How much are property taxes in Germantown, MD?

Name: Property taxes in Germantown, MD, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners in Germantown, MD pay a median of $3,673 (±$151) a year in real estate taxes (2020–2024 American Community Survey, table B25103).

Homes with a mortgage pay a median of $3,663.

Homes without a mortgage pay a median of $3,725.

That is about 0.9% of the median home value of $422,400.

In Germantown, the median real estate tax went from $3,194 in 2015–2019 to $3,673 in 2020–2024 (+15.0%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

Median real estate taxes: $3,673 (±$151)
With a mortgage: $3,663
Without a mortgage: $3,725
Share of median value: 0.9%

Real estate taxes in Germantown against Montgomery County, its state and the nation

Median real estate taxes paid a year, estimate (90% margin of error)
	Germantown	Montgomery County	Maryland	United States
Median real estate taxes	$3,673 (±$151)	$5,539 (±$62)	$4,093 (±$21)	$3,119
Homes with a mortgage	$3,663 (±$169)	$5,457 (±$83)	$4,195 (±$26)	$3,489
Homes without a mortgage	$3,725 (±$457)	$5,725 (±$107)	$3,856 (±$29)	$2,576
Median home value	$422,400 (±$13,009)	$640,300 (±$5,098)	$419,900 (±$1,385)	$332,700

In Germantown, the median real estate tax is lower than in Montgomery County ($5,539).

It is also lower than in Maryland ($4,093).

It is higher than the national figure ($3,119).

In Montgomery County, Germantown ranks 57 of 59 places with a published estimate, from highest to lowest median real estate taxes.

Statewide, it ranks 232 of 380.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Taxes as a share of home value in Germantown

The median tax ($3,673) is 0.9% of the median home value ($422,400).

Across Montgomery County the same ratio is 0.9%.

Across Maryland it is 1.0%.

This is a ratio of two medians, a rough effective rate: not the tax rate or mill rate the town, county or school district sets, and not any one home’s bill.

Owners report what they paid and what they think their home is worth; the assessor’s office publishes the actual rates and assessments.

How property taxes in Germantown have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median real estate taxes	$3,194 (±$108)	$3,673 (±$151)	+15.0%	Down after inflation
Median home value	$345,400 (±$8,333)	$422,400 (±$13,009)	+22.3%	No measurable change after inflation
Median owner cost with a mortgage	$2,098 (±$55)	$2,259 (±$73)	+7.7%	Down after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median real estate taxes in places near Germantown

Nearest places with a published estimate, compared with Germantown
Place	Distance	Median real estate taxes	Compared with this place
Germantown	—	$3,673 (±$151)	—
Montgomery Village	3.3 mi	$3,025 (±$241)	Lower
Clarksburg	3.4 mi	$5,517 (±$428)	Higher
Gaithersburg	4.1 mi	$4,817 (±$185)	Higher
Ten Mile Creek	4.2 mi	$5,360 (±$1,421)	Higher
Flower Hill	4.3 mi	$3,786 (±$299)	Not measurably different
Washington Grove	5.3 mi	$6,023 (±$276)	Higher
North Potomac	5.5 mi	$7,143 (±$223)	Higher
Darnestown	6.4 mi	$8,441 (±$496)	Higher

Nearby places with a measurably lower figure: Montgomery Village, MD ($3,025).

Nearby places with a measurably higher figure: Clarksburg, MD ($5,517), Gaithersburg, MD ($4,817), Ten Mile Creek, MD ($5,360).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median real estate taxes across Montgomery County, place by place

Rank	Place	Median real estate taxes
51	Burtonsville	$4,413 (±$472)
52	Damascus	$4,393 (±$210)
53	Redland	$4,390 (±$219)
54	Wheaton	$4,254 (±$123)
55	Fairland	$4,039 (±$373)
56	Flower Hill	$3,786 (±$299)
57	Germantown	$3,673 (±$151)
58	Montgomery Village	$3,025 (±$241)
59	Leisure World	$2,333 (±$183)

Showing 9 of 59 places in Montgomery County, ranked from highest to lowest.

Germantown is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Germantown

How much are property taxes in Germantown?

The median real estate tax paid by homeowners in Germantown, MD is $3,673 (±$151) a year (2020–2024 American Community Survey).

What is the property tax rate in Germantown?

The Census Bureau does not publish tax rates; as a rough guide, the median tax paid is 0.9% of the median home value in Germantown, and the actual rate is set by the town, county and school district.

Have property taxes in Germantown gone up?

In Germantown, the median real estate tax went from $3,194 in 2015–2019 to $3,673 in 2020–2024 (+15.0%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Are property taxes in Germantown higher than in Montgomery County?

In Germantown, the median real estate tax is lower than in Montgomery County ($5,539).

It is also lower than in Maryland ($4,093).

It is higher than the national figure ($3,119).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Germantown CDP, Maryland (place:32025, in state:24).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25103_001E, B25103_001M, B25077_001E, B25077_001M, B25088_002E, B25088_002M from the 2019 release.

The API needs a free key.

Request a Census API key.

B25103_001E, B25103_001M, B25103_002E, B25103_002M, B25103_003E, B25103_003M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.