How much do homeowners pay a month in Spearville Township, KS?

Name: Homeowner costs in Spearville Township, KS, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Spearville Township, KS pay a median of $1,314 (±$238) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $742 (±$291).

49.5% of owned homes carry a mortgage.

In Spearville Township, the median monthly cost with a mortgage went from $1,303 in 2015–2019 to $1,314 in 2020–2024 (+0.8%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $1,314 (±$238)
Without a mortgage: $742 (±$291)
Owned with a mortgage: 49.5%

Monthly owner costs in Spearville Township

Median selected monthly owner costs, estimate (90% margin of error)
	Spearville Township	Ford County	Kansas	United States
With a mortgage	$1,314 (±$238)	$1,395 (±$104)	$1,689 (±$10)	$1,963
Without a mortgage	$742 (±$291)	$578 (±$40)	$641 (±$4)	$638
Owned homes with a mortgage	49.5% (±13.1 points)	43.6% (±4.3 points)	57.4% (±0.4 points)	60.6%
Median real estate taxes (a year)	$2,656 (±$704)	$2,300 (±$176)	$2,798 (±$18)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Spearville Township, the median cost with a mortgage is not measurably different from Ford County ($1,395).

It is also lower than in Kansas ($1,689).

It is lower than the national figure ($1,963).

In Ford County, Spearville Township ranks 8 of 14 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 656 of 1,236.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Spearville Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,303 (±$116)	$1,314 (±$238)	+0.8%	Down after inflation
Median real estate taxes	$1,902 (±$335)	$2,656 (±$704)	+39.6%	No measurable change after inflation
Median home value	$134,800 (±$20,283)	$206,000 (±$57,927)	+52.8%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Spearville Township

Nearest places with a published estimate, compared with Spearville Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Spearville Township	—	$1,314 (±$238)	—
Spearville	4.1 mi	$1,283 (±$369)	Not measurably different
Grandview Township	8.9 mi	$963 (±$29)	Lower
Ford	11 mi	$1,063 (±$188)	Not measurably different
Ford Township	12 mi	$1,281 (±$491)	Not measurably different
Dodge City	14 mi	$1,405 (±$140)	Not measurably different
Offerle	14 mi	$963 (±$110)	Lower
Enterprise Township (Ford County)	15 mi	$1,364 (±$46)	Not measurably different
Jetmore	15 mi	$929 (±$162)	Lower

Nearby places with a measurably lower figure: Grandview Township, KS ($963), Offerle, KS ($963), Jetmore, KS ($929).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Ford County, place by place

Rank	Place	Median monthly cost with a mortgage
2	Fairview Township (Ford County)	$2,696 (±$124)
3	Royal Township	$2,300 (±$762)
4	Dodge Township	$2,236 (±$526)
5	Richland Township (Ford County)	$1,406 (±$674)
6	Dodge City	$1,405 (±$140)
7	Enterprise Township (Ford County)	$1,364 (±$46)
8	Spearville Township	$1,314 (±$238)
9	Spearville	$1,283 (±$369)
10	Ford Township	$1,281 (±$491)
11	Bucklin Township	$1,070 (±$126)
12	Ford	$1,063 (±$188)
13	Bucklin	$1,057 (±$120)
14	Grandview Township	$963 (±$29)

Showing 13 of 14 places in Ford County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Spearville Township

What is the average mortgage payment in Spearville Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Spearville Township, KS is $1,314 (±$238) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Spearville Township?

Owners without a mortgage in Spearville Township pay a median of $742 (±$291) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Spearville Township gone up?

In Spearville Township, the median monthly cost with a mortgage went from $1,303 in 2015–2019 to $1,314 in 2020–2024 (+0.8%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Spearville township, Ford County, Kansas (county subdivision:67150, in state:20 county:057).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.