Housing data for Elm Creek, NE
Elm Creek, NE has an estimated 1,107 residents and 428 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a village in Buffalo County.
28.6% of households rent.
The median gross rent is $761 a month.
Figures last updated on .
- Residents
- 1,107 (±222)
- Housing units
- 428 (±76)
- Households that rent
- 28.6%
- Median gross rent
- $761
- Residents since 2015–2019
- −2.4%
What stands out in Elm Creek
Average commute: 22.8 minutes (±2.3) in Elm Creek, higher than in Buffalo County (16.0 minutes).
Median real estate taxes: $2,613 (±$238) in Elm Creek, lower than in Buffalo County ($3,555).
Median home value: $191,500 (±$24,638) in Elm Creek, lower than in Buffalo County ($246,400).
Median gross rent: $761 (±$115) in Elm Creek, lower than in Buffalo County ($936).
- Commute and cars in Elm Creek
- Property taxes in Elm Creek
- Home values in Elm Creek
- Median rent in Elm Creek
Housing in Elm Creek at a glance
- Median rent: $761 median gross rent a month
- Rent by bedrooms: $803 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 22.7% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 28.6% of households rent
- Income and affordability: $79,148 median household income
- Home values: $191,500 median home value
- Homeowner costs: $1,451 median monthly cost with a mortgage
- Property taxes: $2,613 median real estate taxes a year
- Types of homes: 7.4% of homes are in buildings of 5 or more units
- Bedrooms: 64.6% of homes have 3 or more bedrooms
- Age of homes: 61.5% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 64.7% heat with utility gas
- Commute and cars: 22.8 minutes average trip to work
- Growth: −2.4% residents since 2015–2019
- How long people stay: 20.4% moved in since 2020
- Crowding and facilities: 3.4% of homes have more than 1 person per room (Small sample: wide margin of error)
Elm Creek against Buffalo County, its state and the nation
| Elm Creek | Buffalo County | Nebraska | United States | |
|---|---|---|---|---|
| Residents | 1,107 (±222) | 50,579 (exact) | 1,978,707 (exact) | 334,922,499 |
| Housing units | 428 (±76) | 21,286 (±74) | 863,444 (±628) | 143,775,355 |
| Households that rent | 28.6% (±10.5 points) | 33.6% (±1.9 points) | 33.5% (±0.4 points) | 34.8% |
| Median gross rent | $761 (±$115) | $936 (±$28) | $1,072 (±$8) | $1,413 |
| Median household income | $79,148 (±$7,201) | $75,911 (±$3,710) | $76,475 (±$633) | $80,734 |
| Median home value | $191,500 (±$24,638) | $246,400 (±$7,017) | $238,600 (±$1,365) | $332,700 |
| Median real estate taxes (a year) | $2,613 (±$238) | $3,555 (±$112) | $3,549 (±$22) | $3,119 |
| Built before 1980 | 61.5% (±13.0 points) | 50.0% (±2.9 points) | 57.2% (±0.5 points) | 49.7% |
| Average commute | 22.8 minutes (±2.3) | 16.0 minutes (±0.7) | 19.2 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 92.8% (±3.9 points) | 91.1% (±1.3 points) | 90.6% (±0.2 points) | 91.0% |
| Median age of residents | 29.8 years (±3.6) | 35.1 years (±0.3) | 37.2 years (±0.2) | 38.9 years |
Elm Creek covers 0.7 square miles of land, about 1,593 residents per square mile (Census Bureau Gazetteer).
How Elm Creek has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,134 (±187) | 1,107 (±222) | −2.4% | Not a measurable change |
| Housing units | 447 (±58) | 428 (±76) | −4.3% | Not a measurable change |
| Median gross rent | $888 (±$96) | $761 (±$115) | −14.3% | Down after inflation |
| Median home value | $114,800 (±$9,461) | $191,500 (±$24,638) | +66.8% | Up after inflation |
| Median household income | $60,375 (±$7,752) | $79,148 (±$7,201) | +31.1% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,112 (±$100) | $1,451 (±$85) | +30.5% | No measurable change after inflation |
| Median real estate taxes | $1,879 (±$214) | $2,613 (±$238) | +39.1% | No measurable change after inflation |
| Households that rent | 19.9% (±6.9 points) | 28.6% (±10.5 points) | +8.7 percentage points | Not a measurable change |
| Rental vacancy rate | 14.1% (±15.3 points) | 0.0% (±19.9 points) | −14.1 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Buffalo County
Elm Creek has no police department of its own in the FBI’s figures, so this is the figure for Buffalo County as a whole.
In 2025, the police departments that report for Buffalo County recorded 169 violent and 923 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Elm Creek
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Overton | 8.6 mi | $850 | $105,100 | 21.4% |
| Amherst | 9.9 mi | $679 | $169,800 | 23.4% |
| Riverdale | 12 mi | — | $137,500 | 4.4% |
| Miller | 14 mi | $763 | — | 16.7% |
| Kearney | 15 mi | $949 | $244,600 | 39.4% |
| Sumner | 17 mi | $891 | $95,800 | 35.2% |
| Loomis | 18 mi | $858 | $144,600 | 20.9% |
| Funk | 19 mi | — | $172,100 | 2.4% |
Places in Nebraska most like Elm Creek
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Geneva | $734 | $169,100 | $80,398 | 24.0% |
| Gibbon | $810 | $173,800 | $70,069 | 27.1% |
| Aurora | $764 | $233,900 | $77,679 | 18.6% |
| David City | $767 | $165,200 | $65,573 | 33.1% |
| Central City | $677 | $165,300 | $73,229 | 26.1% |
| Ashland | $866 | $249,700 | $89,408 | 27.4% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Nebraska.
HUD Fair Market Rent for Elm Creek, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $899 | $904 | $1,097 | $1,432 | $1,834 |
HUD income limits for Elm Creek, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $22,250 | $37,050 | $59,300 |
| 2 people | $25,400 | $42,350 | $67,750 |
| 3 people | $28,600 | $47,650 | $76,200 |
| 4 people | $33,000 | $52,900 | $84,650 |
| 5 people | $38,680 | $57,150 | $91,450 |
| 6 people | $44,360 | $61,400 | $98,200 |
| 7 people | $50,040 | $65,600 | $105,000 |
| 8 people | $55,720 | $69,850 | $111,750 |
These are the limits HUD sets for its housing programs in the Buffalo County, NE, where HUD’s median family income for fiscal year 2026 is $105,800.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Elm Creek
What is the average rent in Elm Creek, NE?
The Census Bureau publishes the median rather than the average: the median gross rent in Elm Creek is $761 (±$115) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How many renters are there in Elm Creek?
Elm Creek has an estimated 112 (±53) renting households, 28.6% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Elm Creek?
The median household income in Elm Creek is $79,148 (±$7,201) a year (2020–2024 American Community Survey).
What is the average home value in Elm Creek, NE?
The Census Bureau publishes the median: $191,500 (±$24,638) for owner-occupied homes in Elm Creek (2020–2024 American Community Survey).
What is the average mortgage payment in Elm Creek?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Elm Creek, NE is $1,451 (±$85) a month, including taxes, insurance and utilities.
How much are property taxes in Elm Creek?
The median real estate tax paid by homeowners in Elm Creek, NE is $2,613 (±$238) a year (2020–2024 American Community Survey).
Is Elm Creek growing?
In Elm Creek, the number of residents went from 1,134 in 2015–2019 to 1,107 in 2020–2024 (−2.4%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Elm Creek village, Nebraska
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Elm Creek village, Nebraska
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Elm Creek village, Nebraska
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Elm Creek village, Nebraska
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Elm Creek village, Nebraska
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Elm Creek village, Nebraska
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Elm Creek village, Nebraska
- HUD Fair Market Rents, fiscal year 2027: Buffalo County, NE
- HUD Income Limits, fiscal year 2026: Buffalo County, NE
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Elm Creek village, Nebraska (place:15360, in state:31).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .