How much do homeowners pay a month in Haddam, CT?
Homeowners with a mortgage in Haddam, CT pay a median of $2,342 (±$141) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,068 (±$109).
71.1% of owned homes carry a mortgage.
In Haddam, the median monthly cost with a mortgage went from $2,346 in 2015–2019 to $2,342 in 2020–2024 (−0.2%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $2,342 (±$141)
- Without a mortgage
- $1,068 (±$109)
- Owned with a mortgage
- 71.1%
Monthly owner costs in Haddam
| Haddam | Lower Connecticut River Valley Planning Region | Connecticut | United States | |
|---|---|---|---|---|
| With a mortgage | $2,342 (±$141) | $2,411 (±$43) | $2,429 (±$11) | $1,963 |
| Without a mortgage | $1,068 (±$109) | $1,020 (±$30) | $1,071 (±$7) | $638 |
| Owned homes with a mortgage | 71.1% (±5.2 points) | 61.7% (±1.7 points) | 64.6% (±0.4 points) | 60.6% |
| Median real estate taxes (a year) | $7,045 (±$376) | $6,357 (±$104) | $6,643 (±$25) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Haddam, the median cost with a mortgage is not measurably different from Lower Connecticut River Valley Planning Region ($2,411).
It is not measurably different from Connecticut ($2,429).
It is higher than the national figure ($1,963).
In Lower Connecticut River Valley Planning Region, Haddam ranks 13 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 93 of 169.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Haddam have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,346 (±$132) | $2,342 (±$141) | −0.2% | Down after inflation |
| Median real estate taxes | $6,907 (±$318) | $7,045 (±$376) | +2.0% | Down after inflation |
| Median home value | $316,300 (±$22,569) | $379,700 (±$25,349) | +20.0% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Haddam
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Haddam | — | $2,342 (±$141) | — |
| Chester | 5.7 mi | $2,672 (±$322) | Not measurably different |
| Moodus | 6.0 mi | $2,180 (±$439) | Not measurably different |
| East Hampton | 6.3 mi | $2,363 (±$98) | Not measurably different |
| Durham | 7.1 mi | $2,790 (±$162) | Higher |
| Durham (community) | 7.1 mi | $2,797 (±$211) | Higher |
| Chester Center | 7.2 mi | $2,392 (±$143) | Not measurably different |
| East Hampton (community) | 7.2 mi | $2,093 (±$161) | Lower |
| Middletown | 7.3 mi | $2,199 (±$95) | Not measurably different |
Nearby places with a measurably lower figure: East Hampton (community), CT ($2,093).
Nearby places with a measurably higher figure: Durham, CT ($2,790), Durham (community), CT ($2,797).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Lower Connecticut River Valley Planning Region, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 7 | Essex | $2,544 (±$186) |
| 8 | Portland | $2,477 (±$185) |
| 9 | Westbrook | $2,473 (±$257) |
| 10 | Clinton | $2,402 (±$114) |
| 11 | East Hampton | $2,363 (±$98) |
| 12 | East Haddam | $2,349 (±$140) |
| 13 | Haddam | $2,342 (±$141) |
| 14 | Middlefield | $2,295 (±$208) |
| 15 | Deep River | $2,212 (±$363) |
| 16 | Middletown | $2,199 (±$95) |
| 17 | Cromwell | $2,173 (±$133) |
Showing 11 of 17 places in Lower Connecticut River Valley Planning Region, ranked from highest to lowest.
The figures for Haddam include the places inside it that have pages of their own: Higganum.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Haddam
What is the average mortgage payment in Haddam?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Haddam, CT is $2,342 (±$141) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Haddam?
Owners without a mortgage in Haddam pay a median of $1,068 (±$109) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Haddam gone up?
In Haddam, the median monthly cost with a mortgage went from $2,346 in 2015–2019 to $2,342 in 2020–2024 (−0.2%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Haddam town, Lower Connecticut River Valley Planning Region, Connecticut
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Haddam town, Lower Connecticut River Valley Planning Region, Connecticut
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Haddam town, Lower Connecticut River Valley Planning Region, Connecticut (county subdivision:35230, in state:09 county:130).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
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- Connecticut landlord and tenant rules
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