Housing data for ZIP code 95320

ZIP code 95320 has an estimated 13,500 residents and 5,037 homes (US Census Bureau, 2020–2024 American Community Survey).

It lies in San Joaquin County.

29.2% of households rent.

The median gross rent is $1,658 (±$275) a month.

The median home value is $521,900 (±$55,912).

The median household income is $82,572 (±$14,209) a year.

Figures last updated on .

Residents
13,500 (±1,354)
Median gross rent
$1,658
Median home value
$521,900
Households that rent
29.2%

How ZIP code 95320 compares

Estimate (90% margin of error)
ZIP 95320San Joaquin CountyCaliforniaUnited States
Residents13,500 (±1,354)797,33439,287,377334,922,499
Housing units5,037 (±395)260,15114,644,735143,775,355
Households that rent29.2% (±5.9 points)38.0%44.1%34.8%
Median gross rent$1,658 (±$275)$1,734$2,036$1,413
Median home value$521,900 (±$55,912)$530,700$734,700$332,700
Median household income$82,572 (±$14,209)$92,179$99,122$80,734
Median real estate taxes (a year)$3,563 (±$312)$3,960$5,124$3,119
Renters paying 30% or more of income50.0% (±17.7 points)53.9%55.3%51.1%
Built before 198039.2% (±7.1 points)44.2%56.0%49.7%
Average commute25.4 minutes (±3.3)34.1 minutes28.7 minutes26.4 minutes
Households with broadband91.4% (±3.2 points)92.5%93.5%91.0%
Median age of residents34.7 years (±3.0)35.4 years37.9 years38.9 years

In ZIP 95320, median gross rent is not measurably different from San Joaquin County ($1,734).

It is also lower than in California ($2,036).

It is not measurably different from the national figure ($1,413).

Among the 28 ZIP codes in San Joaquin County with a published estimate, ZIP 95320 ranks 13 from highest to lowest median gross rent.

Among the 28 ZIP codes in San Joaquin County with a published estimate, ZIP 95320 ranks 15 from highest to lowest median home value.

Among the 29 ZIP codes in San Joaquin County with a published estimate, ZIP 95320 ranks 20 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 95320

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 95320San Joaquin CountyCaliforniaUnited States
Less than $5003.7% (±5.8 points)2.8%3.6%6.3%
$500 to $99913.1% (±10.3 points)9.8%7.2%20.2%
$1,000 to $1,49926.0% (±10.6 points)25.3%16.2%28.1%
$1,500 to $1,99922.9% (±9.9 points)25.9%21.5%21.1%
$2,000 to $2,49920.3% (±14.4 points)18.0%19.8%12.0%
$2,500 to $2,99910.8% (±8.6 points)9.8%12.5%5.5%
$3,000 or more3.2% (±4.7 points)8.4%19.1%6.8%

The most common range is $1,000 to $1,499, paid by 26.0% of renting households.

Rent by bedrooms in ZIP code 95320

Median gross rent by number of bedrooms, estimate (90% margin of error)
BedroomsCensus median
1 bedroom$964 (±$255)
2 bedrooms$1,556 (±$255)
3 bedrooms$1,866 (±$350)
4 bedrooms$2,669 (±$280)

Rent burden in ZIP code 95320

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 95320San Joaquin CountyCaliforniaUnited States
Less than 15%9.3% (±8.9 points)10.3%10.4%12.6%
15% to 19.9%11.2% (±7.8 points)11.3%11.1%12.2%
20% to 24.9%22.7% (±11.6 points)12.5%12.0%12.6%
25% to 29.9%6.9% (±6.2 points)12.0%11.2%11.5%
30% to 34.9%13.6% (±11.3 points)10.1%9.3%9.2%
35% or more36.4% (±13.6 points)43.8%46.0%41.9%

50.0% (±17.7 points) of renting households in ZIP code 95320 spend 30% or more of their income on gross rent.

Home values in ZIP code 95320

Owner-occupied homes by value, 2020–2024
ValueZIP 95320San Joaquin CountyCaliforniaUnited States
Less than $50,0004.0% (±2.6 points)3.0%2.5%5.3%
$50,000 to $99,9993.2% (±2.7 points)1.7%1.7%6.1%
$100,000 to $149,9990.5% (±0.8 points)1.1%1.3%6.8%
$150,000 to $199,9990.8% (±1.1 points)1.4%1.4%9.0%
$200,000 to $299,9990.5% (±0.6 points)5.2%4.3%17.8%
$300,000 to $499,99938.2% (±8.1 points)33.5%17.1%26.9%
$500,000 to $999,99940.1% (±8.2 points)46.9%42.1%20.9%
$1,000,000 or more12.7% (±4.1 points)7.2%29.6%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 95320

Housing units by units in structure, 2020–2024
Building typeZIP 95320San Joaquin CountyCaliforniaUnited States
Single-family, detached83.3% (±4.3 points)74.6%57.0%61.3%
Single-family, attached (townhouse, rowhouse)2.8% (±2.0 points)5.4%7.4%6.2%
2 units0.9% (±1.1 points)1.5%2.4%3.4%
3 or 4 units2.3% (±2.1 points)3.5%5.4%4.3%
5 to 9 units0.0% (±0.8 points)3.1%5.7%4.5%
10 to 19 units0.0% (±0.8 points)2.2%4.9%4.3%
20 or more units2.1% (±1.2 points)6.4%13.6%10.3%
Mobile home8.5% (±3.5 points)3.1%3.5%5.6%
Boat, RV, van, etc.0.0% (±0.8 points)0.1%0.1%0.1%

When the homes in ZIP code 95320 were built

Housing units by year structure built, 2020–2024
Year builtZIP 95320San Joaquin CountyCaliforniaUnited States
2020 or later0.2% (±0.3 points)2.8%1.3%2.0%
2010 to 20194.8% (±2.7 points)8.1%6.5%9.4%
2000 to 200916.7% (±3.7 points)17.8%11.2%13.6%
1990 to 199920.1% (±5.2 points)12.9%10.1%12.4%
1980 to 198919.1% (±5.9 points)14.3%14.9%12.9%
1970 to 197914.8% (±4.5 points)14.4%16.8%14.2%
1960 to 19696.6% (±2.6 points)8.9%12.5%9.9%
1950 to 19598.7% (±3.3 points)9.3%12.4%9.5%
1940 to 19495.7% (±2.5 points)4.8%5.4%4.4%
1939 or earlier3.4% (±2.5 points)6.8%8.9%11.7%

39.2% of the homes in ZIP code 95320 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 95320

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 95320San Joaquin CountyCaliforniaUnited States
Utility gas49.6% (±6.0 points)61.6%61.0%46.5%
Fuel oil, kerosene, etc.0.0% (±0.9 points)0.1%0.2%3.9%
Electricity20.5% (±5.5 points)29.4%29.5%41.3%
Bottled or tank gas (propane)20.5% (±5.3 points)3.8%3.4%4.9%
Wood5.3% (±2.5 points)0.9%1.3%1.4%
Solar energy2.1% (±1.3 points)2.4%1.2%0.3%
Coal or coke0.0% (±0.9 points)0.0%0.0%0.1%
Other fuel0.9% (±0.9 points)0.3%0.3%0.5%
No fuel used1.1% (±1.4 points)1.5%3.0%1.2%

How people in ZIP code 95320 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 95320San Joaquin CountyCaliforniaUnited States
Drove alone77.5% (±5.5 points)73.7%65.7%68.8%
Carpooled7.3% (±3.2 points)12.3%9.5%8.5%
Public transportation0.0% (±0.9 points)0.9%2.9%3.2%
Walked3.2% (±2.9 points)1.2%2.4%2.4%
Other means (bicycle, taxi, motorcycle)1.7% (±1.4 points)1.4%2.4%2.0%
Worked from home10.3% (±4.2 points)10.6%17.2%15.1%

Workers who live in ZIP code 95320 take an average of 25.4 minutes to get to work.

ZIP codes near 95320

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
953677.0 mi$1,611$464,700$87,48727.8%
953567.0 mi$1,877$532,600$96,88632.4%
953667.5 mi$1,846$707,800$112,09734.0%
953688.4 mi$2,081$461,100$94,93522.7%
9535010 mi$1,596$429,400$75,62143.2%
9535511 mi$1,795$469,000$86,84937.7%
9533611 mi$1,886$546,400$89,17229.5%
9535712 mi$2,028$445,400$95,70728.6%

Crime reported to police in San Joaquin County

In 2025, the police departments that report for San Joaquin County recorded 613 violent and 1,741 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 95320 is reported as ZIP Code Tabulation Area 95320: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 95320

What is the median rent in ZIP code 95320?

The median gross rent in ZIP Code Tabulation Area 95320 is $1,658 (±$275) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 95320?

The median value of owner-occupied homes in ZIP code 95320 is $521,900 (±$55,912) (2020–2024 American Community Survey).

What is the median household income in ZIP code 95320?

The median household income in ZIP code 95320 is $82,572 (±$14,209) a year (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 95320 (zip code tabulation area:95320).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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