

Rent by bedrooms in ZIP code 95012

Median gross rent by number of bedrooms, estimate (90% margin of error)
BedroomsCensus median
2 bedrooms$1,428 (±$342)
3 bedrooms$1,522 (±$730)

Rent burden in ZIP code 95012

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 95012Monterey CountyCaliforniaUnited States
Less than 15%6.3% (±4.7 points)8.6%10.4%12.6%
15% to 19.9%9.8% (±6.6 points)10.5%11.1%12.2%
20% to 24.9%18.4% (±15.0 points)12.6%12.0%12.6%
25% to 29.9%19.9% (±14.7 points)12.7%11.2%11.5%
30% to 34.9%6.7% (±7.0 points)10.6%9.3%9.2%
35% or more38.9% (±12.4 points)45.0%46.0%41.9%

45.6% (±14.2 points) of renting households in ZIP code 95012 spend 30% or more of their income on gross rent.

Home values in ZIP code 95012

Owner-occupied homes by value, 2020–2024
ValueZIP 95012Monterey CountyCaliforniaUnited States
Less than $50,00011.0% (±7.5 points)2.1%2.5%5.3%
$50,000 to $99,9992.0% (±2.2 points)1.6%1.7%6.1%
$100,000 to $149,99912.2% (±10.4 points)1.5%1.3%6.8%
$150,000 to $199,9991.7% (±2.8 points)1.1%1.4%9.0%
$200,000 to $299,9990.0% (±3.3 points)2.1%4.3%17.8%
$300,000 to $499,9995.6% (±2.8 points)10.4%17.1%26.9%
$500,000 to $999,99963.9% (±10.9 points)52.9%42.1%20.9%
$1,000,000 or more3.5% (±3.3 points)28.3%29.6%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 95012

Housing units by units in structure, 2020–2024
Building typeZIP 95012Monterey CountyCaliforniaUnited States
Single-family, detached53.2% (±7.8 points)63.0%57.0%61.3%
Single-family, attached (townhouse, rowhouse)10.2% (±6.2 points)6.6%7.4%6.2%
2 units3.0% (±2.8 points)2.8%2.4%3.4%
3 or 4 units3.4% (±2.5 points)5.9%5.4%4.3%
5 to 9 units7.6% (±6.9 points)5.9%5.7%4.5%
10 to 19 units6.2% (±3.5 points)4.9%4.9%4.3%
20 or more units3.5% (±2.4 points)6.8%13.6%10.3%
Mobile home11.8% (±6.2 points)4.0%3.5%5.6%
Boat, RV, van, etc.1.1% (±1.7 points)0.1%0.1%0.1%

When the homes in ZIP code 95012 were built

Housing units by year structure built, 2020–2024
Year builtZIP 95012Monterey CountyCaliforniaUnited States
2020 or later0.0% (±1.5 points)0.6%1.3%2.0%
2010 to 201918.0% (±7.1 points)5.5%6.5%9.4%
2000 to 200913.7% (±5.8 points)10.4%11.2%13.6%
1990 to 199911.3% (±4.5 points)11.1%10.1%12.4%
1980 to 19896.3% (±4.7 points)14.1%14.9%12.9%
1970 to 197917.3% (±7.6 points)18.9%16.8%14.2%
1960 to 196911.3% (±5.9 points)13.8%12.5%9.9%
1950 to 195915.5% (±6.6 points)13.5%12.4%9.5%
1940 to 19493.9% (±2.4 points)5.2%5.4%4.4%
1939 or earlier2.7% (±2.3 points)7.0%8.9%11.7%

50.7% of the homes in ZIP code 95012 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 95012

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 95012Monterey CountyCaliforniaUnited States
Utility gas34.1% (±9.0 points)47.8%61.0%46.5%
Fuel oil, kerosene, etc.0.0% (±1.6 points)0.2%0.2%3.9%
Electricity58.1% (±8.8 points)42.6%29.5%41.3%
Bottled or tank gas (propane)2.5% (±1.7 points)4.4%3.4%4.9%
Wood2.6% (±1.8 points)1.5%1.3%1.4%
Solar energy1.3% (±1.3 points)1.3%1.2%0.3%
Coal or coke0.0% (±1.6 points)0.0%0.0%0.1%
Other fuel0.0% (±1.6 points)0.3%0.3%0.5%
No fuel used1.4% (±1.7 points)2.0%3.0%1.2%

How people in ZIP code 95012 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 95012Monterey CountyCaliforniaUnited States
Drove alone72.7% (±9.4 points)70.3%65.7%68.8%
Carpooled7.1% (±3.9 points)9.9%9.5%8.5%
Public transportation0.2% (±0.4 points)1.1%2.9%3.2%
Walked0.7% (±0.8 points)2.9%2.4%2.4%
Other means (bicycle, taxi, motorcycle)12.6% (±6.5 points)6.0%2.4%2.0%
Worked from home6.7% (±2.9 points)9.8%17.2%15.1%

Workers who live in ZIP code 95012 take an average of 25.6 minutes to get to work.

Places in ZIP code 95012

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
Elkhorn30%$2,00016.8%
Prunedale10%$1,61823.3%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 95012

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
950393.2 mi$1,197$453,400$49,41036.8%
939074.1 mi$2,158$750,100$104,94231.8%
939067.2 mi$2,151$638,500$97,55545.7%
939338.1 mi$2,020$833,800$99,82657.0%
950048.3 mi$2,659$877,300$130,74425.5%
9390510 mi$1,850$616,100$80,12657.3%
9501911 mi$1,447$735,200$67,47470.3%
9507611 mi$1,923$808,900$91,09943.3%

Crime reported to police in Monterey County

In 2025, the police departments that report for Monterey County recorded 424 violent and 1,143 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 95012 is reported as ZIP Code Tabulation Area 95012: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 95012

What is the median rent in ZIP code 95012?

The median gross rent in ZIP Code Tabulation Area 95012 is $1,468 (±$261) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 95012?

The median value of owner-occupied homes in ZIP code 95012 is $598,900 (±$51,713) (2020–2024 American Community Survey).

What is the median household income in ZIP code 95012?

The median household income in ZIP code 95012 is $80,288 (±$7,369) a year (2020–2024 American Community Survey).

What town is ZIP code 95012 in?

Most of ZIP code 95012’s land lies in Elkhorn; it also covers Prunedale.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 95012 (zip code tabulation area:95012).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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