Housing data for On Top of the World, FL
On Top of the World, FL has an estimated 16,007 residents and 9,714 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Marion County.
7.4% of households rent.
The median gross rent is $1,212 a month.
Figures last updated on .
- Residents
- 16,007 (±1,008)
- Housing units
- 9,714 (±585)
- Households that rent
- 7.4%
- Median gross rent
- $1,212
What stands out in On Top of the World
Working from home: 22.7% (±9.9 points) in On Top of the World, higher than in Marion County (12.0%).
Households that rent: 7.4% (±4.1 points) in On Top of the World, lower than in Marion County (22.5%).
Homes built before 1980: 4.0% (±2.0 points) in On Top of the World, lower than in Marion County (24.2%).
Median real estate taxes: $2,593 (±$186) in On Top of the World, higher than in Marion County ($1,806).
Housing in On Top of the World at a glance
- Median rent: $1,212 median gross rent a month
- Rent burden: 48.5% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 7.4% of households rent (Small sample: wide margin of error)
- Income and affordability: $60,670 median household income
- Home values: $303,900 median home value
- Homeowner costs: $1,513 median monthly cost with a mortgage
- Property taxes: $2,593 median real estate taxes a year
- Types of homes: 6.1% of homes are in buildings of 5 or more units
- Bedrooms: 34.3% of homes have 3 or more bedrooms
- Age of homes: 4.0% of homes were built before 1980 (Small sample: wide margin of error)
- Vacancy rate: 19.0% rental vacancy rate
- Heating fuel: 69.2% heat with electricity
- Commute and cars: 23.4 minutes average trip to work
- How long people stay: 31.7% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room
On Top of the World against Marion County, its state and the nation
| On Top of the World | Marion County | Florida | United States | |
|---|---|---|---|---|
| Residents | 16,007 (±1,008) | 400,078 (exact) | 22,416,077 (exact) | 334,922,499 |
| Housing units | 9,714 (±585) | 188,277 (±115) | 10,256,470 (±942) | 143,775,355 |
| Households that rent | 7.4% (±4.1 points) | 22.5% (±0.9 points) | 32.4% (±0.2 points) | 34.8% |
| Median gross rent | $1,212 (±$191) | $1,277 (±$42) | $1,669 (±$5) | $1,413 |
| Median household income | $60,670 (±$5,759) | $61,010 (±$1,361) | $74,568 (±$284) | $80,734 |
| Median home value | $303,900 (±$16,669) | $243,100 (±$4,168) | $359,000 (±$930) | $332,700 |
| Median real estate taxes (a year) | $2,593 (±$186) | $1,806 (±$43) | $2,730 (±$10) | $3,119 |
| Built before 1980 | 4.0% (±2.0 points) | 24.2% (±1.0 points) | 33.9% (±0.2 points) | 49.7% |
| Average commute | 23.4 minutes (±4.9) | 26.8 minutes (±0.7) | 28.0 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 87.0% (±3.9 points) | 91.1% (±0.7 points) | 91.6% (±0.1 points) | 91.0% |
| Median age of residents | 71.4 years (±0.7) | 47.9 years (±0.2) | 42.6 years (±0.1) | 38.9 years |
On Top of the World covers 17.5 square miles of land, about 914 residents per square mile (Census Bureau Gazetteer).
Crime reported to police in Marion County
On Top of the World has no police department of its own in the FBI’s figures, so this is the figure for Marion County as a whole.
In 2025, the police departments that report for Marion County recorded 257 violent and 968 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in On Top of the World
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 34481 | 21% | 26,782 | $1,236 | $256,600 | $57,324 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near On Top of the World
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Liberty Triangle | 4.6 mi | $1,711 | $275,500 | 8.3% |
| Rainbow Park | 6.2 mi | $1,443 | $197,600 | 18.1% |
| Ocala Estates | 6.8 mi | $818 | $152,900 | 32.0% |
| Dunnellon | 9.0 mi | $765 | $168,200 | 24.4% |
| Marion Oaks | 9.1 mi | $1,658 | $257,700 | 24.3% |
| Rainbow Springs | 9.4 mi | $1,112 | $310,600 | 9.1% |
| Ocala | 9.6 mi | $1,359 | $241,400 | 47.9% |
| Hernando | 12 mi | $964 | $209,700 | 15.0% |
Places in Florida most like On Top of the World
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Timber Pines | $1,460 | $278,200 | $59,185 | 7.3% |
| Pine Ridge (Citrus County) | $1,530 | $384,800 | $71,014 | 8.1% |
| Sugarmill Woods | $1,276 | $332,600 | $71,426 | 3.6% |
| The Villages | $1,397 | $400,100 | $77,622 | 6.7% |
| Edgewater | $1,309 | $256,200 | $60,977 | 9.9% |
| Fruitland Park | $1,221 | $382,400 | $82,656 | 12.3% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Florida.
HUD Fair Market Rent for On Top of the World, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,194 | $1,201 | $1,394 | $1,836 | $1,925 |
HUD income limits for On Top of the World, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $17,650 | $29,400 | $47,050 |
| 2 people | $21,640 | $33,600 | $53,800 |
| 3 people | $27,320 | $37,800 | $60,500 |
| 4 people | $33,000 | $42,000 | $67,200 |
| 5 people | $38,680 | $45,400 | $72,600 |
| 6 people | $44,360 | $48,750 | $78,000 |
| 7 people | $50,040 | $52,100 | $83,350 |
| 8 people | $55,450 | $55,450 | $88,750 |
These are the limits HUD sets for its housing programs in the Ocala, FL MSA, where HUD’s median family income for fiscal year 2026 is $84,000.
A program can use its own limits; tax-credit and local programs often do.
On Top of the World is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about On Top of the World
What is the average rent in On Top of the World, FL?
The Census Bureau publishes the median rather than the average: the median gross rent in On Top of the World is $1,212 (±$191) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
What is the median household income in On Top of the World?
The median household income in On Top of the World is $60,670 (±$5,759) a year (2020–2024 American Community Survey).
What is the average home value in On Top of the World, FL?
The Census Bureau publishes the median: $303,900 (±$16,669) for owner-occupied homes in On Top of the World (2020–2024 American Community Survey).
What is the average mortgage payment in On Top of the World?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in On Top of the World, FL is $1,513 (±$157) a month, including taxes, insurance and utilities.
How much are property taxes in On Top of the World?
The median real estate tax paid by homeowners in On Top of the World, FL is $2,593 (±$186) a year (2020–2024 American Community Survey).
How many homes are in On Top of the World?
On Top of the World, FL has an estimated 9,714 (±585) housing units, occupied and vacant (2020–2024 American Community Survey).
What ZIP codes are in On Top of the World?
The ZIP code that covers On Top of the World is 34481.
What is the median rent in ZIP code 34481?
The median gross rent in ZIP Code Tabulation Area 34481 is $1,236 (±$131) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — On Top of the World CDP, Florida
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — On Top of the World CDP, Florida
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — On Top of the World CDP, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — On Top of the World CDP, Florida
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — On Top of the World CDP, Florida
- Total Population (B01003), 2015–2019 ACS 5-year estimates — On Top of the World CDP, Florida
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — On Top of the World CDP, Florida
- HUD Fair Market Rents, fiscal year 2027: Ocala, FL MSA
- HUD Income Limits, fiscal year 2026: Ocala, FL MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for On Top of the World CDP, Florida (place:51587, in state:12).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .