What is the Fair Market Rent in Palm Harbor, FL?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home runs from $2,050 to $2,070 a month across the 3 ZIP codes that cover Palm Harbor.

By ZIP code: 34681 $2,050, 34684 $2,070, 34683 $2,050.

Across the whole Tampa-St. Petersburg-Clearwater, FL MSA the two-bedroom figure is $1,917.

The Census Bureau’s median gross rent for a two-bedroom home in Palm Harbor is $1,876 (±$97), below the Small Area figure for ZIP 34681.

Figures last updated on November 12, 2026.

2 bedrooms, whole area: $1,917
2 bedrooms, ZIP 34681: $2,050
2 bedrooms, ZIP 34684: $2,070
2 bedrooms, ZIP 34683: $2,050

Fair Market Rents for Palm Harbor, fiscal year 2027

HUD Fair Market Rent, dollars a month (gross rent, including utilities), beside the Census Bureau’s median gross rent for each ZIP code
	Studio	1 bedroom	2 bedrooms	3 bedrooms	4 bedrooms	Census median rent
Tampa-St. Petersburg-Clearwater, FL MSA (whole area)	$1,597	$1,648	$1,917	$2,448	$2,977	—
ZIP 34681	$1,710	$1,760	$2,050	$2,620	$3,180	—
ZIP 34684 (98% of the ZIP’s land is in this place)	$1,720	$1,780	$2,070	$2,640	$3,210	$1,854
ZIP 34683 (96% of the ZIP’s land is in this place)	$1,710	$1,760	$2,050	$2,620	$3,180	$1,748

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Whether a housing authority uses the ZIP code (Small Area) figures or the area-wide one depends on whether HUD has designated the area for Small Area FMRs or the authority has opted in; ask the local housing authority which applies.

Palm Harbor is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

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Questions about Palm Harbor

What is the Section 8 payment standard in Palm Harbor?

Housing authorities set payment standards between 90% and 110% of HUD’s Fair Market Rent; for fiscal year 2027, the two-bedroom Fair Market Rent for the Tampa-St. Petersburg-Clearwater, FL MSA is $1,917, and the Small Area figure for 34681 is $2,050.

What is the Fair Market Rent for a two-bedroom in ZIP 34681?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 34681 is $2,050 a month.

What is the Fair Market Rent for a two-bedroom in ZIP 34684?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 34684 is $2,070 a month; the Census Bureau’s median gross rent across that ZIP code, for homes of every size, is $1,854 (±$129).

What is the Fair Market Rent for a two-bedroom in ZIP 34683?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 34683 is $2,050 a month; the Census Bureau’s median gross rent across that ZIP code, for homes of every size, is $1,748 (±$109).

What is the Fair Market Rent for a one-bedroom in Palm Harbor?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a one-bedroom home in ZIP 34681 is $1,760 a month, against $1,648 across the Tampa-St. Petersburg-Clearwater, FL MSA.

Sources

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.