Housing data for Credit River, MN
Credit River, MN has an estimated 5,551 residents and 2,000 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Scott County.
2.5% of households rent.
Figures last updated on .
- Residents
- 5,551 (±33)
- Housing units
- 2,000 (±167)
- Households that rent
- 2.5%
What stands out in Credit River
Households that rent: 2.5% (±2.9 points) in Credit River, lower than in Scott County (16.2%).
Homes in buildings of 5 or more units: 0.0% (±1.9 points) in Credit River, lower than in Scott County (9.9%).
Homes built before 1980: 41.6% (±8.8 points) in Credit River, higher than in Scott County (23.2%).
Median home value: $595,000 (±$45,488) in Credit River, higher than in Scott County ($419,400).
Housing in Credit River at a glance
- Rent burden: 31.3% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 2.5% of households rent (Small sample: wide margin of error)
- Income and affordability: $143,125 median household income
- Home values: $595,000 median home value
- Homeowner costs: $2,763 median monthly cost with a mortgage
- Property taxes: $4,934 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 93.9% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 41.6% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 82.9% heat with utility gas
- Commute and cars: 24.1 minutes average trip to work
- How long people stay: 8.9% moved in since 2020
- Crowding and facilities: 0.9% of homes have more than 1 person per room
Credit River against Scott County, its state and the nation
| Credit River | Scott County | Minnesota | United States | |
|---|---|---|---|---|
| Residents | 5,551 (±33) | 154,557 (exact) | 5,739,445 (exact) | 334,922,499 |
| Housing units | 2,000 (±167) | 56,671 (±53) | 2,545,030 (±1,535) | 143,775,355 |
| Households that rent | 2.5% (±2.9 points) | 16.2% (±1.1 points) | 27.8% (±0.2 points) | 34.8% |
| Median gross rent | — | $1,568 (±$61) | $1,280 (±$7) | $1,413 |
| Median household income | $143,125 (±$25,255) | $119,314 (±$3,959) | $89,062 (±$409) | $80,734 |
| Median home value | $595,000 (±$45,488) | $419,400 (±$8,137) | $329,300 (±$903) | $332,700 |
| Median real estate taxes (a year) | $4,934 (±$550) | $4,230 (±$70) | $3,357 (±$10) | $3,119 |
| Built before 1980 | 41.6% (±8.8 points) | 23.2% (±1.6 points) | 52.1% (±0.3 points) | 49.7% |
| Average commute | 24.1 minutes (±2.9) | 24.8 minutes (±0.6) | 22.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 97.5% (±2.3 points) | 95.0% (±0.6 points) | 91.6% (±0.1 points) | 91.0% |
| Median age of residents | 44.8 years (±5.8) | 37.8 years (±0.3) | 38.8 years (±0.1) | 38.9 years |
Credit River covers 23.4 square miles of land, about 237 residents per square mile (Census Bureau Gazetteer).
Crime reported to police in Scott County
Credit River has no police department of its own in the FBI’s figures, so this is the figure for Scott County as a whole.
In 2025, the police departments that report for Scott County recorded 83 violent and 763 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Credit River
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Spring Lake Township | 5.1 mi | $2,197 | $629,600 | 8.3% |
| Lakeville | 5.4 mi | $1,806 | $452,500 | 12.2% |
| Prior Lake | 5.4 mi | $1,654 | $450,700 | 13.8% |
| New Market Township | 5.7 mi | $1,891 | $595,300 | 2.0% |
| Savage | 6.1 mi | $1,766 | $432,300 | 14.2% |
| Elko New Market | 7.3 mi | $2,200 | $433,100 | 4.5% |
| Cedar Lake Township | 7.6 mi | — | $543,100 | 1.2% |
| Burnsville | 7.6 mi | $1,513 | $355,200 | 35.3% |
HUD Fair Market Rent for Credit River, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,265 | $1,427 | $1,734 | $2,264 | $2,538 |
HUD income limits for Credit River, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $27,650 | $46,050 | $73,650 |
| 2 people | $31,600 | $52,600 | $84,200 |
| 3 people | $35,550 | $59,200 | $94,700 |
| 4 people | $39,450 | $65,750 | $105,200 |
| 5 people | $42,650 | $71,050 | $113,650 |
| 6 people | $45,800 | $76,300 | $122,050 |
| 7 people | $50,040 | $81,550 | $130,450 |
| 8 people | $55,720 | $86,800 | $138,900 |
These are the limits HUD sets for its housing programs in the Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $131,500.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Credit River
What is the median household income in Credit River?
The median household income in Credit River is $143,125 (±$25,255) a year (2020–2024 American Community Survey).
What is the average home value in Credit River, MN?
The Census Bureau publishes the median: $595,000 (±$45,488) for owner-occupied homes in Credit River (2020–2024 American Community Survey).
What is the average mortgage payment in Credit River?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Credit River, MN is $2,763 (±$330) a month, including taxes, insurance and utilities.
How much are property taxes in Credit River?
The median real estate tax paid by homeowners in Credit River, MN is $4,934 (±$550) a year (2020–2024 American Community Survey).
How many homes are in Credit River?
Credit River, MN has an estimated 2,000 (±167) housing units, occupied and vacant (2020–2024 American Community Survey).
How old are most homes in Credit River?
41.6% of homes in Credit River, MN were built before 1980 (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Credit River city, Minnesota
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Credit River city, Minnesota
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Credit River city, Minnesota
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Credit River city, Minnesota
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Credit River city, Minnesota
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Credit River city, Minnesota
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Credit River city, Minnesota
- HUD Fair Market Rents, fiscal year 2027: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area
- HUD Income Limits, fiscal year 2026: Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Credit River city, Minnesota (place:13708, in state:27).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .