How much do homeowners pay a month in Germantown Hills, IL?
Homeowners with a mortgage in Germantown Hills, IL pay a median of $1,962 (±$424) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $928 (±$212).
66.7% of owned homes carry a mortgage.
In Germantown Hills, the median monthly cost with a mortgage went from $1,998 in 2015–2019 to $1,962 in 2020–2024 (−1.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,962 (±$424)
- Without a mortgage
- $928 (±$212)
- Owned with a mortgage
- 66.7%
Monthly owner costs in Germantown Hills
| Germantown Hills | Woodford County | Illinois | United States | |
|---|---|---|---|---|
| With a mortgage | $1,962 (±$424) | $1,659 (±$75) | $1,987 (±$6) | $1,963 |
| Without a mortgage | $928 (±$212) | $722 (±$37) | $792 (±$4) | $638 |
| Owned homes with a mortgage | 66.7% (±11.0 points) | 56.7% (±2.8 points) | 60.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $6,392 (±$579) | $4,215 (±$174) | $5,298 (±$22) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Germantown Hills, the median cost with a mortgage is not measurably different from Woodford County ($1,659).
It is not measurably different from Illinois ($1,987).
It is not measurably different from the national figure ($1,963).
In Woodford County, Germantown Hills ranks 4 of 32 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 438 of 2,589.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Germantown Hills have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,998 (±$278) | $1,962 (±$424) | −1.8% | No measurable change after inflation |
| Median real estate taxes | $6,092 (±$532) | $6,392 (±$579) | +4.9% | Down after inflation |
| Median home value | $233,900 (±$23,867) | $264,900 (±$37,970) | +13.3% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Germantown Hills
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Germantown Hills | — | $1,962 (±$424) | — |
| Worth Township (Woodford County) | 2.6 mi | $2,199 (±$193) | Not measurably different |
| Spring Bay Township | 3.7 mi | $1,455 (±$305) | Not measurably different |
| Washington | 4.6 mi | $1,696 (±$68) | Not measurably different |
| Bay View Gardens | 4.6 mi | $1,179 (±$92) | Lower |
| Washington Township (Tazewell County) | 5.1 mi | $1,711 (±$81) | Not measurably different |
| Spring Bay | 5.1 mi | $1,109 (±$401) | Lower |
| Metamora | 5.3 mi | $1,870 (±$135) | Not measurably different |
| Peoria Heights | 5.8 mi | $1,182 (±$154) | Lower |
Nearby places with a measurably lower figure: Bay View Gardens, IL ($1,179), Spring Bay, IL ($1,109), Peoria Heights, IL ($1,182).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Woodford County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Kansas Township (Woodford County) | $2,571 (±$441) |
| 2 | Linn Township | $2,458 (±$1,234) |
| 3 | Worth Township (Woodford County) | $2,199 (±$193) |
| 4 | Germantown Hills | $1,962 (±$424) |
| 5 | Goodfield | $1,938 (±$242) |
| 6 | Cruger Township | $1,894 (±$381) |
| 7 | Metamora Township | $1,876 (±$111) |
| 8 | Metamora | $1,870 (±$135) |
| 9 | Partridge Township | $1,868 (±$224) |
| 10 | Palestine Township | $1,800 (±$539) |
Showing 10 of 32 places in Woodford County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Germantown Hills
What is the average mortgage payment in Germantown Hills?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Germantown Hills, IL is $1,962 (±$424) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Germantown Hills?
Owners without a mortgage in Germantown Hills pay a median of $928 (±$212) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Germantown Hills gone up?
In Germantown Hills, the median monthly cost with a mortgage went from $1,998 in 2015–2019 to $1,962 in 2020–2024 (−1.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Germantown Hills village, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Germantown Hills village, Illinois
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Germantown Hills village, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Germantown Hills village, Illinois
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Germantown Hills village, Illinois
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Germantown Hills village, Illinois (place:29080, in state:17).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Germantown Hills at a glance
- Income and affordability in Germantown Hills
- Home values in Germantown Hills
- Property taxes in Germantown Hills
- Types of homes in Germantown Hills
- Heating fuel in Germantown Hills
- Commute and cars in Germantown Hills
- Population growth in Germantown Hills
- How long people stay in Germantown Hills
- Illinois landlord and tenant rules
- Housing across Woodford County
- Housing data for every place in Illinois