Housing data for St. Charles, IL
St. Charles, IL has an estimated 32,854 residents and 13,829 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Kane County.
29.7% of households rent.
The median gross rent is $1,819 a month.
Figures last updated on .
- Residents
- 32,854 (±153)
- Housing units
- 13,829 (±461)
- Households that rent
- 29.7%
- Median gross rent
- $1,819
- Residents since 2015–2019
- +0.5%
What stands out in St. Charles
Homes in buildings of 5 or more units: 19.6% (±3.1 points) in St. Charles, higher than in Kane County (11.6%).
Median gross rent: $1,819 (±$80) in St. Charles, higher than in Kane County ($1,453).
Households that rent: 29.7% (±2.7 points) in St. Charles, higher than in Kane County (24.0%).
Households that moved in since 2020: 27.6% (±3.2 points) in St. Charles, higher than in Kane County (21.8%).
- Types of homes in St. Charles
- Median rent in St. Charles
- Renters and owners in St. Charles
- How long people stay in St. Charles
Housing in St. Charles at a glance
- Median rent: $1,819 median gross rent a month
- Rent by bedrooms: $1,826 median gross rent, 2 bedrooms
- Rent burden: 59.1% of renters pay 30% or more of income
- Renters and owners: 29.7% of households rent
- Income and affordability: $114,300 median household income
- Home values: $377,400 median home value
- Homeowner costs: $2,381 median monthly cost with a mortgage
- Property taxes: $8,309 median real estate taxes a year
- Types of homes: 19.6% of homes are in buildings of 5 or more units
- Bedrooms: 63.9% of homes have 3 or more bedrooms
- Age of homes: 43.4% of homes were built before 1980
- Vacancy rate: 4.1% rental vacancy rate
- Heating fuel: 84.8% heat with utility gas
- Commute and cars: 27.0 minutes average trip to work
- Crime reported to police: 95 violent crimes per 100,000 residents
- Growth: +0.5% residents since 2015–2019
- How long people stay: 27.6% moved in since 2020
- Crowding and facilities: 2.3% of homes have more than 1 person per room
- Fair Market Rent: $2,440 Small Area FMR, 2 bedrooms (ZIP 60174)
St. Charles against Kane County, its state and the nation
| St. Charles | Kane County | Illinois | United States | |
|---|---|---|---|---|
| Residents | 32,854 (±153) | 517,255 (exact) | 12,694,798 (exact) | 334,922,499 |
| Housing units | 13,829 (±461) | 190,921 (±119) | 5,457,452 (±471) | 143,775,355 |
| Households that rent | 29.7% (±2.7 points) | 24.0% (±0.8 points) | 32.9% (±0.2 points) | 34.8% |
| Median gross rent | $1,819 (±$80) | $1,453 (±$31) | $1,274 (±$5) | $1,413 |
| Median household income | $114,300 (±$9,097) | $103,163 (±$2,082) | $83,390 (±$362) | $80,734 |
| Median home value | $377,400 (±$10,297) | $327,000 (±$4,132) | $263,300 (±$797) | $332,700 |
| Median real estate taxes (a year) | $8,309 (±$306) | $7,382 (±$103) | $5,298 (±$22) | $3,119 |
| Built before 1980 | 43.4% (±4.2 points) | 45.3% (±1.2 points) | 63.4% (±0.2 points) | 49.7% |
| Average commute | 27.0 minutes (±1.4) | 27.8 minutes (±0.5) | 27.8 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 95.0% (±1.5 points) | 93.3% (±0.6 points) | 90.8% (±0.1 points) | 91.0% |
| Median age of residents | 41.5 years (±1.7) | 38.8 years (±0.2) | 39.0 years (±0.1) | 38.9 years |
St. Charles covers 14.5 square miles of land, about 2,272 residents per square mile (Census Bureau Gazetteer).
How St. Charles has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 32,686 (±147) | 32,854 (±153) | +0.5% | Not a measurable change |
| Housing units | 13,122 (±436) | 13,829 (±461) | +5.4% | Measurable increase |
| Median gross rent | $1,288 (±$49) | $1,819 (±$80) | +41.2% | Up after inflation |
| Median home value | $293,300 (±$7,449) | $377,400 (±$10,297) | +28.7% | Up after inflation |
| Median household income | $98,393 (±$4,929) | $114,300 (±$9,097) | +16.2% | No measurable change after inflation |
| Median owner cost with a mortgage | $2,202 (±$74) | $2,381 (±$69) | +8.1% | Down after inflation |
| Median real estate taxes | $7,449 (±$217) | $8,309 (±$306) | +11.5% | Down after inflation |
| Households that rent | 28.3% (±2.4 points) | 29.7% (±2.7 points) | +1.4 percentage points | Not a measurable change |
| Rental vacancy rate | 1.7% (±1.9 points) | 4.1% (±3.4 points) | +2.4 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in St. Charles
In 2025, the St. Charles Police Department reported 95 violent and 983 property crimes per 100,000 residents to the FBI.
ZIP codes in St. Charles
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 60174 | 76% | 31,402 | $1,776 | $362,200 | $104,534 |
| 60175 | 11% | 25,553 | $2,919 | $519,700 | $181,352 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near St. Charles
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| St. Charles Township | 1.6 mi | $1,820 | $409,800 | 22.4% |
| Geneva | 2.8 mi | $1,768 | $441,400 | 14.9% |
| Geneva Township | 3.0 mi | $1,802 | $432,600 | 16.7% |
| Wayne | 3.5 mi | $2,850 | $642,700 | 3.6% |
| South Elgin | 4.9 mi | $1,640 | $339,100 | 20.9% |
| West Chicago | 4.9 mi | $1,469 | $336,800 | 29.1% |
| Batavia | 5.0 mi | $1,347 | $387,400 | 22.8% |
| Wayne Township | 5.7 mi | $1,750 | $371,300 | 8.3% |
Places in Illinois most like St. Charles
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Mundelein | $1,566 | $309,700 | $108,340 | 28.8% |
| Libertyville Township | $1,690 | $461,700 | $134,398 | 26.9% |
| Warrenville | $1,926 | $286,100 | $100,321 | 25.4% |
| West Chicago | $1,469 | $336,800 | $99,927 | 29.1% |
| Bloomingdale | $1,603 | $376,500 | $102,928 | 25.4% |
| St. Charles Township | $1,820 | $409,800 | $128,204 | 22.4% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Illinois.
HUD Fair Market Rent for St. Charles, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,678 | $1,780 | $2,011 | $2,586 | $2,954 |
HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.
HUD income limits for St. Charles, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $25,550 | $42,550 | $68,050 |
| 2 people | $29,200 | $48,600 | $77,800 |
| 3 people | $32,850 | $54,700 | $87,500 |
| 4 people | $36,450 | $60,750 | $97,200 |
| 5 people | $39,400 | $65,650 | $105,000 |
| 6 people | $44,360 | $70,500 | $112,800 |
| 7 people | $50,040 | $75,350 | $120,550 |
| 8 people | $55,720 | $80,200 | $128,350 |
These are the limits HUD sets for its housing programs in the Chicago-Joliet-Naperville, IL HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $121,500.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about St. Charles
What is the average rent in St. Charles, IL?
The Census Bureau publishes the median rather than the average: the median gross rent in St. Charles is $1,819 (±$80) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in St. Charles?
The median gross rent for a one-bedroom home in St. Charles, IL is $1,473 (±$110) a month (2020–2024 American Community Survey).
Are renters in St. Charles rent-burdened?
59.1% of renting households in St. Charles pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in St. Charles?
St. Charles has an estimated 3,915 (±381) renting households, 29.7% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in St. Charles?
The median household income in St. Charles is $114,300 (±$9,097) a year (2020–2024 American Community Survey).
What is the average home value in St. Charles, IL?
The Census Bureau publishes the median: $377,400 (±$10,297) for owner-occupied homes in St. Charles (2020–2024 American Community Survey).
Is St. Charles growing?
In St. Charles, the number of residents went from 32,686 in 2015–2019 to 32,854 in 2020–2024 (+0.5%), not a measurable change.
What ZIP codes are in St. Charles?
The ZIP codes that cover St. Charles are 60174, 60175.
What is the median rent in ZIP code 60174?
The median gross rent in ZIP Code Tabulation Area 60174 is $1,776 (±$84) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — St. Charles city, Illinois
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — St. Charles city, Illinois
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — St. Charles city, Illinois
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — St. Charles city, Illinois
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — St. Charles city, Illinois
- Total Population (B01003), 2015–2019 ACS 5-year estimates — St. Charles city, Illinois
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — St. Charles city, Illinois
- HUD Fair Market Rents, fiscal year 2027: Chicago-Joliet-Naperville, IL HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Chicago-Joliet-Naperville, IL HUD Metro FMR Area
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: St. Charles Police Department (ORI IL0451400)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for St. Charles city, Illinois (place:66703, in state:17).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .