How much do homeowners pay a month in Chesapeake Ranch Estates, MD?

Name: Homeowner costs in Chesapeake Ranch Estates, MD, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Chesapeake Ranch Estates, MD pay a median of $1,810 (±$86) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $551 (±$70).

86.9% of owned homes carry a mortgage.

In Chesapeake Ranch Estates, the median monthly cost with a mortgage went from $1,598 in 2015–2019 to $1,810 in 2020–2024 (+13.3%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $1,810 (±$86)
Without a mortgage: $551 (±$70)
Owned with a mortgage: 86.9%

Monthly owner costs in Chesapeake Ranch Estates

Median selected monthly owner costs, estimate (90% margin of error)
	Chesapeake Ranch Estates	Calvert County	Maryland	United States
With a mortgage	$1,810 (±$86)	$2,373 (±$46)	$2,347 (±$8)	$1,963
Without a mortgage	$551 (±$70)	$754 (±$33)	$753 (±$4)	$638
Owned homes with a mortgage	86.9% (±4.2 points)	78.7% (±1.8 points)	71.0% (±0.3 points)	60.6%
Median real estate taxes (a year)	$2,788 (±$122)	$3,885 (±$106)	$4,093 (±$21)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Chesapeake Ranch Estates, the median cost with a mortgage is lower than in Calvert County ($2,373).

It is also lower than in Maryland ($2,347).

It is lower than the national figure ($1,963).

In Calvert County, Chesapeake Ranch Estates ranks 10 of 12 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 298 of 381.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Chesapeake Ranch Estates have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,598 (±$65)	$1,810 (±$86)	+13.3%	Down after inflation
Median real estate taxes	$2,399 (±$95)	$2,788 (±$122)	+16.2%	No measurable change after inflation
Median home value	$215,300 (±$11,334)	$286,700 (±$9,161)	+33.2%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Chesapeake Ranch Estates

Nearest places with a published estimate, compared with Chesapeake Ranch Estates
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Chesapeake Ranch Estates	—	$1,810 (±$86)	—
Lusby	1.2 mi	$1,689 (±$395)	Not measurably different
Drum Point	2.1 mi	$2,278 (±$145)	Higher
Solomons	2.7 mi	$2,330 (±$415)	Higher
California	5.8 mi	$1,980 (±$103)	Higher
Lexington Park	7.6 mi	$1,959 (±$107)	Higher
Long Beach	7.6 mi	$2,178 (±$158)	Higher
Wildewood	8.0 mi	$2,205 (±$111)	Higher
Calvert Beach	8.9 mi	$1,588 (±$90)	Lower

Nearby places with a measurably lower figure: Calvert Beach, MD ($1,588).

Nearby places with a measurably higher figure: Drum Point, MD ($2,278), Solomons, MD ($2,330), California, MD ($1,980).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Calvert County, place by place

Rank	Place	Median monthly cost with a mortgage
4	Solomons	$2,330 (±$415)
5	Prince Frederick	$2,298 (±$181)
6	Drum Point	$2,278 (±$145)
7	Chesapeake Beach	$2,274 (±$157)
8	Long Beach	$2,178 (±$158)
9	North Beach	$2,025 (±$157)
10	Chesapeake Ranch Estates	$1,810 (±$86)
11	Lusby	$1,689 (±$395)
12	Calvert Beach	$1,588 (±$90)

Showing 9 of 12 places in Calvert County, ranked from highest to lowest.

Chesapeake Ranch Estates is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Chesapeake Ranch Estates

What is the average mortgage payment in Chesapeake Ranch Estates?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Chesapeake Ranch Estates, MD is $1,810 (±$86) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Chesapeake Ranch Estates?

Owners without a mortgage in Chesapeake Ranch Estates pay a median of $551 (±$70) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Chesapeake Ranch Estates gone up?

In Chesapeake Ranch Estates, the median monthly cost with a mortgage went from $1,598 in 2015–2019 to $1,810 in 2020–2024 (+13.3%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Chesapeake Ranch Estates CDP, Maryland (place:16050, in state:24).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.