Housing data for Central City, NE

Central City, NE has an estimated 3,061 residents and 1,374 homes (US Census Bureau, 2020–2024 American Community Survey).

It is a city in Merrick County.

26.1% of households rent.

The median gross rent is $677 a month.

Its population grew measurably since 2015–2019 (+5.4%).

Figures last updated on .

Residents
3,061 (±18)
Housing units
1,374 (±95)
Households that rent
26.1%
Median gross rent
$677
Residents since 2015–2019
+5.4%

What stands out in Central City

Homes in buildings of 5 or more units: 11.5% (±6.0 points) in Central City, higher than in Merrick County (4.8%).

Households that moved in since 2020: 32.2% (±9.4 points) in Central City, higher than in Merrick County (19.3%).

Households that rent: 26.1% (±6.6 points) in Central City, higher than in Merrick County (17.8%).

Housing in Central City at a glance

Central City against Merrick County, its state and the nation

Estimate (90% margin of error)
Central CityMerrick CountyNebraskaUnited States
Residents3,061 (±18)7,724 (exact)1,978,707 (exact)334,922,499
Housing units1,374 (±95)3,598 (±24)863,444 (±628)143,775,355
Households that rent26.1% (±6.6 points)17.8% (±3.0 points)33.5% (±0.4 points)34.8%
Median gross rent$677 (±$82)$750 (±$110)$1,072 (±$8)$1,413
Median household income$73,229 (±$14,299)$68,354 (±$7,261)$76,475 (±$633)$80,734
Median home value$165,300 (±$25,114)$175,900 (±$10,564)$238,600 (±$1,365)$332,700
Median real estate taxes (a year)$2,287 (±$199)$2,280 (±$163)$3,549 (±$22)$3,119
Built before 198066.7% (±11.5 points)65.9% (±6.5 points)57.2% (±0.5 points)49.7%
Average commute18.4 minutes (±4.6)21.4 minutes (±2.2)19.2 minutes (±0.1)26.4 minutes
Households with broadband88.5% (±5.1 points)88.5% (±2.7 points)90.6% (±0.2 points)91.0%
Median age of residents39.9 years (±4.0)43.2 years (±0.6)37.2 years (±0.2)38.9 years

Central City covers 2.4 square miles of land, about 1,257 residents per square mile (Census Bureau Gazetteer).

How Central City has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Residents2,903 (±50)3,061 (±18)+5.4%Measurable increase
Housing units1,333 (±90)1,374 (±95)+3.1%Not a measurable change
Median gross rent$666 (±$84)$677 (±$82)+1.7%Down after inflation
Median home value$106,100 (±$15,296)$165,300 (±$25,114)+55.8%Up after inflation
Median household income$48,447 (±$14,007)$73,229 (±$14,299)+51.2%No measurable change after inflation
Median owner cost with a mortgage$987 (±$96)$1,244 (±$121)+26.0%No measurable change after inflation
Median real estate taxes$1,519 (±$271)$2,287 (±$199)+50.6%Up after inflation
Households that rent40.2% (±7.2 points)26.1% (±6.6 points)−14.1 percentage pointsMeasurable decrease
Rental vacancy rate9.5% (±9.1 points)9.2% (±12.0 points)−0.3 percentage pointsNot a measurable change

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Crime reported to police in Central City

In 2025, the Central City Police Department reported 94 violent and 63 property crimes per 100,000 residents to the FBI.

Across Merrick County, the departments that report recorded 63 violent and 101 property crimes per 100,000 residents that year.

Places near Central City

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
Lone Tree Township (Merrick County)1.7 mi—$176,1008.3%
Prairie Island Township5.8 mi—$425,0000.0%
Central Township (Merrick County)6.0 mi——45.8%
Hordville6.2 mi$850$95,00016.3%
Marquette7.4 mi$1,063$108,00022.2%
Midland Township (Merrick County)7.5 mi—$233,30018.6%
Mead Township9.0 mi——22.2%
Chapman Township (Merrick County)9.9 mi$1,167$190,70014.2%

Places in Nebraska most like Central City

PlaceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
Geneva$734$169,100$80,39824.0%
Gering$823$186,500$75,09327.7%
Osmond$688$132,400$66,25017.4%
Oakland$720$151,700$68,90027.2%
Hartington$640$178,100$80,57716.7%
Elm Creek$761$191,500$79,14828.6%

Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Nebraska.

HUD Fair Market Rent for Central City, fiscal year 2027

Merrick County, NE HUD Metro FMR Area, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$754$775$1,014$1,404$1,655

HUD income limits for Central City, fiscal year 2026

Merrick County, NE HUD Metro FMR Area, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$20,300$33,800$54,050
2 people$23,200$38,600$61,800
3 people$27,320$43,450$69,500
4 people$33,000$48,250$77,200
5 people$38,680$52,150$83,400
6 people$44,360$56,000$89,600
7 people$50,040$59,850$95,750
8 people$55,720$63,700$101,950

These are the limits HUD sets for its housing programs in the Merrick County, NE HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $96,500.

A program can use its own limits; tax-credit and local programs often do.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Central City

What is the average rent in Central City, NE?

The Census Bureau publishes the median rather than the average: the median gross rent in Central City is $677 (±$82) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.

How much is a two-bedroom apartment in Central City?

The median gross rent for a two-bedroom home in Central City, NE is $697 (±$80) a month (2020–2024 American Community Survey).

How many renters are there in Central City?

Central City has an estimated 335 (±92) renting households, 26.1% of its occupied homes (2020–2024 American Community Survey).

What is the median household income in Central City?

The median household income in Central City is $73,229 (±$14,299) a year (2020–2024 American Community Survey).

What is the average home value in Central City, NE?

The Census Bureau publishes the median: $165,300 (±$25,114) for owner-occupied homes in Central City (2020–2024 American Community Survey).

What is the average mortgage payment in Central City?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Central City, NE is $1,244 (±$121) a month, including taxes, insurance and utilities.

Is Central City growing?

In Central City, the number of residents went from 2,903 in 2015–2019 to 3,061 in 2020–2024 (+5.4%), a measurable increase.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Central City city, Nebraska (place:08535, in state:31).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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