How much do homeowners pay a month in South Gate Ridge, FL?

Name: Homeowner costs in South Gate Ridge, FL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in South Gate Ridge, FL pay a median of $2,195 (±$355) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $845 (±$141).

49.6% of owned homes carry a mortgage.

In South Gate Ridge, the median monthly cost with a mortgage went from $1,447 in 2015–2019 to $2,195 in 2020–2024 (+51.7%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $2,195 (±$355)
Without a mortgage: $845 (±$141)
Owned with a mortgage: 49.6%

Monthly owner costs in South Gate Ridge

Median selected monthly owner costs, estimate (90% margin of error)
	South Gate Ridge	Sarasota County	Florida	United States
With a mortgage	$2,195 (±$355)	$1,976 (±$30)	$1,959 (±$5)	$1,963
Without a mortgage	$845 (±$141)	$783 (±$14)	$673 (±$3)	$638
Owned homes with a mortgage	49.6% (±9.2 points)	48.4% (±0.9 points)	56.3% (±0.2 points)	60.6%
Median real estate taxes (a year)	$2,992 (±$472)	$3,106 (±$64)	$2,730 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In South Gate Ridge, the median cost with a mortgage is not measurably different from Sarasota County ($1,976).

It is not measurably different from Florida ($1,959).

It is not measurably different from the national figure ($1,963).

In Sarasota County, South Gate Ridge ranks 8 of 28 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 254 of 830.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in South Gate Ridge have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,447 (±$146)	$2,195 (±$355)	+51.7%	Up after inflation
Median real estate taxes	$1,661 (±$188)	$2,992 (±$472)	+80.1%	Up after inflation
Median home value	$247,200 (±$27,034)	$444,800 (±$80,742)	+79.9%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near South Gate Ridge

Nearest places with a published estimate, compared with South Gate Ridge
Place	Distance	Median monthly cost with a mortgage	Compared with this place
South Gate Ridge	—	$2,195 (±$355)	—
Ridge Wood Heights	1.0 mi	$1,908 (±$114)	Not measurably different
Bee Ridge	1.4 mi	$2,164 (±$251)	Not measurably different
Southgate	1.7 mi	$1,870 (±$110)	Not measurably different
Gulf Gate	2.0 mi	$1,592 (±$207)	Lower
Sarasota Springs	2.1 mi	$1,566 (±$98)	Lower
South Sarasota	2.2 mi	$2,856 (±$273)	Higher
Siesta Key	3.3 mi	$3,365 (±$205)	Higher
Lake Sarasota	4.0 mi	$1,886 (±$258)	Not measurably different

Nearby places with a measurably lower figure: Gulf Gate, FL ($1,592), Sarasota Springs, FL ($1,566).

Nearby places with a measurably higher figure: South Sarasota, FL ($2,856), Siesta Key, FL ($3,365).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Sarasota County, place by place

Rank	Place	Median monthly cost with a mortgage
2	South Sarasota	$2,856 (±$273)
3	Laurel	$2,705 (±$263)
4	Osprey	$2,603 (±$314)
5	Old Miakka	$2,392 (±$622)
6	Palmer Ranch	$2,388 (±$122)
7	Venice	$2,238 (±$139)
8	South Gate Ridge	$2,195 (±$355)
9	Bee Ridge	$2,164 (±$251)
10	Sarasota	$1,927 (±$60)
11	Ridge Wood Heights	$1,908 (±$114)
12	Fruitville	$1,906 (±$123)
13	Lake Sarasota	$1,886 (±$258)
14	Southgate	$1,870 (±$110)

Showing 13 of 28 places in Sarasota County, ranked from highest to lowest.

South Gate Ridge is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about South Gate Ridge

What is the average mortgage payment in South Gate Ridge?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in South Gate Ridge, FL is $2,195 (±$355) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in South Gate Ridge?

Owners without a mortgage in South Gate Ridge pay a median of $845 (±$141) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in South Gate Ridge gone up?

In South Gate Ridge, the median monthly cost with a mortgage went from $1,447 in 2015–2019 to $2,195 in 2020–2024 (+51.7%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for South Gate Ridge CDP, Florida (place:67450, in state:12).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.