Housing data for Saginaw Charter Township, MI
Saginaw Charter Township, MI has an estimated 41,281 residents and 20,021 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Saginaw County.
34.1% of households rent.
The median gross rent is $1,002 a month.
Its population grew measurably since 2015–2019 (+4.8%).
Figures last updated on .
- Residents
- 41,281 (±27)
- Housing units
- 20,021 (±511)
- Households that rent
- 34.1%
- Median gross rent
- $1,002
- Residents since 2015–2019
- +4.8%
What stands out in Saginaw Charter Township
Homes in buildings of 5 or more units: 23.0% (±2.9 points) in Saginaw Charter Township, higher than in Saginaw County (12.0%).
Households that rent: 34.1% (±2.5 points) in Saginaw Charter Township, higher than in Saginaw County (25.9%).
Households that moved in since 2020: 24.7% (±2.6 points) in Saginaw Charter Township, higher than in Saginaw County (18.5%).
Median home value: $182,000 (±$6,623) in Saginaw Charter Township, higher than in Saginaw County ($152,800).
- Types of homes in Saginaw Charter Township
- Renters and owners in Saginaw Charter Township
- How long people stay in Saginaw Charter Township
- Home values in Saginaw Charter Township
Housing in Saginaw Charter Township at a glance
- Median rent: $1,002 median gross rent a month
- Rent by bedrooms: $1,038 median gross rent, 2 bedrooms
- Rent burden: 45.8% of renters pay 30% or more of income
- Renters and owners: 34.1% of households rent
- Income and affordability: $67,603 median household income
- Home values: $182,000 median home value
- Homeowner costs: $1,310 median monthly cost with a mortgage
- Property taxes: $2,719 median real estate taxes a year
- Types of homes: 23.0% of homes are in buildings of 5 or more units
- Bedrooms: 62.7% of homes have 3 or more bedrooms
- Age of homes: 63.1% of homes were built before 1980
- Vacancy rate: 13.3% rental vacancy rate
- Heating fuel: 79.2% heat with utility gas
- Commute and cars: 21.6 minutes average trip to work
- Crime reported to police: 189 violent crimes per 100,000 residents
- Growth: +4.8% residents since 2015–2019
- How long people stay: 24.7% moved in since 2020
- Crowding and facilities: 0.5% of homes have more than 1 person per room
Saginaw Charter Township against Saginaw County, its state and the nation
| Saginaw Charter Township | Saginaw County | Michigan | United States | |
|---|---|---|---|---|
| Residents | 41,281 (±27) | 188,665 (exact) | 10,077,761 (exact) | 334,922,499 |
| Housing units | 20,021 (±511) | 86,208 (±109) | 4,622,236 (±795) | 143,775,355 |
| Households that rent | 34.1% (±2.5 points) | 25.9% (±1.1 points) | 26.8% (±0.2 points) | 34.8% |
| Median gross rent | $1,002 (±$41) | $947 (±$19) | $1,129 (±$4) | $1,413 |
| Median household income | $67,603 (±$3,266) | $60,622 (±$1,588) | $72,875 (±$293) | $80,734 |
| Median home value | $182,000 (±$6,623) | $152,800 (±$2,921) | $231,600 (±$642) | $332,700 |
| Median real estate taxes (a year) | $2,719 (±$107) | $2,284 (±$52) | $2,904 (±$9) | $3,119 |
| Built before 1980 | 63.1% (±4.3 points) | 71.1% (±2.2 points) | 62.1% (±0.2 points) | 49.7% |
| Average commute | 21.6 minutes (±2.0) | 22.4 minutes (±0.7) | 24.2 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 91.6% (±1.5 points) | 89.0% (±0.8 points) | 90.5% (±0.1 points) | 91.0% |
| Median age of residents | 41.7 years (±1.1) | 41.2 years (±0.2) | 40.2 years (±0.1) | 38.9 years |
Saginaw Charter Township covers 24.5 square miles of land, about 1,685 residents per square mile (Census Bureau Gazetteer).
How Saginaw Charter Township has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 39,383 (±39) | 41,281 (±27) | +4.8% | Measurable increase |
| Housing units | 19,474 (±433) | 20,021 (±511) | +2.8% | Not a measurable change |
| Median gross rent | $839 (±$16) | $1,002 (±$41) | +19.4% | No measurable change after inflation |
| Median home value | $127,200 (±$4,839) | $182,000 (±$6,623) | +43.1% | Up after inflation |
| Median household income | $51,680 (±$2,050) | $67,603 (±$3,266) | +30.8% | Up after inflation |
| Median owner cost with a mortgage | $1,176 (±$36) | $1,310 (±$68) | +11.4% | Down after inflation |
| Median real estate taxes | $2,162 (±$77) | $2,719 (±$107) | +25.8% | No measurable change after inflation |
| Households that rent | 34.4% (±2.3 points) | 34.1% (±2.5 points) | −0.3 percentage points | Not a measurable change |
| Rental vacancy rate | 8.1% (±3.6 points) | 13.3% (±4.1 points) | +5.2 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Saginaw Charter Township
In 2025, the Saginaw Township Police Department reported 189 violent and 1,543 property crimes per 100,000 residents to the FBI.
Across Saginaw County, the departments that report recorded 755 violent and 1,397 property crimes per 100,000 residents that year.
ZIP codes in Saginaw Charter Township
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 48638 | 99% | 12,875 | $949 | $172,600 | $69,459 |
| 48603 | 88% | 27,757 | $1,050 | $186,800 | $66,352 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Saginaw Charter Township
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Shields | 3.2 mi | $941 | $174,500 | 19.4% |
| Saginaw | 4.2 mi | $922 | $60,000 | 40.0% |
| Carrollton Township | 4.2 mi | $1,096 | $82,300 | 31.2% |
| Kochville Township | 4.3 mi | $683 | $156,800 | 40.8% |
| Thomas Township | 4.8 mi | $934 | $191,900 | 13.0% |
| Zilwaukee | 5.4 mi | $1,195 | $95,300 | 18.3% |
| James Township | 6.0 mi | $910 | $165,100 | 6.8% |
| Tittabawassee Township | 6.2 mi | $1,219 | $276,000 | 13.7% |
Places in Michigan most like Saginaw Charter Township
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Grand Ledge | $982 | $194,000 | $68,980 | 32.5% |
| Midland | $1,048 | $203,900 | $73,325 | 32.9% |
| Kalamazoo Charter Township | $1,100 | $180,200 | $58,349 | 35.9% |
| Flint Charter Township | $970 | $158,600 | $61,563 | 39.1% |
| Greenville | $894 | $184,200 | $63,285 | 39.3% |
| Wyoming | $1,196 | $225,200 | $73,677 | 32.9% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Michigan.
HUD Fair Market Rent for Saginaw Charter Township, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $795 | $893 | $1,141 | $1,466 | $1,500 |
HUD income limits for Saginaw Charter Township, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $17,600 | $29,300 | $46,850 |
| 2 people | $21,640 | $33,450 | $53,550 |
| 3 people | $27,320 | $37,650 | $60,250 |
| 4 people | $33,000 | $41,800 | $66,900 |
| 5 people | $38,680 | $45,150 | $72,300 |
| 6 people | $44,360 | $48,500 | $77,650 |
| 7 people | $50,040 | $51,850 | $83,000 |
| 8 people | $55,200 | $55,200 | $88,350 |
These are the limits HUD sets for its housing programs in the Saginaw, MI MSA, where HUD’s median family income for fiscal year 2026 is $83,200.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Saginaw Charter Township
What is the average rent in Saginaw Charter Township, MI?
The Census Bureau publishes the median rather than the average: the median gross rent in Saginaw Charter Township is $1,002 (±$41) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Saginaw Charter Township?
The median gross rent for a one-bedroom home in Saginaw Charter Township, MI is $839 (±$62) a month (2020–2024 American Community Survey).
Are renters in Saginaw Charter Township rent-burdened?
45.8% of renting households in Saginaw Charter Township pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Saginaw Charter Township?
Saginaw Charter Township has an estimated 6,335 (±529) renting households, 34.1% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Saginaw Charter Township?
The median household income in Saginaw Charter Township is $67,603 (±$3,266) a year (2020–2024 American Community Survey).
What is the average home value in Saginaw Charter Township, MI?
The Census Bureau publishes the median: $182,000 (±$6,623) for owner-occupied homes in Saginaw Charter Township (2020–2024 American Community Survey).
Is Saginaw Charter Township growing?
In Saginaw Charter Township, the number of residents went from 39,383 in 2015–2019 to 41,281 in 2020–2024 (+4.8%), a measurable increase.
What ZIP codes are in Saginaw Charter Township?
The ZIP codes that cover Saginaw Charter Township are 48638, 48603.
What is the median rent in ZIP code 48638?
The median gross rent in ZIP Code Tabulation Area 48638 is $949 (±$47) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Saginaw charter township, Saginaw County, Michigan
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Saginaw charter township, Saginaw County, Michigan
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Saginaw charter township, Saginaw County, Michigan
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Saginaw charter township, Saginaw County, Michigan
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Saginaw charter township, Saginaw County, Michigan
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Saginaw charter township, Saginaw County, Michigan
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Saginaw charter township, Saginaw County, Michigan
- HUD Fair Market Rents, fiscal year 2027: Saginaw, MI MSA
- HUD Income Limits, fiscal year 2026: Saginaw, MI MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Saginaw Township Police Department (ORI MI7371800)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Saginaw charter township, Saginaw County, Michigan (county subdivision:70540, in state:26 county:145).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .