Housing data for Belford, NJ

Belford, NJ has an estimated 1,636 residents and 639 homes (US Census Bureau, 2020–2024 American Community Survey).

It is an unincorporated community in Monmouth County.

7.3% of households rent.

The median gross rent is $1,458 a month.

Figures last updated on .

Residents
1,636 (±469)
Housing units
639 (±157)
Households that rent
7.3%
Median gross rent
$1,458
Residents since 2015–2019
−23.2%

What stands out in Belford

Households that rent: 7.3% (±5.5 points) in Belford, lower than in Monmouth County (24.4%).

Median gross rent: $1,458 (±$264) in Belford, lower than in Monmouth County ($1,827).

Median home value: $514,000 (±$85,376) in Belford, lower than in Monmouth County ($606,100).

Housing in Belford at a glance

  • Median rent: $1,458 median gross rent a month (Small sample: wide margin of error)
  • Rent burden: 0.0% of renters pay 30% or more of income (Small sample: wide margin of error)
  • Renters and owners: 7.3% of households rent (Small sample: wide margin of error)
  • Income and affordability: $113,359 median household income
  • Home values: $514,000 median home value
  • Homeowner costs: $2,711 median monthly cost with a mortgage
  • Property taxes: $7,392 median real estate taxes a year
  • Types of homes: 8.8% of homes are in buildings of 5 or more units
  • Bedrooms: 72.9% of homes have 3 or more bedrooms
  • Age of homes: 54.8% of homes were built before 1980
  • Vacancy rate: 36.6% rental vacancy rate (Small sample: wide margin of error)
  • Heating fuel: 88.4% heat with utility gas
  • Commute and cars: 40.6 minutes average trip to work
  • Growth: −23.2% residents since 2015–2019
  • How long people stay: 21.5% moved in since 2020 (Small sample: wide margin of error)
  • Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
  • Fair Market Rent: $2,090 Small Area FMR, 2 bedrooms (ZIP 07718)

Belford against Monmouth County, its state and the nation

Estimate (90% margin of error)
BelfordMonmouth CountyNew JerseyUnited States
Residents1,636 (±469)645,353 (exact)9,343,809 (exact)334,922,499
Housing units639 (±157)270,415 (±215)3,791,354 (±469)143,775,355
Households that rent7.3% (±5.5 points)24.4% (±0.6 points)36.2% (±0.2 points)34.8%
Median gross rent$1,458 (±$264)$1,827 (±$30)$1,720 (±$7)$1,413
Median household income$113,359 (±$26,391)$124,845 (±$2,115)$103,556 (±$513)$80,734
Median home value$514,000 (±$85,376)$606,100 (±$5,540)$454,400 (±$1,150)$332,700
Median real estate taxes (a year)$7,392 (±$1,359)$10,000 or more$9,590 (±$25)$3,119
Built before 198054.8% (±17.7 points)57.1% (±1.1 points)62.8% (±0.3 points)49.7%
Average commute40.6 minutes (±9.0)32.1 minutes (±0.4)30.5 minutes (±0.1)26.4 minutes
Households with broadband100.0% (±7.1 points)93.7% (±0.4 points)92.8% (±0.1 points)91.0%
Median age of residents41.0 years (±5.5)43.2 years (±0.2)40.1 years (±0.1)38.9 years

Belford covers 1.3 square miles of land, about 1,299 residents per square mile (Census Bureau Gazetteer).

How Belford has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Residents2,129 (±411)1,636 (±469)−23.2%Not a measurable change
Housing units694 (±93)639 (±157)−7.9%Not a measurable change
Median gross rent$1,920 (±$693)$1,458 (±$264)−24.1%Down after inflation
Median home value$376,200 (±$23,352)$514,000 (±$85,376)+36.6%No measurable change after inflation
Median household income$156,250 (±$34,704)$113,359 (±$26,391)−27.5%Down after inflation
Median owner cost with a mortgage$2,902 (±$382)$2,711 (±$485)−6.6%Down after inflation
Median real estate taxes$7,344 (±$646)$7,392 (±$1,359)+0.7%Down after inflation
Households that rent22.0% (±9.4 points)7.3% (±5.5 points)−14.7 percentage pointsMeasurable decrease
Rental vacancy rate0.0% (±21.2 points)36.6% (±40.0 points)+36.6 percentage pointsNot a measurable change

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Crime reported to police in Monmouth County

Belford has no police department of its own in the FBI’s figures, so this is the figure for Monmouth County as a whole.

In 2024, the police departments that report for Monmouth County recorded 109 violent and 1,159 property crimes per 100,000 residents.

A county-wide figure describes the whole county, not this place; crime varies from one community to the next.

ZIP codes in Belford

ZIP Code Tabulation Areas that cover this place (2020–2024 estimates)
ZIP codeShare of the ZIP’s land in this placeResidentsMedian gross rentMedian home valueMedian household income
0771849%6,658$1,500$514,600$131,531

A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.

Places near Belford

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
Leonardo1.1 mi$1,694$450,70016.1%
Port Monmouth1.2 mi$1,156$451,30022.6%
North Middletown2.2 mi$2,186$357,10025.2%
Navesink2.6 mi—$755,9000.0%
Atlantic Highlands Borough3.3 mi$1,979$628,10029.3%
Fairview4.3 mi$3,250$622,6007.5%
Keansburg Borough4.4 mi$1,679$311,80051.0%
Hazlet Township4.7 mi$1,400$465,90011.1%

Places in New Jersey most like Belford

PlaceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
Oak Ridge$1,372$436,100$121,87513.5%
Jefferson Township$1,480$428,200$119,83610.9%
Union Township (Hunterdon County)$1,625$416,600$137,5688.8%
Ocean Township (Ocean County)$1,217$475,200$100,52411.7%
West Milford Township$1,737$399,700$132,11411.3%
Andover Township$1,636$413,000$142,2258.5%

Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across New Jersey.

HUD Fair Market Rent for Belford, fiscal year 2027

Monmouth-Ocean, NJ HUD Metro FMR Area, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$1,671$1,847$2,283$2,927$3,241

HUD also publishes a Small Area Fair Market Rent for each ZIP code in the area; the Fair Market Rent page for this place lists its ZIP codes.

HUD income limits for Belford, fiscal year 2026

Monmouth-Ocean, NJ HUD Metro FMR Area, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$29,550$49,250$76,000
2 people$33,800$56,250$86,850
3 people$38,000$63,300$97,700
4 people$42,200$70,300$108,550
5 people$45,600$75,950$117,250
6 people$49,000$81,550$125,950
7 people$52,350$87,200$134,650
8 people$55,750$92,800$143,300

These are the limits HUD sets for its housing programs in the Monmouth-Ocean, NJ HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $140,600.

A program can use its own limits; tax-credit and local programs often do.

Belford is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside Middletown Township, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Belford

What is the median household income in Belford?

The median household income in Belford is $113,359 (±$26,391) a year (2020–2024 American Community Survey).

What is the average home value in Belford, NJ?

The Census Bureau publishes the median: $514,000 (±$85,376) for owner-occupied homes in Belford (2020–2024 American Community Survey).

What is the average mortgage payment in Belford?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Belford, NJ is $2,711 (±$485) a month, including taxes, insurance and utilities.

How much are property taxes in Belford?

The median real estate tax paid by homeowners in Belford, NJ is $7,392 (±$1,359) a year (2020–2024 American Community Survey).

How many homes are in Belford?

Belford, NJ has an estimated 639 (±157) housing units, occupied and vacant (2020–2024 American Community Survey).

What is the most common home size in Belford?

The most common size is 3 bedrooms, 42.3% of homes in Belford, NJ.

Is Belford growing?

In Belford, the number of residents went from 2,129 in 2015–2019 to 1,636 in 2020–2024 (−23.2%), not a measurable change.

What ZIP codes are in Belford?

The ZIP code that covers Belford is 07718.

What is the median rent in ZIP code 07718?

The median gross rent in ZIP Code Tabulation Area 07718 is $1,500 (±$270) a month (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Belford CDP, New Jersey (place:04600, in state:34).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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