Housing data for James Township, MI
James Township, MI has an estimated 1,712 residents and 783 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Saginaw County.
6.8% of households rent.
The median gross rent is $910 a month.
Its population shrank measurably since 2015–2019 (−12.9%).
Figures last updated on .
- Residents
- 1,712 (±175)
- Housing units
- 783 (±76)
- Households that rent
- 6.8%
- Median gross rent
- $910
- Residents since 2015–2019
- −12.9%
What stands out in James Township
Homes in buildings of 5 or more units: 0.0% (±6.6 points) in James Township, lower than in Saginaw County (12.0%).
Households that rent: 6.8% (±3.3 points) in James Township, lower than in Saginaw County (25.9%).
Renters paying 30% or more of income: 23.5% (±23.0 points) in James Township, lower than in Saginaw County (55.0%).
Households that moved in since 2020: 6.8% (±2.8 points) in James Township, lower than in Saginaw County (18.5%).
- Types of homes in James Township
- Renters and owners in James Township
- How long people stay in James Township
Housing in James Township at a glance
- Median rent: $910 median gross rent a month (Small sample: wide margin of error)
- Rent by bedrooms: $960 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 23.5% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 6.8% of households rent
- Income and affordability: $70,000 median household income
- Home values: $165,100 median home value
- Homeowner costs: $1,205 median monthly cost with a mortgage
- Property taxes: $2,347 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 78.8% of homes have 3 or more bedrooms
- Age of homes: 73.7% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 88.6% heat with utility gas
- Commute and cars: 28.3 minutes average trip to work
- Growth: −12.9% residents since 2015–2019
- How long people stay: 6.8% moved in since 2020
- Crowding and facilities: 1.0% of homes have more than 1 person per room (Small sample: wide margin of error)
James Township against Saginaw County, its state and the nation
| James Township | Saginaw County | Michigan | United States | |
|---|---|---|---|---|
| Residents | 1,712 (±175) | 188,665 (exact) | 10,077,761 (exact) | 334,922,499 |
| Housing units | 783 (±76) | 86,208 (±109) | 4,622,236 (±795) | 143,775,355 |
| Households that rent | 6.8% (±3.3 points) | 25.9% (±1.1 points) | 26.8% (±0.2 points) | 34.8% |
| Median gross rent | $910 (±$146) | $947 (±$19) | $1,129 (±$4) | $1,413 |
| Median household income | $70,000 (±$8,789) | $60,622 (±$1,588) | $72,875 (±$293) | $80,734 |
| Median home value | $165,100 (±$9,054) | $152,800 (±$2,921) | $231,600 (±$642) | $332,700 |
| Median real estate taxes (a year) | $2,347 (±$116) | $2,284 (±$52) | $2,904 (±$9) | $3,119 |
| Built before 1980 | 73.7% (±9.6 points) | 71.1% (±2.2 points) | 62.1% (±0.2 points) | 49.7% |
| Average commute | 28.3 minutes (±6.1) | 22.4 minutes (±0.7) | 24.2 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 85.9% (±6.1 points) | 89.0% (±0.8 points) | 90.5% (±0.1 points) | 91.0% |
| Median age of residents | 50.5 years (±3.1) | 41.2 years (±0.2) | 40.2 years (±0.1) | 38.9 years |
James Township covers 16.7 square miles of land, about 102 residents per square mile (Census Bureau Gazetteer).
How James Township has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,965 (±74) | 1,712 (±175) | −12.9% | Measurable decrease |
| Housing units | 834 (±38) | 783 (±76) | −6.1% | Not a measurable change |
| Median gross rent | $917 (±$244) | $910 (±$146) | −0.8% | No measurable change after inflation |
| Median home value | $125,600 (±$8,020) | $165,100 (±$9,054) | +31.4% | No measurable change after inflation |
| Median household income | $63,063 (±$5,084) | $70,000 (±$8,789) | +11.0% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,137 (±$63) | $1,205 (±$33) | +6.0% | Down after inflation |
| Median real estate taxes | $1,781 (±$68) | $2,347 (±$116) | +31.8% | Up after inflation |
| Households that rent | 6.9% (±2.6 points) | 6.8% (±3.3 points) | −0.1 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±34.6 points) | 0.0% (±40.3 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Saginaw County
James Township has no police department of its own in the FBI’s figures, so this is the figure for Saginaw County as a whole.
In 2025, the police departments that report for Saginaw County recorded 755 violent and 1,397 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in James Township
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 48609 | 37% | 11,966 | $929 | $170,800 | $78,218 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near James Township
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Swan Creek Township | 3.7 mi | — | $190,800 | 5.0% |
| Spaulding Township | 3.8 mi | $692 | $117,600 | 4.6% |
| Shields | 4.1 mi | $941 | $174,500 | 19.4% |
| Thomas Township | 5.9 mi | $934 | $191,900 | 13.0% |
| Saginaw Charter Township | 6.0 mi | $1,002 | $182,000 | 34.1% |
| Saginaw | 6.4 mi | $922 | $60,000 | 40.0% |
| St. Charles | 6.6 mi | $460 | $118,500 | 30.8% |
| Albee Township | 7.4 mi | $648 | $160,200 | 5.3% |
Places in Michigan most like James Township
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Vernon Township (Shiawassee County) | $927 | $169,400 | $64,107 | 7.1% |
| Millington Township | $891 | $174,600 | $65,737 | 11.7% |
| Fairfield Township (Lenawee County) | $950 | $157,000 | $60,268 | 5.1% |
| Montrose Charter Township | $1,031 | $186,300 | $76,338 | 6.0% |
| Tuscola Township | $836 | $197,400 | $72,898 | 4.6% |
| Erie Township | $934 | $197,100 | $71,250 | 6.1% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Michigan.
HUD Fair Market Rent for James Township, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $795 | $893 | $1,141 | $1,466 | $1,500 |
HUD income limits for James Township, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $17,600 | $29,300 | $46,850 |
| 2 people | $21,640 | $33,450 | $53,550 |
| 3 people | $27,320 | $37,650 | $60,250 |
| 4 people | $33,000 | $41,800 | $66,900 |
| 5 people | $38,680 | $45,150 | $72,300 |
| 6 people | $44,360 | $48,500 | $77,650 |
| 7 people | $50,040 | $51,850 | $83,000 |
| 8 people | $55,200 | $55,200 | $88,350 |
These are the limits HUD sets for its housing programs in the Saginaw, MI MSA, where HUD’s median family income for fiscal year 2026 is $83,200.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about James Township
How many renters are there in James Township?
James Township has an estimated 50 (±24) renting households, 6.8% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in James Township?
The median household income in James Township is $70,000 (±$8,789) a year (2020–2024 American Community Survey).
What is the average home value in James Township, MI?
The Census Bureau publishes the median: $165,100 (±$9,054) for owner-occupied homes in James Township (2020–2024 American Community Survey).
What is the average mortgage payment in James Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in James Township, MI is $1,205 (±$33) a month, including taxes, insurance and utilities.
How much are property taxes in James Township?
The median real estate tax paid by homeowners in James Township, MI is $2,347 (±$116) a year (2020–2024 American Community Survey).
How many homes are in James Township?
James Township, MI has an estimated 783 (±76) housing units, occupied and vacant (2020–2024 American Community Survey).
Is James Township growing?
In James Township, the number of residents went from 1,965 in 2015–2019 to 1,712 in 2020–2024 (−12.9%), a measurable decrease.
What ZIP codes are in James Township?
The ZIP code that covers James Township is 48609.
What is the median rent in ZIP code 48609?
The median gross rent in ZIP Code Tabulation Area 48609 is $929 (±$80) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — James township, Saginaw County, Michigan
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — James township, Saginaw County, Michigan
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — James township, Saginaw County, Michigan
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — James township, Saginaw County, Michigan
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — James township, Saginaw County, Michigan
- Total Population (B01003), 2015–2019 ACS 5-year estimates — James township, Saginaw County, Michigan
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — James township, Saginaw County, Michigan
- HUD Fair Market Rents, fiscal year 2027: Saginaw, MI MSA
- HUD Income Limits, fiscal year 2026: Saginaw, MI MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for James township, Saginaw County, Michigan (county subdivision:41480, in state:26 county:145).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .