Housing data for St. Charles Township, MI
St. Charles Township, MI has an estimated 3,133 residents and 1,420 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a township in Saginaw County.
20.8% of households rent.
The median gross rent is $460 a month.
Figures last updated on .
- Residents
- 3,133 (±51)
- Housing units
- 1,420 (±114)
- Households that rent
- 20.8%
- Median gross rent
- $460
- Residents since 2015–2019
- −0.8%
What stands out in St. Charles Township
Median gross rent: $460 (±$188) in St. Charles Township, lower than in Saginaw County ($947).
Homes in buildings of 5 or more units: 7.3% (±3.8 points) in St. Charles Township, lower than in Saginaw County (12.0%).
Average commute: 30.7 minutes (±3.8) in St. Charles Township, higher than in Saginaw County (22.4 minutes).
- Median rent in St. Charles Township
- Types of homes in St. Charles Township
- Commute and cars in St. Charles Township
Housing in St. Charles Township at a glance
- Median rent: $460 median gross rent a month
- Rent by bedrooms: $620 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 63.5% of renters pay 30% or more of income
- Renters and owners: 20.8% of households rent
- Income and affordability: $62,939 median household income
- Home values: $136,300 median home value
- Homeowner costs: $1,142 median monthly cost with a mortgage
- Property taxes: $2,204 median real estate taxes a year
- Types of homes: 7.3% of homes are in buildings of 5 or more units
- Bedrooms: 66.0% of homes have 3 or more bedrooms
- Age of homes: 71.7% of homes were built before 1980
- Vacancy rate: 11.3% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 65.7% heat with utility gas
- Commute and cars: 30.7 minutes average trip to work
- Growth: −0.8% residents since 2015–2019
- How long people stay: 14.7% moved in since 2020
- Crowding and facilities: 1.4% of homes have more than 1 person per room (Small sample: wide margin of error)
St. Charles Township against Saginaw County, its state and the nation
| St. Charles Township | Saginaw County | Michigan | United States | |
|---|---|---|---|---|
| Residents | 3,133 (±51) | 188,665 (exact) | 10,077,761 (exact) | 334,922,499 |
| Housing units | 1,420 (±114) | 86,208 (±109) | 4,622,236 (±795) | 143,775,355 |
| Households that rent | 20.8% (±5.4 points) | 25.9% (±1.1 points) | 26.8% (±0.2 points) | 34.8% |
| Median gross rent | $460 (±$188) | $947 (±$19) | $1,129 (±$4) | $1,413 |
| Median household income | $62,939 (±$12,363) | $60,622 (±$1,588) | $72,875 (±$293) | $80,734 |
| Median home value | $136,300 (±$19,945) | $152,800 (±$2,921) | $231,600 (±$642) | $332,700 |
| Median real estate taxes (a year) | $2,204 (±$221) | $2,284 (±$52) | $2,904 (±$9) | $3,119 |
| Built before 1980 | 71.7% (±12.0 points) | 71.1% (±2.2 points) | 62.1% (±0.2 points) | 49.7% |
| Average commute | 30.7 minutes (±3.8) | 22.4 minutes (±0.7) | 24.2 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 80.3% (±6.3 points) | 89.0% (±0.8 points) | 90.5% (±0.1 points) | 91.0% |
| Median age of residents | 45.7 years (±2.9) | 41.2 years (±0.2) | 40.2 years (±0.1) | 38.9 years |
St. Charles Township covers 36.5 square miles of land, about 86 residents per square mile (Census Bureau Gazetteer).
How St. Charles Township has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 3,157 (±30) | 3,133 (±51) | −0.8% | Not a measurable change |
| Housing units | 1,411 (±91) | 1,420 (±114) | +0.6% | Not a measurable change |
| Median gross rent | $710 (±$106) | $460 (±$188) | −35.2% | Down after inflation |
| Median home value | $96,800 (±$11,583) | $136,300 (±$19,945) | +40.8% | No measurable change after inflation |
| Median household income | $50,688 (±$8,588) | $62,939 (±$12,363) | +24.2% | No measurable change after inflation |
| Median owner cost with a mortgage | $987 (±$85) | $1,142 (±$76) | +15.7% | No measurable change after inflation |
| Median real estate taxes | $1,685 (±$118) | $2,204 (±$221) | +30.8% | No measurable change after inflation |
| Households that rent | 24.9% (±5.1 points) | 20.8% (±5.4 points) | −4.1 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±6.6 points) | 11.3% (±16.6 points) | +11.3 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Saginaw County
St. Charles Township has no police department of its own in the FBI’s figures, so this is the figure for Saginaw County as a whole.
In 2025, the police departments that report for Saginaw County recorded 755 violent and 1,397 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in St. Charles Township
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 48655 | 32% | 5,760 | $581 | $175,700 | $66,115 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near St. Charles Township
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Brant Township | 5.3 mi | $608 | $179,500 | 4.5% |
| Chesaning | 5.5 mi | $679 | $136,700 | 30.7% |
| Swan Creek Township | 5.8 mi | — | $190,800 | 5.0% |
| Chesaning Township | 6.0 mi | $690 | $152,100 | 19.7% |
| Albee Township | 6.4 mi | $648 | $160,200 | 5.3% |
| James Township | 7.7 mi | $910 | $165,100 | 6.8% |
| Spaulding Township | 8.4 mi | $692 | $117,600 | 4.6% |
| Maple Grove Township (Saginaw County) | 8.5 mi | $909 | $232,200 | 8.7% |
Places in Michigan most like St. Charles Township
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Meyer Township | $579 | $115,700 | $65,568 | 19.1% |
| Posen Township | $601 | $121,900 | $56,719 | 18.3% |
| Luna Pier | $395 | $188,800 | $61,641 | 16.8% |
| Ontonagon Township | $538 | $120,500 | $59,135 | 22.3% |
| Lawrence Township | $595 | $179,500 | $63,607 | 21.5% |
| Daggett Township | $538 | $148,300 | $49,500 | 14.2% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Michigan.
HUD Fair Market Rent for St. Charles Township, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $795 | $893 | $1,141 | $1,466 | $1,500 |
HUD income limits for St. Charles Township, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $17,600 | $29,300 | $46,850 |
| 2 people | $21,640 | $33,450 | $53,550 |
| 3 people | $27,320 | $37,650 | $60,250 |
| 4 people | $33,000 | $41,800 | $66,900 |
| 5 people | $38,680 | $45,150 | $72,300 |
| 6 people | $44,360 | $48,500 | $77,650 |
| 7 people | $50,040 | $51,850 | $83,000 |
| 8 people | $55,200 | $55,200 | $88,350 |
These are the limits HUD sets for its housing programs in the Saginaw, MI MSA, where HUD’s median family income for fiscal year 2026 is $83,200.
A program can use its own limits; tax-credit and local programs often do.
The figures for St. Charles Township include the places inside it that have pages of their own: St. Charles.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about St. Charles Township
What is the average rent in St. Charles Township, MI?
The Census Bureau publishes the median rather than the average: the median gross rent in St. Charles Township is $460 (±$188) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
Are renters in St. Charles Township rent-burdened?
63.5% of renting households in St. Charles Township pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in St. Charles Township?
St. Charles Township has an estimated 275 (±78) renting households, 20.8% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in St. Charles Township?
The median household income in St. Charles Township is $62,939 (±$12,363) a year (2020–2024 American Community Survey).
What is the average home value in St. Charles Township, MI?
The Census Bureau publishes the median: $136,300 (±$19,945) for owner-occupied homes in St. Charles Township (2020–2024 American Community Survey).
What is the average mortgage payment in St. Charles Township?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in St. Charles Township, MI is $1,142 (±$76) a month, including taxes, insurance and utilities.
Is St. Charles Township growing?
In St. Charles Township, the number of residents went from 3,157 in 2015–2019 to 3,133 in 2020–2024 (−0.8%), not a measurable change.
What ZIP codes are in St. Charles Township?
The ZIP code that covers St. Charles Township is 48655.
What is the median rent in ZIP code 48655?
The median gross rent in ZIP Code Tabulation Area 48655 is $581 (±$189) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — St. Charles township, Saginaw County, Michigan
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — St. Charles township, Saginaw County, Michigan
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — St. Charles township, Saginaw County, Michigan
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — St. Charles township, Saginaw County, Michigan
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — St. Charles township, Saginaw County, Michigan
- Total Population (B01003), 2015–2019 ACS 5-year estimates — St. Charles township, Saginaw County, Michigan
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — St. Charles township, Saginaw County, Michigan
- HUD Fair Market Rents, fiscal year 2027: Saginaw, MI MSA
- HUD Income Limits, fiscal year 2026: Saginaw, MI MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for St. Charles township, Saginaw County, Michigan (county subdivision:70660, in state:26 county:145).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .