How much do homeowners pay a month in Prince Frederick, MD?
Homeowners with a mortgage in Prince Frederick, MD pay a median of $2,298 (±$181) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $658 (±$164).
85.3% of owned homes carry a mortgage.
In Prince Frederick, the median monthly cost with a mortgage went from $2,102 in 2015–2019 to $2,298 in 2020–2024 (+9.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Figures last updated on .
- With a mortgage
- $2,298 (±$181)
- Without a mortgage
- $658 (±$164)
- Owned with a mortgage
- 85.3%
Monthly owner costs in Prince Frederick
| Prince Frederick | Calvert County | Maryland | United States | |
|---|---|---|---|---|
| With a mortgage | $2,298 (±$181) | $2,373 (±$46) | $2,347 (±$8) | $1,963 |
| Without a mortgage | $658 (±$164) | $754 (±$33) | $753 (±$4) | $638 |
| Owned homes with a mortgage | 85.3% (±7.8 points) | 78.7% (±1.8 points) | 71.0% (±0.3 points) | 60.6% |
| Median real estate taxes (a year) | $3,739 (±$341) | $3,885 (±$106) | $4,093 (±$21) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Prince Frederick, the median cost with a mortgage is not measurably different from Calvert County ($2,373).
It is not measurably different from Maryland ($2,347).
It is higher than the national figure ($1,963).
In Calvert County, Prince Frederick ranks 5 of 12 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 189 of 381.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Prince Frederick have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,102 (±$129) | $2,298 (±$181) | +9.3% | Down after inflation |
| Median real estate taxes | $3,030 (±$295) | $3,739 (±$341) | +23.4% | No measurable change after inflation |
| Median home value | $309,400 (±$19,716) | $404,400 (±$31,921) | +30.7% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Prince Frederick
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Prince Frederick | — | $2,298 (±$181) | — |
| Huntingtown | 5.1 mi | $2,853 (±$565) | Not measurably different |
| Eagle Harbor | 5.6 mi | $1,396 (±$154) | Lower |
| Golden Beach | 7.2 mi | $2,223 (±$112) | Not measurably different |
| Calvert Beach | 7.2 mi | $1,588 (±$90) | Lower |
| Long Beach | 8.5 mi | $2,178 (±$158) | Not measurably different |
| Hughesville | 10 mi | $2,389 (±$208) | Not measurably different |
| Chesapeake Beach | 10 mi | $2,274 (±$157) | Not measurably different |
| Owings | 12 mi | $3,194 (±$213) | Higher |
Nearby places with a measurably lower figure: Eagle Harbor, MD ($1,396), Calvert Beach, MD ($1,588).
Nearby places with a measurably higher figure: Owings, MD ($3,194).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Calvert County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Owings | $3,194 (±$213) |
| 2 | Huntingtown | $2,853 (±$565) |
| 3 | Dunkirk | $2,757 (±$252) |
| 4 | Solomons | $2,330 (±$415) |
| 5 | Prince Frederick | $2,298 (±$181) |
| 6 | Drum Point | $2,278 (±$145) |
| 7 | Chesapeake Beach | $2,274 (±$157) |
| 8 | Long Beach | $2,178 (±$158) |
| 9 | North Beach | $2,025 (±$157) |
| 10 | Chesapeake Ranch Estates | $1,810 (±$86) |
| 11 | Lusby | $1,689 (±$395) |
Showing 11 of 12 places in Calvert County, ranked from highest to lowest.
Prince Frederick is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Prince Frederick
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Prince Frederick beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Prince Frederick, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Prince Frederick, and send estimates and invoices from your phone.
Questions about Prince Frederick
What is the average mortgage payment in Prince Frederick?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Prince Frederick, MD is $2,298 (±$181) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Prince Frederick?
Owners without a mortgage in Prince Frederick pay a median of $658 (±$164) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Prince Frederick gone up?
In Prince Frederick, the median monthly cost with a mortgage went from $2,102 in 2015–2019 to $2,298 in 2020–2024 (+9.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Prince Frederick CDP, Maryland
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Prince Frederick CDP, Maryland
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Prince Frederick CDP, Maryland
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Prince Frederick CDP, Maryland
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Prince Frederick CDP, Maryland
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Prince Frederick CDP, Maryland (place:63950, in state:24).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Prince Frederick at a glance
- Median rent in Prince Frederick
- Rent by bedrooms in Prince Frederick
- Rent burden in Prince Frederick
- Renters and owners in Prince Frederick
- Income and affordability in Prince Frederick
- Home values in Prince Frederick
- Property taxes in Prince Frederick
- Types of homes in Prince Frederick
- Bedrooms in Prince Frederick
- Vacancy rate in Prince Frederick
- Heating fuel in Prince Frederick
- Commute and cars in Prince Frederick
- Population growth in Prince Frederick
- How long people stay in Prince Frederick
- Maryland landlord and tenant rules
- Housing across Calvert County
- Housing data for every place in Maryland