Housing data for Elgin Township, IL
Elgin Township, IL has an estimated 104,350 residents and 37,750 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Kane County.
27.5% of households rent.
The median gross rent is $1,374 a month.
Figures last updated on .
- Residents
- 104,350 (±50)
- Housing units
- 37,750 (±857)
- Households that rent
- 27.5%
- Median gross rent
- $1,374
- Residents since 2015–2019
- 0.0%
What stands out in Elgin Township
Working from home: 12.0% (±1.3 points) in Elgin Township, lower than in Kane County (15.9%).
Homes built before 1980: 54.8% (±3.1 points) in Elgin Township, higher than in Kane County (45.3%).
Median home value: $281,600 (±$6,644) in Elgin Township, lower than in Kane County ($327,000).
Households without a vehicle: 6.7% (±1.2 points) in Elgin Township, higher than in Kane County (4.7%).
Housing in Elgin Township at a glance
- Median rent: $1,374 median gross rent a month
- Rent by bedrooms: $1,408 median gross rent, 2 bedrooms
- Rent burden: 50.8% of renters pay 30% or more of income
- Renters and owners: 27.5% of households rent
- Income and affordability: $92,771 median household income
- Home values: $281,600 median home value
- Homeowner costs: $2,075 median monthly cost with a mortgage
- Property taxes: $6,441 median real estate taxes a year
- Types of homes: 11.8% of homes are in buildings of 5 or more units
- Bedrooms: 61.1% of homes have 3 or more bedrooms
- Age of homes: 54.8% of homes were built before 1980
- Vacancy rate: 3.0% rental vacancy rate
- Heating fuel: 86.3% heat with utility gas
- Commute and cars: 27.6 minutes average trip to work
- Growth: 0.0% residents since 2015–2019
- How long people stay: 22.8% moved in since 2020
- Crowding and facilities: 4.8% of homes have more than 1 person per room
- Fair Market Rent: $1,790 Small Area FMR, 2 bedrooms (ZIP 60123)
Elgin Township against Kane County, its state and the nation
| Elgin Township | Kane County | Illinois | United States | |
|---|---|---|---|---|
| Residents | 104,350 (±50) | 517,255 (exact) | 12,694,798 (exact) | 334,922,499 |
| Housing units | 37,750 (±857) | 190,921 (±119) | 5,457,452 (±471) | 143,775,355 |
| Households that rent | 27.5% (±2.1 points) | 24.0% (±0.8 points) | 32.9% (±0.2 points) | 34.8% |
| Median gross rent | $1,374 (±$57) | $1,453 (±$31) | $1,274 (±$5) | $1,413 |
| Median household income | $92,771 (±$3,703) | $103,163 (±$2,082) | $83,390 (±$362) | $80,734 |
| Median home value | $281,600 (±$6,644) | $327,000 (±$4,132) | $263,300 (±$797) | $332,700 |
| Median real estate taxes (a year) | $6,441 (±$125) | $7,382 (±$103) | $5,298 (±$22) | $3,119 |
| Built before 1980 | 54.8% (±3.1 points) | 45.3% (±1.2 points) | 63.4% (±0.2 points) | 49.7% |
| Average commute | 27.6 minutes (±0.7) | 27.8 minutes (±0.5) | 27.8 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 94.1% (±0.9 points) | 93.3% (±0.6 points) | 90.8% (±0.1 points) | 91.0% |
| Median age of residents | 38.3 years (±1.0) | 38.8 years (±0.2) | 39.0 years (±0.1) | 38.9 years |
Elgin Township covers 31.9 square miles of land, about 3,269 residents per square mile (Census Bureau Gazetteer).
How Elgin Township has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 104,333 (±53) | 104,350 (±50) | 0.0% | Not a measurable change |
| Housing units | 36,990 (±839) | 37,750 (±857) | +2.1% | Not a measurable change |
| Median gross rent | $1,072 (±$37) | $1,374 (±$57) | +28.2% | No measurable change after inflation |
| Median home value | $193,000 (±$4,106) | $281,600 (±$6,644) | +45.9% | Up after inflation |
| Median household income | $71,149 (±$3,308) | $92,771 (±$3,703) | +30.4% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,669 (±$36) | $2,075 (±$63) | +24.3% | No measurable change after inflation |
| Median real estate taxes | $5,314 (±$145) | $6,441 (±$125) | +21.2% | No measurable change after inflation |
| Households that rent | 30.4% (±1.7 points) | 27.5% (±2.1 points) | −2.9 percentage points | Measurable decrease |
| Rental vacancy rate | 4.1% (±1.7 points) | 3.0% (±1.1 points) | −1.1 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
ZIP codes in Elgin Township
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 60123 | 87% | 48,379 | $1,292 | $261,000 | $87,693 |
| 60177 | 60% | 24,416 | $1,634 | $340,000 | $126,144 |
| 60124 | 27% | 24,487 | $1,957 | $430,900 | $139,982 |
| 60120 | 23% | 51,225 | $1,371 | $242,300 | $82,449 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Elgin Township
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Elgin | 1.0 mi | $1,361 | $273,000 | 28.1% |
| South Elgin | 2.5 mi | $1,640 | $339,100 | 20.9% |
| Sleepy Hollow | 4.4 mi | $1,363 | $382,800 | 6.8% |
| West Dundee | 5.5 mi | $1,666 | $360,800 | 48.5% |
| St. Charles Township | 5.8 mi | $1,820 | $409,800 | 22.4% |
| Hanover Township (Cook County) | 5.9 mi | $1,598 | $285,300 | 21.0% |
| Plato Township | 5.9 mi | $1,148 | $470,000 | 9.4% |
| Dundee Township | 5.9 mi | $1,537 | $278,000 | 27.8% |
Places in Illinois most like Elgin Township
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Elgin | $1,361 | $273,000 | $90,282 | 28.1% |
| Carpentersville | $1,414 | $234,100 | $86,917 | 28.5% |
| Joliet | $1,276 | $265,800 | $92,201 | 26.3% |
| Dundee Township | $1,537 | $278,000 | $98,089 | 27.8% |
| Winfield Township | $1,656 | $301,500 | $103,183 | 23.2% |
| Hanover Park | $1,594 | $274,200 | $91,763 | 22.5% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Illinois.
HUD Fair Market Rent for Elgin Township, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,678 | $1,780 | $2,011 | $2,586 | $2,954 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for Elgin Township, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $25,550 | $42,550 | $68,050 |
| 2 people | $29,200 | $48,600 | $77,800 |
| 3 people | $32,850 | $54,700 | $87,500 |
| 4 people | $36,450 | $60,750 | $97,200 |
| 5 people | $39,400 | $65,650 | $105,000 |
| 6 people | $44,360 | $70,500 | $112,800 |
| 7 people | $50,040 | $75,350 | $120,550 |
| 8 people | $55,720 | $80,200 | $128,350 |
These are the limits HUD sets for its housing programs in the Chicago-Joliet-Naperville, IL HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $121,500.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Elgin Township
What is the average rent in Elgin Township, IL?
The Census Bureau publishes the median rather than the average: the median gross rent in Elgin Township is $1,374 (±$57) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Elgin Township?
The median gross rent for a one-bedroom home in Elgin Township, IL is $1,123 (±$85) a month (2020–2024 American Community Survey).
Are renters in Elgin Township rent-burdened?
50.8% of renting households in Elgin Township pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Elgin Township?
Elgin Township has an estimated 10,128 (±783) renting households, 27.5% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Elgin Township?
The median household income in Elgin Township is $92,771 (±$3,703) a year (2020–2024 American Community Survey).
What is the average home value in Elgin Township, IL?
The Census Bureau publishes the median: $281,600 (±$6,644) for owner-occupied homes in Elgin Township (2020–2024 American Community Survey).
Is Elgin Township growing?
In Elgin Township, the number of residents went from 104,333 in 2015–2019 to 104,350 in 2020–2024 (0.0%), not a measurable change.
What ZIP codes are in Elgin Township?
The ZIP codes that cover Elgin Township are 60123, 60177, 60124, 60120.
What is the median rent in ZIP code 60123?
The median gross rent in ZIP Code Tabulation Area 60123 is $1,292 (±$79) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Elgin township, Kane County, Illinois
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Elgin township, Kane County, Illinois
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Elgin township, Kane County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Elgin township, Kane County, Illinois
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Elgin township, Kane County, Illinois
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Elgin township, Kane County, Illinois
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Elgin township, Kane County, Illinois
- HUD Fair Market Rents, fiscal year 2027: Chicago-Joliet-Naperville, IL HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Chicago-Joliet-Naperville, IL HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Elgin township, Kane County, Illinois (county subdivision:23087, in state:17 county:089).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .