How much do homeowners pay a month in Palmer Ranch, FL?

Name: Homeowner costs in Palmer Ranch, FL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Palmer Ranch, FL pay a median of $2,388 (±$122) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $940 (±$147).

42.0% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $2,388 (±$122)
Without a mortgage: $940 (±$147)
Owned with a mortgage: 42.0%

Monthly owner costs in Palmer Ranch

Median selected monthly owner costs, estimate (90% margin of error)
	Palmer Ranch	Sarasota County	Florida	United States
With a mortgage	$2,388 (±$122)	$1,976 (±$30)	$1,959 (±$5)	$1,963
Without a mortgage	$940 (±$147)	$783 (±$14)	$673 (±$3)	$638
Owned homes with a mortgage	42.0% (±5.8 points)	48.4% (±0.9 points)	56.3% (±0.2 points)	60.6%
Median real estate taxes (a year)	$4,363 (±$229)	$3,106 (±$64)	$2,730 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Palmer Ranch, the median cost with a mortgage is higher than in Sarasota County ($1,976).

It is also higher than in Florida ($1,959).

It is higher than the national figure ($1,963).

In Sarasota County, Palmer Ranch ranks 6 of 28 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 192 of 830.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Palmer Ranch

Nearest places with a published estimate, compared with Palmer Ranch
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Palmer Ranch	—	$2,388 (±$122)	—
Vamo	2.4 mi	$1,843 (±$481)	Lower
Osprey	2.4 mi	$2,603 (±$314)	Not measurably different
Gulf Gate	3.7 mi	$1,592 (±$207)	Lower
Bee Ridge	4.3 mi	$2,164 (±$251)	Not measurably different
South Gate Ridge	4.7 mi	$2,195 (±$355)	Not measurably different
Laurel	4.9 mi	$2,705 (±$263)	Higher
Lake Sarasota	5.2 mi	$1,886 (±$258)	Lower
Ridge Wood Heights	5.3 mi	$1,908 (±$114)	Lower

Nearby places with a measurably lower figure: Vamo, FL ($1,843), Gulf Gate, FL ($1,592), Lake Sarasota, FL ($1,886).

Nearby places with a measurably higher figure: Laurel, FL ($2,705).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Sarasota County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Siesta Key	$3,365 (±$205)
2	South Sarasota	$2,856 (±$273)
3	Laurel	$2,705 (±$263)
4	Osprey	$2,603 (±$314)
5	Old Miakka	$2,392 (±$622)
6	Palmer Ranch	$2,388 (±$122)
7	Venice	$2,238 (±$139)
8	South Gate Ridge	$2,195 (±$355)
9	Bee Ridge	$2,164 (±$251)
10	Sarasota	$1,927 (±$60)
11	Ridge Wood Heights	$1,908 (±$114)
12	Fruitville	$1,906 (±$123)

Showing 12 of 28 places in Sarasota County, ranked from highest to lowest.

Palmer Ranch is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Palmer Ranch

What is the average mortgage payment in Palmer Ranch?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Palmer Ranch, FL is $2,388 (±$122) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Palmer Ranch?

Owners without a mortgage in Palmer Ranch pay a median of $940 (±$147) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Palmer Ranch CDP, Florida (place:54238, in state:12).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.