How much do homeowners pay a month in Florence Township (Stephenson County), IL?
Homeowners with a mortgage in Florence Township (Stephenson County), IL pay a median of $1,711 (±$666) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $710 (±$77).
49.0% of owned homes carry a mortgage.
In Florence Township (Stephenson County), the median monthly cost with a mortgage went from $1,503 in 2015–2019 to $1,711 in 2020–2024 (+13.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,711 (±$666)
- Without a mortgage
- $710 (±$77)
- Owned with a mortgage
- 49.0%
Monthly owner costs in Florence Township (Stephenson County)
| Florence Township (Stephenson County) | Stephenson County | Illinois | United States | |
|---|---|---|---|---|
| With a mortgage | $1,711 (±$666) | $1,312 (±$53) | $1,987 (±$6) | $1,963 |
| Without a mortgage | $710 (±$77) | $603 (±$25) | $792 (±$4) | $638 |
| Owned homes with a mortgage | 49.0% (±13.8 points) | 49.8% (±2.1 points) | 60.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $4,801 (±$638) | $3,240 (±$161) | $5,298 (±$22) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Florence Township (Stephenson County), the median cost with a mortgage is not measurably different from Stephenson County ($1,312).
It is not measurably different from Illinois ($1,987).
It is not measurably different from the national figure ($1,963).
In Stephenson County, Florence Township (Stephenson County) ranks 5 of 30 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 679 of 2,589.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Florence Township (Stephenson County) have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,503 (±$227) | $1,711 (±$666) | +13.8% | No measurable change after inflation |
| Median real estate taxes | $4,474 (±$467) | $4,801 (±$638) | +7.3% | No measurable change after inflation |
| Median home value | $152,200 (±$11,313) | $216,200 (±$33,281) | +42.0% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Florence Township (Stephenson County)
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Florence Township (Stephenson County) | — | $1,711 (±$666) | — |
| Freeport | 4.4 mi | $1,165 (±$72) | Not measurably different |
| Freeport Township | 4.4 mi | $1,165 (±$72) | Not measurably different |
| Loran Township | 5.7 mi | $1,598 (±$347) | Not measurably different |
| Forreston Township | 6.2 mi | $1,266 (±$163) | Not measurably different |
| Harlem Township (Stephenson County) | 6.3 mi | $1,562 (±$163) | Not measurably different |
| Silver Creek Township | 6.5 mi | $1,313 (±$940) | Not measurably different |
| Shannon | 6.7 mi | $1,041 (±$140) | Not measurably different |
| Pearl City | 7.0 mi | $1,141 (±$104) | Not measurably different |
None of the nearby places differs measurably from this one on this figure.
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Stephenson County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Erin Township | $2,097 (±$315) |
| 2 | Rock Grove Township | $1,891 (±$419) |
| 3 | Kent Township | $1,847 (±$531) |
| 4 | Waddams Township | $1,757 (±$1,405) |
| 5 | Florence Township (Stephenson County) | $1,711 (±$666) |
| 6 | Lake Summerset | $1,652 (±$500) |
| 7 | Loran Township | $1,598 (±$347) |
| 8 | Rock Run Township | $1,577 (±$206) |
| 9 | Harlem Township (Stephenson County) | $1,562 (±$163) |
| 10 | Rock City | $1,435 (±$139) |
| 11 | Jefferson Township | $1,403 (±$189) |
Showing 11 of 30 places in Stephenson County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Florence Township (Stephenson County)
What is the average mortgage payment in Florence Township (Stephenson County)?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Florence Township (Stephenson County), IL is $1,711 (±$666) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Florence Township (Stephenson County)?
Owners without a mortgage in Florence Township (Stephenson County) pay a median of $710 (±$77) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Florence Township (Stephenson County) gone up?
In Florence Township (Stephenson County), the median monthly cost with a mortgage went from $1,503 in 2015–2019 to $1,711 in 2020–2024 (+13.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Florence township, Stephenson County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Florence township, Stephenson County, Illinois
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Florence township, Stephenson County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Florence township, Stephenson County, Illinois
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Florence township, Stephenson County, Illinois
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Florence township, Stephenson County, Illinois (county subdivision:26506, in state:17 county:177).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Florence Township (Stephenson County) at a glance
- Median rent in Florence Township (Stephenson County)
- Income and affordability in Florence Township (Stephenson County)
- Home values in Florence Township (Stephenson County)
- Property taxes in Florence Township (Stephenson County)
- Types of homes in Florence Township (Stephenson County)
- Age of homes in Florence Township (Stephenson County)
- Heating fuel in Florence Township (Stephenson County)
- Commute and cars in Florence Township (Stephenson County)
- Population growth in Florence Township (Stephenson County)
- Illinois landlord and tenant rules
- Housing across Stephenson County
- Housing data for every place in Illinois