Housing data for ZIP code 20874

ZIP code 20874 has an estimated 62,738 residents and 23,124 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Darnestown, Montgomery County.

33.6% of households rent.

The median gross rent is $1,995 (±$65) a month.

The median home value is $399,000 (±$13,264).

The median household income is $115,022 (±$8,583) a year.

Figures last updated on .

Residents
62,738 (±2,527)
Median gross rent
$1,995
Median home value
$399,000
Households that rent
33.6%

How ZIP code 20874 compares

Estimate (90% margin of error)
ZIP 20874DarnestownMontgomery CountyMarylandUnited States
Residents62,738 (±2,527)7,0511,065,9496,206,011334,922,499
Housing units23,124 (±779)2,335406,5312,560,784143,775,355
Households that rent33.6% (±2.5 points)4.8%34.7%32.4%34.8%
Median gross rent$1,995 (±$65)$3,500 or more$2,068$1,705$1,413
Median home value$399,000 (±$13,264)$958,200$640,300$419,900$332,700
Median household income$115,022 (±$8,583)$232,135$132,450$103,678$80,734
Median real estate taxes (a year)$3,548 (±$166)$8,441$5,539$4,093$3,119
Renters paying 30% or more of income51.1% (±6.7 points)44.6%51.6%51.5%51.1%
Built before 198017.9% (±2.6 points)37.8%49.3%51.2%49.7%
Average commute30.8 minutes (±1.4)36.9 minutes31.9 minutes31.1 minutes26.4 minutes
Households with broadband96.9% (±1.0 points)97.4%95.7%92.4%91.0%
Median age of residents37.6 years (±0.7)47.1 years40.2 years39.4 years38.9 years

In ZIP 20874, median gross rent is lower than in Montgomery County ($2,068).

It is also higher than in Maryland ($1,705).

It is higher than the national figure ($1,413).

Its median home value is lower than in Darnestown as a whole ($958,200).

Among the 37 ZIP codes in Montgomery County with a published estimate, ZIP 20874 ranks 23 from highest to lowest median gross rent.

Among the 44 ZIP codes in Montgomery County with a published estimate, ZIP 20874 ranks 43 from highest to lowest median home value.

Among the 44 ZIP codes in Montgomery County with a published estimate, ZIP 20874 ranks 34 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 20874

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 20874Montgomery CountyMarylandUnited States
Less than $5002.9% (±1.7 points)3.0%5.5%6.3%
$500 to $9992.6% (±2.1 points)3.1%9.2%20.2%
$1,000 to $1,4998.3% (±2.9 points)9.3%22.9%28.1%
$1,500 to $1,99936.5% (±5.3 points)31.1%30.1%21.1%
$2,000 to $2,49933.2% (±5.3 points)26.3%18.3%12.0%
$2,500 to $2,99913.3% (±3.1 points)12.7%7.7%5.5%
$3,000 or more3.1% (±1.9 points)14.6%6.2%6.8%

The most common range is $1,500 to $1,999, paid by 36.5% of renting households.

Rent by bedrooms in ZIP code 20874

Census median gross rent beside HUD’s fiscal year 2027 Small Area Fair Market Rent, dollars a month
BedroomsCensus medianHUD Small Area Fair Market Rent
Studio$1,739 (±$178)$2,100
1 bedroom$1,699 (±$64)$2,190
2 bedrooms$2,015 (±$97)$2,420
3 bedrooms$2,257 (±$109)$3,080
4 bedrooms$2,593 (±$182)$3,630

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 20874 is $2,420 a month.

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Rent burden in ZIP code 20874

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 20874Montgomery CountyMarylandUnited States
Less than 15%13.3% (±3.5 points)10.7%11.5%12.6%
15% to 19.9%10.6% (±3.8 points)12.3%12.0%12.2%
20% to 24.9%12.9% (±4.2 points)13.4%13.1%12.6%
25% to 29.9%12.2% (±4.0 points)12.0%11.9%11.5%
30% to 34.9%9.0% (±3.3 points)9.7%9.2%9.2%
35% or more42.1% (±5.8 points)41.9%42.3%41.9%

51.1% (±6.7 points) of renting households in ZIP code 20874 spend 30% or more of their income on gross rent.

Home values in ZIP code 20874

Owner-occupied homes by value, 2020–2024
ValueZIP 20874Montgomery CountyMarylandUnited States
Less than $50,0002.2% (±1.2 points)1.3%3.0%5.3%
$50,000 to $99,9990.2% (±0.2 points)0.7%2.0%6.1%
$100,000 to $149,9991.5% (±1.1 points)0.9%2.7%6.8%
$150,000 to $199,9991.7% (±0.8 points)1.6%4.8%9.0%
$200,000 to $299,99914.7% (±2.5 points)5.8%14.8%17.8%
$300,000 to $499,99948.2% (±3.9 points)23.2%37.1%26.9%
$500,000 to $999,99927.1% (±2.8 points)47.6%29.7%20.9%
$1,000,000 or more4.4% (±1.5 points)18.8%6.0%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 20874

Housing units by units in structure, 2020–2024
Building typeZIP 20874Montgomery CountyMarylandUnited States
Single-family, detached21.5% (±1.6 points)46.6%51.2%61.3%
Single-family, attached (townhouse, rowhouse)42.8% (±2.8 points)17.8%21.3%6.2%
2 units2.2% (±0.9 points)0.7%1.5%3.4%
3 or 4 units2.9% (±1.1 points)1.4%2.1%4.3%
5 to 9 units8.5% (±1.8 points)4.9%5.2%4.5%
10 to 19 units14.3% (±2.0 points)8.2%7.3%4.3%
20 or more units7.8% (±1.5 points)20.2%10.2%10.3%
Mobile home0.0% (±0.2 points)0.2%1.3%5.6%
Boat, RV, van, etc.0.0% (±0.2 points)0.0%0.0%0.1%

When the homes in ZIP code 20874 were built

Housing units by year structure built, 2020–2024
Year builtZIP 20874Montgomery CountyMarylandUnited States
2020 or later2.1% (±0.8 points)1.3%1.4%2.0%
2010 to 20197.2% (±1.3 points)8.8%8.1%9.4%
2000 to 200914.9% (±2.2 points)10.7%11.5%13.6%
1990 to 199920.4% (±2.1 points)10.5%13.1%12.4%
1980 to 198937.5% (±2.7 points)19.2%14.8%12.9%
1970 to 197913.2% (±2.3 points)14.9%13.5%14.2%
1960 to 19691.9% (±0.8 points)14.3%11.5%9.9%
1950 to 19591.7% (±0.8 points)11.1%10.5%9.5%
1940 to 19490.4% (±0.4 points)4.8%5.0%4.4%
1939 or earlier0.7% (±0.5 points)4.2%10.7%11.7%

17.9% of the homes in ZIP code 20874 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 20874

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 20874Montgomery CountyMarylandUnited States
Utility gas36.4% (±2.7 points)53.1%43.1%46.5%
Fuel oil, kerosene, etc.2.2% (±0.8 points)2.4%6.6%3.9%
Electricity58.9% (±2.5 points)41.2%44.1%41.3%
Bottled or tank gas (propane)1.4% (±0.8 points)1.8%3.8%4.9%
Wood0.0% (±0.2 points)0.1%1.0%1.4%
Solar energy0.3% (±0.4 points)0.4%0.4%0.3%
Coal or coke0.0% (±0.2 points)0.0%0.1%0.1%
Other fuel0.0% (±0.2 points)0.3%0.5%0.5%
No fuel used0.7% (±0.5 points)0.6%0.6%1.2%

How people in ZIP code 20874 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 20874Montgomery CountyMarylandUnited States
Drove alone61.1% (±2.3 points)52.8%64.7%68.8%
Carpooled8.9% (±2.0 points)7.6%7.7%8.5%
Public transportation4.7% (±1.4 points)7.5%4.2%3.2%
Walked0.9% (±0.5 points)1.7%2.0%2.4%
Other means (bicycle, taxi, motorcycle)2.5% (±1.1 points)2.1%2.0%2.0%
Worked from home21.8% (±2.1 points)28.3%19.3%15.1%

Workers who live in ZIP code 20874 take an average of 30.8 minutes to get to work.

Places in ZIP code 20874

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
Darnestown46%$3,500 or more4.8%
Germantown42%$2,04032.8%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 20874

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
208783.1 mi$2,226$715,800$144,31330.8%
208413.6 mi$2,825$782,500$184,6888.9%
208994.7 mi$788—$24,417100.0%
208375.8 mi$1,996$772,300$174,0638.1%
208775.9 mi$1,887$474,800$92,80056.9%
208766.3 mi$2,109$487,300$119,73132.6%
208866.4 mi$1,918$386,500$98,54231.1%
208806.8 mi—$612,700$134,5830.3%

Crime reported to police in Montgomery County

In 2025, the police departments that report for Montgomery County recorded 169 violent and 1,549 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 20874 is reported as ZIP Code Tabulation Area 20874: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 20874

What is the median rent in ZIP code 20874?

The median gross rent in ZIP Code Tabulation Area 20874 is $1,995 (±$65) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 20874?

The median value of owner-occupied homes in ZIP code 20874 is $399,000 (±$13,264) (2020–2024 American Community Survey).

What is the median household income in ZIP code 20874?

The median household income in ZIP code 20874 is $115,022 (±$8,583) a year (2020–2024 American Community Survey).

What town is ZIP code 20874 in?

Most of ZIP code 20874’s land lies in Darnestown; it also covers Germantown.

What is the Fair Market Rent for a two-bedroom in ZIP 20874?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 20874 is $2,420 a month.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 20874 (zip code tabulation area:20874).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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