Housing data for ZIP code 34609

ZIP code 34609 has an estimated 47,257 residents and 18,853 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Spring Hill, Hernando County.

16.3% of households rent.

The median gross rent is $1,791 (±$110) a month.

The median home value is $317,200 (±$8,083).

The median household income is $79,442 (±$4,368) a year.

Figures last updated on .

Residents
47,257 (±2,058)
Median gross rent
$1,791
Median home value
$317,200
Households that rent
16.3%

How ZIP code 34609 compares

Estimate (90% margin of error)
ZIP 34609Spring HillHernando CountyFloridaUnited States
Residents47,257 (±2,058)119,983207,01822,416,077334,922,499
Housing units18,853 (±645)48,99692,53510,256,470143,775,355
Households that rent16.3% (±2.5 points)19.7%17.5%32.4%34.8%
Median gross rent$1,791 (±$110)$1,440$1,298$1,669$1,413
Median home value$317,200 (±$8,083)$288,500$276,000$359,000$332,700
Median household income$79,442 (±$4,368)$68,432$66,058$74,568$80,734
Median real estate taxes (a year)$2,302 (±$144)$1,922$1,858$2,730$3,119
Renters paying 30% or more of income48.6% (±8.9 points)56.9%55.8%60.0%51.1%
Built before 19803.9% (±1.1 points)12.5%18.6%33.9%49.7%
Average commute28.0 minutes (±1.4)29.8 minutes31.4 minutes28.0 minutes26.4 minutes
Households with broadband94.7% (±1.5 points)93.4%91.9%91.6%91.0%
Median age of residents44.9 years (±1.3)44.0 years47.7 years42.6 years38.9 years

In ZIP 34609, median gross rent is higher than in Hernando County ($1,298).

It is also higher than in Florida ($1,669).

It is higher than the national figure ($1,413).

The median gross rent in ZIP code 34609 is higher than in Spring Hill as a whole ($1,440).

Its median home value is higher than in Spring Hill as a whole ($288,500).

Among the 9 ZIP codes in Hernando County with a published estimate, ZIP 34609 ranks 1 from highest to lowest median gross rent.

Among the 10 ZIP codes in Hernando County with a published estimate, ZIP 34609 ranks 3 from highest to lowest median home value.

Among the 9 ZIP codes in Hernando County with a published estimate, ZIP 34609 ranks 3 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 34609

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 34609Hernando CountyFloridaUnited States
Less than $5000.5% (±0.8 points)4.8%3.6%6.3%
$500 to $99910.5% (±5.3 points)15.6%10.7%20.2%
$1,000 to $1,49918.7% (±5.1 points)43.3%26.0%28.1%
$1,500 to $1,99935.0% (±8.6 points)22.8%28.8%21.1%
$2,000 to $2,49921.4% (±7.9 points)8.7%17.4%12.0%
$2,500 to $2,99910.1% (±6.4 points)3.1%7.2%5.5%
$3,000 or more3.9% (±2.6 points)1.6%6.3%6.8%

The most common range is $1,500 to $1,999, paid by 35.0% of renting households.

Rent by bedrooms in ZIP code 34609

Census median gross rent beside HUD’s fiscal year 2027 Small Area Fair Market Rent, dollars a month
BedroomsCensus medianHUD Small Area Fair Market Rent
Studio—$1,650
1 bedroom$1,299 (±$333)$1,700
2 bedrooms$1,536 (±$207)$1,980
3 bedrooms$1,968 (±$177)$2,530
4 bedrooms$2,389 (±$403)$3,070

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 34609 is $1,980 a month.

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Rent burden in ZIP code 34609

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 34609Hernando CountyFloridaUnited States
Less than 15%10.0% (±6.2 points)10.0%8.1%12.6%
15% to 19.9%12.4% (±6.5 points)10.2%9.3%12.2%
20% to 24.9%15.2% (±6.0 points)12.1%11.3%12.6%
25% to 29.9%13.8% (±5.8 points)11.9%11.3%11.5%
30% to 34.9%8.5% (±4.3 points)12.8%9.8%9.2%
35% or more40.1% (±7.8 points)43.0%50.2%41.9%

48.6% (±8.9 points) of renting households in ZIP code 34609 spend 30% or more of their income on gross rent.

Home values in ZIP code 34609

Owner-occupied homes by value, 2020–2024
ValueZIP 34609Hernando CountyFloridaUnited States
Less than $50,0003.5% (±1.4 points)5.5%4.9%5.3%
$50,000 to $99,9991.0% (±0.6 points)6.0%4.3%6.1%
$100,000 to $149,9992.5% (±1.0 points)6.2%4.6%6.8%
$150,000 to $199,9997.1% (±1.6 points)9.0%6.8%9.0%
$200,000 to $299,99930.4% (±3.5 points)30.0%17.9%17.8%
$300,000 to $499,99948.1% (±3.5 points)34.4%34.5%26.9%
$500,000 to $999,9997.2% (±1.7 points)7.5%21.1%20.9%
$1,000,000 or more0.3% (±0.3 points)1.3%5.9%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 34609

Housing units by units in structure, 2020–2024
Building typeZIP 34609Hernando CountyFloridaUnited States
Single-family, detached90.7% (±2.0 points)76.6%54.7%61.3%
Single-family, attached (townhouse, rowhouse)2.7% (±1.5 points)2.6%6.7%6.2%
2 units0.5% (±0.5 points)1.1%2.0%3.4%
3 or 4 units1.0% (±0.6 points)0.9%3.9%4.3%
5 to 9 units1.1% (±0.7 points)1.8%4.7%4.5%
10 to 19 units0.4% (±0.5 points)0.7%5.4%4.3%
20 or more units1.5% (±0.7 points)1.6%14.4%10.3%
Mobile home2.0% (±0.8 points)14.4%8.0%5.6%
Boat, RV, van, etc.0.1% (±0.1 points)0.2%0.2%0.1%

When the homes in ZIP code 34609 were built

Housing units by year structure built, 2020–2024
Year builtZIP 34609Hernando CountyFloridaUnited States
2020 or later2.8% (±0.9 points)2.2%3.2%2.0%
2010 to 20199.6% (±1.7 points)7.3%11.0%9.4%
2000 to 200938.7% (±3.1 points)23.8%18.1%13.6%
1990 to 199921.2% (±2.8 points)18.5%14.6%12.4%
1980 to 198923.8% (±2.5 points)29.5%19.0%12.9%
1970 to 19793.3% (±1.0 points)11.9%15.8%14.2%
1960 to 19690.4% (±0.3 points)3.6%8.0%9.9%
1950 to 19590.1% (±0.2 points)1.9%6.5%9.5%
1940 to 19490.0% (±0.3 points)0.7%1.7%4.4%
1939 or earlier0.1% (±0.1 points)0.5%1.9%11.7%

3.9% of the homes in ZIP code 34609 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 34609

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 34609Hernando CountyFloridaUnited States
Utility gas2.4% (±0.8 points)2.1%5.4%46.5%
Fuel oil, kerosene, etc.0.2% (±0.2 points)0.1%0.1%3.9%
Electricity95.2% (±1.2 points)94.8%90.4%41.3%
Bottled or tank gas (propane)0.4% (±0.3 points)1.0%0.9%4.9%
Wood0.0% (±0.3 points)0.1%0.1%1.4%
Solar energy0.4% (±0.3 points)0.4%0.5%0.3%
Coal or coke0.0% (±0.3 points)0.0%0.0%0.1%
Other fuel0.1% (±0.1 points)0.1%0.1%0.5%
No fuel used1.3% (±0.7 points)1.4%2.4%1.2%

How people in ZIP code 34609 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 34609Hernando CountyFloridaUnited States
Drove alone72.0% (±3.7 points)73.1%70.2%68.8%
Carpooled6.2% (±1.9 points)9.0%9.2%8.5%
Public transportation0.3% (±0.4 points)0.3%1.2%3.2%
Walked1.5% (±1.2 points)1.1%1.4%2.4%
Other means (bicycle, taxi, motorcycle)1.6% (±0.9 points)2.0%2.4%2.0%
Worked from home18.4% (±3.1 points)14.4%15.7%15.1%

Workers who live in ZIP code 34609 take an average of 28.0 minutes to get to work.

Places in ZIP code 34609

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
Spring Hill100%$1,44019.7%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 34609

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
346082.7 mi$1,286$276,800$64,34519.6%
346044.6 mi$1,365$305,500$84,8338.5%
346065.4 mi$1,250$250,900$57,33723.2%
346135.9 mi$1,141$209,500$58,5969.2%
346107.6 mi$1,558$267,500$77,39610.4%
3460710 mi$1,373$398,900$66,42216.0%
3466911 mi$1,330$247,100$58,63811.9%
3467911 mi———43.5%

Crime reported to police in Hernando County

In 2025, the police departments that report for Hernando County recorded 255 violent and 741 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 34609 is reported as ZIP Code Tabulation Area 34609: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 34609

What is the median rent in ZIP code 34609?

The median gross rent in ZIP Code Tabulation Area 34609 is $1,791 (±$110) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 34609?

The median value of owner-occupied homes in ZIP code 34609 is $317,200 (±$8,083) (2020–2024 American Community Survey).

What is the median household income in ZIP code 34609?

The median household income in ZIP code 34609 is $79,442 (±$4,368) a year (2020–2024 American Community Survey).

What town is ZIP code 34609 in?

ZIP code 34609 lies mostly in Spring Hill.

What is the Fair Market Rent for a two-bedroom in ZIP 34609?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 34609 is $1,980 a month.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 34609 (zip code tabulation area:34609).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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