How much do homeowners pay a month in Middletown, CT?
Homeowners with a mortgage in Middletown, CT pay a median of $2,199 (±$95) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $963 (±$36).
64.8% of owned homes carry a mortgage.
In Middletown, the median monthly cost with a mortgage went from $1,945 in 2015–2019 to $2,199 in 2020–2024 (+13.1%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Figures last updated on .
- With a mortgage
- $2,199 (±$95)
- Without a mortgage
- $963 (±$36)
- Owned with a mortgage
- 64.8%
Monthly owner costs in Middletown
| Middletown | Lower Connecticut River Valley Planning Region | Connecticut | United States | |
|---|---|---|---|---|
| With a mortgage | $2,199 (±$95) | $2,411 (±$43) | $2,429 (±$11) | $1,963 |
| Without a mortgage | $963 (±$36) | $1,020 (±$30) | $1,071 (±$7) | $638 |
| Owned homes with a mortgage | 64.8% (±4.1 points) | 61.7% (±1.7 points) | 64.6% (±0.4 points) | 60.6% |
| Median real estate taxes (a year) | $6,412 (±$242) | $6,357 (±$104) | $6,643 (±$25) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Middletown, the median cost with a mortgage is lower than in Lower Connecticut River Valley Planning Region ($2,411).
It is also lower than in Connecticut ($2,429).
It is higher than the national figure ($1,963).
In Lower Connecticut River Valley Planning Region, Middletown ranks 16 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 114 of 169.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Middletown have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,945 (±$61) | $2,199 (±$95) | +13.1% | Down after inflation |
| Median real estate taxes | $5,657 (±$191) | $6,412 (±$242) | +13.3% | Down after inflation |
| Median home value | $231,300 (±$6,761) | $295,300 (±$10,779) | +27.7% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Middletown
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Middletown | — | $2,199 (±$95) | — |
| Portland (community) | 2.8 mi | $2,286 (±$247) | Not measurably different |
| Middlefield | 4.0 mi | $2,295 (±$208) | Not measurably different |
| Cromwell | 4.7 mi | $2,173 (±$133) | Not measurably different |
| Portland | 4.9 mi | $2,477 (±$185) | Higher |
| Durham | 5.7 mi | $2,790 (±$162) | Higher |
| Durham (community) | 5.7 mi | $2,797 (±$211) | Higher |
| Higganum | 6.5 mi | $1,993 (±$180) | Lower |
| Meriden | 7.2 mi | $1,986 (±$60) | Lower |
Nearby places with a measurably lower figure: Higganum, CT ($1,993), Meriden, CT ($1,986).
Nearby places with a measurably higher figure: Portland, CT ($2,477), Durham, CT ($2,790), Durham (community), CT ($2,797).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Lower Connecticut River Valley Planning Region, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 10 | Clinton | $2,402 (±$114) |
| 11 | East Hampton | $2,363 (±$98) |
| 12 | East Haddam | $2,349 (±$140) |
| 13 | Haddam | $2,342 (±$141) |
| 14 | Middlefield | $2,295 (±$208) |
| 15 | Deep River | $2,212 (±$363) |
| 16 | Middletown | $2,199 (±$95) |
| 17 | Cromwell | $2,173 (±$133) |
Showing 8 of 17 places in Lower Connecticut River Valley Planning Region, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Middletown
What is the average mortgage payment in Middletown?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Middletown, CT is $2,199 (±$95) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Middletown?
Owners without a mortgage in Middletown pay a median of $963 (±$36) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Middletown gone up?
In Middletown, the median monthly cost with a mortgage went from $1,945 in 2015–2019 to $2,199 in 2020–2024 (+13.1%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Middletown town, Lower Connecticut River Valley Planning Region, Connecticut
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Middletown town, Lower Connecticut River Valley Planning Region, Connecticut
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Middletown town, Lower Connecticut River Valley Planning Region, Connecticut (county subdivision:47360, in state:09 county:130).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
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- Rent burden in Middletown
- Renters and owners in Middletown
- Income and affordability in Middletown
- Home values in Middletown
- Property taxes in Middletown
- Types of homes in Middletown
- Bedrooms in Middletown
- Age of homes in Middletown
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- Crime reported to police in Middletown
- Population growth in Middletown
- How long people stay in Middletown
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- Fair Market Rent in Middletown
- Local landlord and tenant rules in Middletown
- Connecticut landlord and tenant rules
- Housing across Lower Connecticut River Valley Planning Region
- Housing data for every place in Connecticut