Housing data for Palm Harbor, FL
Palm Harbor, FL has an estimated 61,512 residents and 30,595 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Pinellas County.
22.1% of households rent.
The median gross rent is $1,806 a month.
Figures last updated on .
- Residents
- 61,512 (±2,245)
- Housing units
- 30,595 (±988)
- Households that rent
- 22.1%
- Median gross rent
- $1,806
- Residents since 2015–2019
- −1.3%
What stands out in Palm Harbor
Homes built before 1980: 28.6% (±2.3 points) in Palm Harbor, lower than in Pinellas County (58.8%).
Households that rent: 22.1% (±2.3 points) in Palm Harbor, lower than in Pinellas County (30.5%).
Rental vacancy rate: 5.8% (±3.0 points) in Palm Harbor, lower than in Pinellas County (9.1%).
Homes in buildings of 5 or more units: 20.7% (±2.1 points) in Palm Harbor, lower than in Pinellas County (30.1%).
- Age of homes in Palm Harbor
- Renters and owners in Palm Harbor
- Vacancy rate in Palm Harbor
- Types of homes in Palm Harbor
Housing in Palm Harbor at a glance
- Median rent: $1,806 median gross rent a month
- Rent by bedrooms: $1,876 median gross rent, 2 bedrooms
- Rent burden: 73.8% of renters pay 30% or more of income
- Renters and owners: 22.1% of households rent
- Income and affordability: $78,935 median household income
- Home values: $405,300 median home value
- Homeowner costs: $2,096 median monthly cost with a mortgage
- Property taxes: $2,722 median real estate taxes a year
- Types of homes: 20.7% of homes are in buildings of 5 or more units
- Bedrooms: 47.1% of homes have 3 or more bedrooms
- Age of homes: 28.6% of homes were built before 1980
- Vacancy rate: 5.8% rental vacancy rate
- Heating fuel: 96.1% heat with electricity
- Commute and cars: 26.7 minutes average trip to work
- Growth: −1.3% residents since 2015–2019
- How long people stay: 24.9% moved in since 2020
- Crowding and facilities: 0.6% of homes have more than 1 person per room
- Fair Market Rent: $2,050 Small Area FMR, 2 bedrooms (ZIP 34681)
Palm Harbor against Pinellas County, its state and the nation
| Palm Harbor | Pinellas County | Florida | United States | |
|---|---|---|---|---|
| Residents | 61,512 (±2,245) | 963,481 (exact) | 22,416,077 (exact) | 334,922,499 |
| Housing units | 30,595 (±988) | 520,107 (±218) | 10,256,470 (±942) | 143,775,355 |
| Households that rent | 22.1% (±2.3 points) | 30.5% (±0.5 points) | 32.4% (±0.2 points) | 34.8% |
| Median gross rent | $1,806 (±$83) | $1,642 (±$18) | $1,669 (±$5) | $1,413 |
| Median household income | $78,935 (±$3,953) | $72,646 (±$1,000) | $74,568 (±$284) | $80,734 |
| Median home value | $405,300 (±$12,216) | $355,100 (±$3,488) | $359,000 (±$930) | $332,700 |
| Median real estate taxes (a year) | $2,722 (±$107) | $2,474 (±$44) | $2,730 (±$10) | $3,119 |
| Built before 1980 | 28.6% (±2.3 points) | 58.8% (±0.8 points) | 33.9% (±0.2 points) | 49.7% |
| Average commute | 26.7 minutes (±1.5) | 25.2 minutes (±0.4) | 28.0 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 90.6% (±1.6 points) | 90.5% (±0.4 points) | 91.6% (±0.1 points) | 91.0% |
| Median age of residents | 50.9 years (±1.6) | 49.0 years (±0.1) | 42.6 years (±0.1) | 38.9 years |
Palm Harbor covers 17.4 square miles of land, about 3,543 residents per square mile (Census Bureau Gazetteer).
How Palm Harbor has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 62,310 (±1,690) | 61,512 (±2,245) | −1.3% | Not a measurable change |
| Housing units | 30,422 (±425) | 30,595 (±988) | +0.6% | Not a measurable change |
| Median gross rent | $1,296 (±$55) | $1,806 (±$83) | +39.4% | Up after inflation |
| Median home value | $232,900 (±$7,895) | $405,300 (±$12,216) | +74.0% | Up after inflation |
| Median household income | $59,557 (±$2,260) | $78,935 (±$3,953) | +32.5% | Up after inflation |
| Median owner cost with a mortgage | $1,598 (±$42) | $2,096 (±$76) | +31.2% | Up after inflation |
| Median real estate taxes | $2,038 (±$101) | $2,722 (±$107) | +33.6% | Up after inflation |
| Households that rent | 27.3% (±2.0 points) | 22.1% (±2.3 points) | −5.2 percentage points | Measurable decrease |
| Rental vacancy rate | 2.8% (±1.8 points) | 5.8% (±3.0 points) | +3.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Pinellas County
Palm Harbor has no police department of its own in the FBI’s figures, so this is the figure for Pinellas County as a whole.
In 2025, the police departments that report for Pinellas County recorded 272 violent and 1,432 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Palm Harbor
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 34681 | 100% | 1,284 | — | $729,000 | — |
| 34684 | 98% | 27,029 | $1,854 | $342,400 | $72,145 |
| 34683 | 96% | 33,911 | $1,748 | $452,100 | $92,885 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Palm Harbor
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Dunedin | 3.9 mi | $1,675 | $396,000 | 28.9% |
| Tarpon Springs | 4.6 mi | $1,298 | $340,700 | 19.0% |
| East Lake | 4.9 mi | $1,942 | $488,000 | 16.8% |
| Greenbriar | 5.1 mi | $2,367 | $353,200 | 11.7% |
| Oldsmar | 5.8 mi | $1,427 | $380,300 | 23.1% |
| Safety Harbor | 6.5 mi | $1,743 | $454,000 | 16.1% |
| Holiday | 7.1 mi | $1,239 | $170,100 | 33.7% |
| Clearwater | 7.3 mi | $1,658 | $361,300 | 41.4% |
Places in Florida most like Palm Harbor
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Carrollwood | $1,715 | $384,600 | $81,959 | 31.5% |
| Port Orange | $1,634 | $317,200 | $74,426 | 24.4% |
| Winter Springs | $1,867 | $378,700 | $92,574 | 23.9% |
| Rockledge | $1,820 | $338,100 | $84,255 | 22.0% |
| New Smyrna Beach | $1,712 | $395,300 | $83,865 | 22.5% |
| Williamsburg | $1,938 | $327,700 | $89,191 | 20.2% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Florida.
HUD Fair Market Rent for Palm Harbor, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,597 | $1,648 | $1,917 | $2,448 | $2,977 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Palm Harbor, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $24,100 | $40,150 | $64,250 |
| 2 people | $27,550 | $45,850 | $73,400 |
| 3 people | $31,000 | $51,600 | $82,600 |
| 4 people | $34,400 | $57,350 | $91,750 |
| 5 people | $38,680 | $61,950 | $99,100 |
| 6 people | $44,360 | $66,550 | $106,450 |
| 7 people | $50,040 | $71,150 | $113,800 |
| 8 people | $55,720 | $75,700 | $121,150 |
These are the limits HUD sets for its housing programs in the Tampa-St. Petersburg-Clearwater, FL MSA, where HUD’s median family income for fiscal year 2026 is $104,700.
A program can use its own limits; tax-credit and local programs often do.
Palm Harbor is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Palm Harbor
What is the average rent in Palm Harbor, FL?
The Census Bureau publishes the median rather than the average: the median gross rent in Palm Harbor is $1,806 (±$83) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Palm Harbor?
The median gross rent for a one-bedroom home in Palm Harbor, FL is $1,519 (±$169) a month (2020–2024 American Community Survey).
Are renters in Palm Harbor rent-burdened?
73.8% of renting households in Palm Harbor pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Palm Harbor?
Palm Harbor has an estimated 6,013 (±635) renting households, 22.1% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Palm Harbor?
The median household income in Palm Harbor is $78,935 (±$3,953) a year (2020–2024 American Community Survey).
What is the average home value in Palm Harbor, FL?
The Census Bureau publishes the median: $405,300 (±$12,216) for owner-occupied homes in Palm Harbor (2020–2024 American Community Survey).
Is Palm Harbor growing?
In Palm Harbor, the number of residents went from 62,310 in 2015–2019 to 61,512 in 2020–2024 (−1.3%), not a measurable change.
What ZIP codes are in Palm Harbor?
The ZIP codes that cover Palm Harbor are 34681, 34684, 34683.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Palm Harbor CDP, Florida
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Palm Harbor CDP, Florida
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Palm Harbor CDP, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Palm Harbor CDP, Florida
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Palm Harbor CDP, Florida
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Palm Harbor CDP, Florida
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Palm Harbor CDP, Florida
- HUD Fair Market Rents, fiscal year 2027: Tampa-St. Petersburg-Clearwater, FL MSA
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Tampa-St. Petersburg-Clearwater, FL MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Palm Harbor CDP, Florida (place:54350, in state:12).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .