How much do homeowners pay a month in Sunny Isles Beach, FL?

Name: Homeowner costs in Sunny Isles Beach, FL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Sunny Isles Beach, FL pay a median of $3,113 (±$498) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,500 or more.

32.7% of owned homes carry a mortgage.

In Sunny Isles Beach, the median monthly cost with a mortgage went from $2,255 in 2015–2019 to $3,113 in 2020–2024 (+38.0%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $3,113 (±$498)
Without a mortgage: $1,500 or more
Owned with a mortgage: 32.7%

Monthly owner costs in Sunny Isles Beach

Median selected monthly owner costs, estimate (90% margin of error)
	Sunny Isles Beach	Miami-Dade County	Florida	United States
With a mortgage	$3,113 (±$498)	$2,451 (±$24)	$1,959 (±$5)	$1,963
Without a mortgage	$1,500 or more	$815 (±$11)	$673 (±$3)	$638
Owned homes with a mortgage	32.7% (±6.6 points)	58.8% (±0.6 points)	56.3% (±0.2 points)	60.6%
Median real estate taxes (a year)	$5,989 (±$750)	$3,744 (±$42)	$2,730 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Sunny Isles Beach, the median cost with a mortgage is higher than in Miami-Dade County ($2,451).

It is also higher than in Florida ($1,959).

It is higher than the national figure ($1,963).

In Miami-Dade County, Sunny Isles Beach ranks 16 of 69 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 67 of 830.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Sunny Isles Beach have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$2,255 (±$206)	$3,113 (±$498)	+38.0%	No measurable change after inflation
Median real estate taxes	$3,406 (±$388)	$5,989 (±$750)	+75.8%	Up after inflation
Median home value	$359,900 (±$29,319)	$549,100 (±$118,763)	+52.6%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Sunny Isles Beach

Nearest places with a published estimate, compared with Sunny Isles Beach
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Sunny Isles Beach	—	$3,113 (±$498)	—
Aventura	1.6 mi	$3,040 (±$300)	Not measurably different
Golden Beach	1.7 mi	$4,000 or more	—
North Miami Beach	2.7 mi	$2,014 (±$208)	Lower
Bal Harbour	3.1 mi	$4,000 or more	—
Ojus	3.2 mi	$2,327 (±$706)	Not measurably different
Hallandale Beach	3.3 mi	$1,949 (±$174)	Lower
Bay Harbor Islands	3.6 mi	$3,807 (±$288)	Higher
North Miami	3.8 mi	$2,071 (±$98)	Lower

Nearby places with a measurably lower figure: North Miami Beach, FL ($2,014), Hallandale Beach, FL ($1,949), North Miami, FL ($2,071).

Nearby places with a measurably higher figure: Bay Harbor Islands, FL ($3,807).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Miami-Dade County, place by place

Rank	Place	Median monthly cost with a mortgage
10	Surfside	$3,680 (±$238)
11	South Miami	$3,626 (±$639)
12	Miami Beach	$3,256 (±$398)
13	Biscayne Park	$3,217 (±$641)
14	Miami Lakes	$3,163 (±$318)
15	Doral	$3,160 (±$65)
16	Sunny Isles Beach	$3,113 (±$498)
17	North Bay Village	$3,042 (±$303)
18	Aventura	$3,040 (±$300)
19	Miami Springs	$2,928 (±$219)
20	Glenvar Heights	$2,904 (±$228)
21	Miami	$2,863 (±$92)
22	Olympia Heights	$2,857 (±$157)

Showing 13 of 69 places in Miami-Dade County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Sunny Isles Beach

What is the average mortgage payment in Sunny Isles Beach?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Sunny Isles Beach, FL is $3,113 (±$498) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Sunny Isles Beach?

Owners without a mortgage in Sunny Isles Beach pay a median of $1,500 or more a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Sunny Isles Beach gone up?

In Sunny Isles Beach, the median monthly cost with a mortgage went from $2,255 in 2015–2019 to $3,113 in 2020–2024 (+38.0%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Sunny Isles Beach city, Florida (place:69555, in state:12).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.