Housing data for Simonton Lake, IN
Simonton Lake, IN has an estimated 4,248 residents and 1,912 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Elkhart County.
20.0% of households rent.
The median gross rent is $1,108 a month.
Its population shrank measurably since 2015–2019 (−20.8%).
Figures last updated on .
- Residents
- 4,248 (±559)
- Housing units
- 1,912 (±228)
- Households that rent
- 20.0%
- Median gross rent
- $1,108
- Residents since 2015–2019
- −20.8%
What stands out in Simonton Lake
Rental vacancy rate: 0.0% (±8.1 points) in Simonton Lake, lower than in Elkhart County (12.0%).
Households without a vehicle: 0.4% (±0.6 points) in Simonton Lake, lower than in Elkhart County (7.8%).
Homes in buildings of 5 or more units: 6.1% (±4.5 points) in Simonton Lake, lower than in Elkhart County (12.0%).
Median home value: $266,800 (±$16,593) in Simonton Lake, higher than in Elkhart County ($210,400).
Housing in Simonton Lake at a glance
- Median rent: $1,108 median gross rent a month
- Rent by bedrooms: $1,100 median gross rent, 2 bedrooms
- Rent burden: 62.2% of renters pay 30% or more of income
- Renters and owners: 20.0% of households rent
- Income and affordability: $75,673 median household income
- Home values: $266,800 median home value
- Homeowner costs: $1,519 median monthly cost with a mortgage
- Property taxes: $1,726 median real estate taxes a year
- Types of homes: 6.1% of homes are in buildings of 5 or more units
- Bedrooms: 67.9% of homes have 3 or more bedrooms
- Age of homes: 36.4% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 87.3% heat with utility gas
- Commute and cars: 19.5 minutes average trip to work
- Growth: −20.8% residents since 2015–2019
- How long people stay: 15.8% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Simonton Lake against Elkhart County, its state and the nation
| Simonton Lake | Elkhart County | Indiana | United States | |
|---|---|---|---|---|
| Residents | 4,248 (±559) | 207,132 (exact) | 6,851,073 (exact) | 334,922,499 |
| Housing units | 1,912 (±228) | 80,493 (±84) | 2,976,568 (±617) | 143,775,355 |
| Households that rent | 20.0% (±6.8 points) | 28.4% (±1.4 points) | 29.4% (±0.3 points) | 34.8% |
| Median gross rent | $1,108 (±$251) | $1,047 (±$29) | $1,062 (±$5) | $1,413 |
| Median household income | $75,673 (±$18,984) | $68,561 (±$2,286) | $71,957 (±$352) | $80,734 |
| Median home value | $266,800 (±$16,593) | $210,400 (±$4,758) | $218,200 (±$739) | $332,700 |
| Median real estate taxes (a year) | $1,726 (±$330) | $1,717 (±$52) | $1,614 (±$9) | $3,119 |
| Built before 1980 | 36.4% (±8.2 points) | 54.2% (±2.0 points) | 55.0% (±0.3 points) | 49.7% |
| Average commute | 19.5 minutes (±2.9) | 20.0 minutes (±0.6) | 24.1 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 95.4% (±5.3 points) | 88.6% (±1.0 points) | 89.9% (±0.2 points) | 91.0% |
| Median age of residents | 47.0 years (±5.2) | 35.6 years (±0.2) | 38.1 years (±0.2) | 38.9 years |
Simonton Lake covers 3.4 square miles of land, about 1,262 residents per square mile (Census Bureau Gazetteer).
How Simonton Lake has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 5,362 (±516) | 4,248 (±559) | −20.8% | Measurable decrease |
| Housing units | 2,068 (±163) | 1,912 (±228) | −7.5% | Not a measurable change |
| Median gross rent | $1,038 (±$74) | $1,108 (±$251) | +6.7% | No measurable change after inflation |
| Median home value | $149,700 (±$10,401) | $266,800 (±$16,593) | +78.2% | Up after inflation |
| Median household income | $53,818 (±$8,891) | $75,673 (±$18,984) | +40.6% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,015 (±$97) | $1,519 (±$191) | +49.7% | Up after inflation |
| Median real estate taxes | $1,359 (±$112) | $1,726 (±$330) | +27.0% | No measurable change after inflation |
| Households that rent | 21.7% (±6.0 points) | 20.0% (±6.8 points) | −1.7 percentage points | Not a measurable change |
| Rental vacancy rate | 4.8% (±7.6 points) | 0.0% (±8.1 points) | −4.8 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Elkhart County
Simonton Lake has no police department of its own in the FBI’s figures, so this is the figure for Elkhart County as a whole.
In 2025, the police departments that report for Elkhart County recorded 159 violent and 775 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Simonton Lake
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Osolo Township | 2.3 mi | $1,083 | $207,200 | 30.8% |
| Mason Township (Cass County) | 2.9 mi | $953 | $205,300 | 25.2% |
| Cleveland Township (Elkhart County) | 3.8 mi | $1,201 | $225,300 | 25.5% |
| Elkhart | 4.4 mi | $998 | $139,500 | 46.8% |
| Ontwa Township | 5.0 mi | $984 | $249,800 | 16.9% |
| Edwardsburg | 6.5 mi | $950 | $122,200 | 26.3% |
| Concord Township (Elkhart County) | 7.2 mi | $977 | $155,400 | 37.2% |
| Washington Township (Elkhart County) | 7.4 mi | $1,099 | $239,300 | 19.2% |
Places in Indiana most like Simonton Lake
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Union Township (Whitley County) | $1,083 | $214,600 | $78,125 | 20.3% |
| Washington Township (Elkhart County) | $1,099 | $239,300 | $71,000 | 19.2% |
| Silver Creek Township | $1,202 | $243,300 | $75,732 | 22.1% |
| Center Township (Vanderburgh County) | $1,000 | $217,900 | $78,964 | 16.5% |
| Middlebury | $1,203 | $243,700 | $75,236 | 26.6% |
| York Township (Elkhart County) | $1,117 | $299,300 | $79,191 | 16.0% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Indiana.
HUD Fair Market Rent for Simonton Lake, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,008 | $1,048 | $1,253 | $1,653 | $1,752 |
HUD income limits for Simonton Lake, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $18,900 | $31,500 | $50,350 |
| 2 people | $21,640 | $36,000 | $57,550 |
| 3 people | $27,320 | $40,500 | $64,750 |
| 4 people | $33,000 | $44,950 | $71,900 |
| 5 people | $38,680 | $48,550 | $77,700 |
| 6 people | $44,360 | $52,150 | $83,450 |
| 7 people | $50,040 | $55,750 | $89,200 |
| 8 people | $55,720 | $59,350 | $94,950 |
These are the limits HUD sets for its housing programs in the Elkhart-Goshen, IN MSA, where HUD’s median family income for fiscal year 2026 is $89,900.
A program can use its own limits; tax-credit and local programs often do.
Simonton Lake is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Simonton Lake
What is the average rent in Simonton Lake, IN?
The Census Bureau publishes the median rather than the average: the median gross rent in Simonton Lake is $1,108 (±$251) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a two-bedroom apartment in Simonton Lake?
The median gross rent for a two-bedroom home in Simonton Lake, IN is $1,100 (±$211) a month (2020–2024 American Community Survey).
Are renters in Simonton Lake rent-burdened?
62.2% of renting households in Simonton Lake pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Simonton Lake?
Simonton Lake has an estimated 345 (±128) renting households, 20.0% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Simonton Lake?
The median household income in Simonton Lake is $75,673 (±$18,984) a year (2020–2024 American Community Survey).
What is the average home value in Simonton Lake, IN?
The Census Bureau publishes the median: $266,800 (±$16,593) for owner-occupied homes in Simonton Lake (2020–2024 American Community Survey).
Is Simonton Lake growing?
In Simonton Lake, the number of residents went from 5,362 in 2015–2019 to 4,248 in 2020–2024 (−20.8%), a measurable decrease.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Simonton Lake CDP, Indiana
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Simonton Lake CDP, Indiana
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Simonton Lake CDP, Indiana
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Simonton Lake CDP, Indiana
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Simonton Lake CDP, Indiana
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Simonton Lake CDP, Indiana
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Simonton Lake CDP, Indiana
- HUD Fair Market Rents, fiscal year 2027: Elkhart-Goshen, IN MSA
- HUD Income Limits, fiscal year 2026: Elkhart-Goshen, IN MSA
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Simonton Lake CDP, Indiana (place:69840, in state:18).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .