Housing data for Silver Creek Township, IL
Silver Creek Township, IL has an estimated 462 residents and 254 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Stephenson County.
11.4% of households rent.
Its population shrank measurably since 2015–2019 (−36.4%).
Figures last updated on .
- Residents
- 462 (±150)
- Housing units
- 254 (±71)
- Households that rent
- 11.4%
- Residents since 2015–2019
- −36.4%
What stands out in Silver Creek Township
Households that moved in since 2020: 0.0% (±19.4 points) in Silver Creek Township, lower than in Stephenson County (20.7%).
Households that rent: 11.4% (±11.3 points) in Silver Creek Township, lower than in Stephenson County (29.1%).
Median home value: $185,500 (±$29,441) in Silver Creek Township, higher than in Stephenson County ($134,900).
Housing in Silver Creek Township at a glance
- Rent burden: 100.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 11.4% of households rent (Small sample: wide margin of error)
- Income and affordability: $57,000 median household income (Small sample: wide margin of error)
- Home values: $185,500 median home value
- Homeowner costs: $1,313 median monthly cost with a mortgage (Small sample: wide margin of error)
- Property taxes: $3,863 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 59.9% of homes have 3 or more bedrooms
- Age of homes: 81.5% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 57.1% heat with utility gas
- Commute and cars: 16.8 minutes average trip to work (Small sample: wide margin of error)
- Growth: −36.4% residents since 2015–2019 (Small sample: wide margin of error)
- How long people stay: 0.0% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Silver Creek Township against Stephenson County, its state and the nation
| Silver Creek Township | Stephenson County | Illinois | United States | |
|---|---|---|---|---|
| Residents | 462 (±150) | 43,768 (exact) | 12,694,798 (exact) | 334,922,499 |
| Housing units | 254 (±71) | 21,330 (±46) | 5,457,452 (±471) | 143,775,355 |
| Households that rent | 11.4% (±11.3 points) | 29.1% (±2.0 points) | 32.9% (±0.2 points) | 34.8% |
| Median gross rent | — | $798 (±$33) | $1,274 (±$5) | $1,413 |
| Median household income | $57,000 (±$34,859) | $64,043 (±$3,674) | $83,390 (±$362) | $80,734 |
| Median home value | $185,500 (±$29,441) | $134,900 (±$6,661) | $263,300 (±$797) | $332,700 |
| Median real estate taxes (a year) | $3,863 (±$1,137) | $3,240 (±$161) | $5,298 (±$22) | $3,119 |
| Built before 1980 | 81.5% (±29.8 points) | 74.9% (±3.9 points) | 63.4% (±0.2 points) | 49.7% |
| Average commute | 16.8 minutes (±6.9) | 20.7 minutes (±1.2) | 27.8 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 83.1% (±11.3 points) | 86.5% (±1.8 points) | 90.8% (±0.1 points) | 91.0% |
| Median age of residents | 64.5 years (±8.0) | 45.3 years (±0.5) | 39.0 years (±0.1) | 38.9 years |
Silver Creek Township covers 34.8 square miles of land, about 13 residents per square mile (Census Bureau Gazetteer).
How Silver Creek Township has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 726 (±163) | 462 (±150) | −36.4% | Measurable decrease |
| Housing units | 386 (±73) | 254 (±71) | −34.2% | Measurable decrease |
| Median home value | $111,000 (±$47,444) | $185,500 (±$29,441) | +67.1% | No measurable change after inflation |
| Median household income | $47,143 (±$24,533) | $57,000 (±$34,859) | +20.9% | No measurable change after inflation |
| Median owner cost with a mortgage | $994 (±$519) | $1,313 (±$940) | +32.1% | No measurable change after inflation |
| Median real estate taxes | $3,500 (±$646) | $3,863 (±$1,137) | +10.4% | No measurable change after inflation |
| Households that rent | 15.1% (±10.1 points) | 11.4% (±11.3 points) | −3.7 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±38.8 points) | 0.0% (±59.2 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Stephenson County
Silver Creek Township has no police department of its own in the FBI’s figures, so this is the figure for Stephenson County as a whole.
In 2025, the police departments that report for Stephenson County recorded 158 violent and 847 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Silver Creek Township
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 61007 | 37% | 196 | — | — | — |
| 61032 | 16% | 29,020 | $800 | $112,300 | $56,593 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Silver Creek Township
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Freeport | 4.6 mi | $793 | $92,100 | 40.9% |
| Freeport Township | 4.6 mi | $793 | $92,100 | 40.9% |
| German Valley | 4.7 mi | $904 | $130,300 | 28.0% |
| Maryland Township | 5.9 mi | $541 | $246,400 | 6.9% |
| Ridott | 5.9 mi | $850 | $126,000 | 23.1% |
| Lancaster Township | 6.4 mi | — | $154,100 | 1.6% |
| Florence Township (Stephenson County) | 6.5 mi | $856 | $216,200 | 23.9% |
| Forreston Township | 6.6 mi | $781 | $156,300 | 14.1% |
HUD Fair Market Rent for Silver Creek Township, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $648 | $711 | $930 | $1,179 | $1,458 |
HUD income limits for Silver Creek Township, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $18,850 | $31,400 | $50,250 |
| 2 people | $21,640 | $35,900 | $57,400 |
| 3 people | $27,320 | $40,400 | $64,600 |
| 4 people | $33,000 | $44,850 | $71,750 |
| 5 people | $38,680 | $48,450 | $77,500 |
| 6 people | $44,360 | $52,050 | $83,250 |
| 7 people | $50,040 | $55,650 | $89,000 |
| 8 people | $55,720 | $59,250 | $94,750 |
These are the limits HUD sets for its housing programs in the Stephenson County, IL, where HUD’s median family income for fiscal year 2026 is $86,300.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Silver Creek Township
What is the average home value in Silver Creek Township, IL?
The Census Bureau publishes the median: $185,500 (±$29,441) for owner-occupied homes in Silver Creek Township (2020–2024 American Community Survey).
How much are property taxes in Silver Creek Township?
The median real estate tax paid by homeowners in Silver Creek Township, IL is $3,863 (±$1,137) a year (2020–2024 American Community Survey).
How many homes are in Silver Creek Township?
Silver Creek Township, IL has an estimated 254 (±71) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Silver Creek Township?
The most common size is 3 bedrooms, 39.4% of homes in Silver Creek Township, IL.
How old are most homes in Silver Creek Township?
81.5% of homes in Silver Creek Township, IL were built before 1980 (2020–2024 American Community Survey).
What is the most common way to heat a home in Silver Creek Township?
Utility gas is the most common heating fuel in Silver Creek Township, used by 57.1% of occupied homes (2020–2024 American Community Survey).
Is Silver Creek Township growing?
In Silver Creek Township, the number of residents went from 726 in 2015–2019 to 462 in 2020–2024 (−36.4%), a measurable decrease.
What ZIP codes are in Silver Creek Township?
The ZIP codes that cover Silver Creek Township are 61007, 61032.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Silver Creek township, Stephenson County, Illinois
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Silver Creek township, Stephenson County, Illinois
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Silver Creek township, Stephenson County, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Silver Creek township, Stephenson County, Illinois
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Silver Creek township, Stephenson County, Illinois
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Silver Creek township, Stephenson County, Illinois
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Silver Creek township, Stephenson County, Illinois
- HUD Fair Market Rents, fiscal year 2027: Stephenson County, IL
- HUD Income Limits, fiscal year 2026: Stephenson County, IL
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Silver Creek township, Stephenson County, Illinois (county subdivision:69953, in state:17 county:177).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .