How much do homeowners pay a month in Biscayne Gardens, FL?

Name: Homeowner costs in Biscayne Gardens, FL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Biscayne Gardens, FL pay a median of $2,038 (±$138) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $519 (±$62).

63.0% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $2,038 (±$138)
Without a mortgage: $519 (±$62)
Owned with a mortgage: 63.0%

Monthly owner costs in Biscayne Gardens

Median selected monthly owner costs, estimate (90% margin of error)
	Biscayne Gardens	Miami-Dade County	Florida	United States
With a mortgage	$2,038 (±$138)	$2,451 (±$24)	$1,959 (±$5)	$1,963
Without a mortgage	$519 (±$62)	$815 (±$11)	$673 (±$3)	$638
Owned homes with a mortgage	63.0% (±4.3 points)	58.8% (±0.6 points)	56.3% (±0.2 points)	60.6%
Median real estate taxes (a year)	$2,468 (±$305)	$3,744 (±$42)	$2,730 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Biscayne Gardens, the median cost with a mortgage is lower than in Miami-Dade County ($2,451).

It is not measurably different from Florida ($1,959).

It is not measurably different from the national figure ($1,963).

In Miami-Dade County, Biscayne Gardens ranks 54 of 69 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 315 of 830.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Biscayne Gardens

Nearest places with a published estimate, compared with Biscayne Gardens
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Biscayne Gardens	—	$2,038 (±$138)	—
North Miami	2.2 mi	$2,071 (±$98)	Not measurably different
Biscayne Park	2.5 mi	$3,217 (±$641)	Higher
North Miami Beach	2.5 mi	$2,014 (±$208)	Not measurably different
Pinewood	3.2 mi	$1,810 (±$258)	Not measurably different
Westview	3.3 mi	$2,001 (±$244)	Not measurably different
Ojus	3.4 mi	$2,327 (±$706)	Not measurably different
Miami Shores	3.5 mi	$3,709 (±$187)	Higher
Opa-locka	3.5 mi	$1,875 (±$279)	Not measurably different

Nearby places with a measurably higher figure: Biscayne Park, FL ($3,217), Miami Shores, FL ($3,709).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Miami-Dade County, place by place

Rank	Place	Median monthly cost with a mortgage
48	Naranja	$2,087 (±$332)
49	Richmond Heights	$2,085 (±$236)
50	Hialeah	$2,073 (±$91)
51	Ives Estates	$2,072 (±$177)
52	North Miami	$2,071 (±$98)
53	Kendale Lakes	$2,039 (±$110)
54	Biscayne Gardens	$2,038 (±$138)
55	North Miami Beach	$2,014 (±$208)
56	Westview	$2,001 (±$244)
57	Kendall West	$1,977 (±$170)
58	Leisure City	$1,928 (±$175)
59	West Little River	$1,906 (±$123)
60 (tie)	Medley	$1,875 (±$1,846)

Showing 13 of 69 places in Miami-Dade County, ranked from highest to lowest.

Biscayne Gardens is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Biscayne Gardens

What is the average mortgage payment in Biscayne Gardens?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Biscayne Gardens, FL is $2,038 (±$138) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Biscayne Gardens?

Owners without a mortgage in Biscayne Gardens pay a median of $519 (±$62) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Biscayne Gardens CDP, Florida (place:06575, in state:12).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.