How much do homeowners pay a month in Belford, NJ?
Homeowners with a mortgage in Belford, NJ pay a median of $2,711 (±$485) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,076 (±$58).
54.8% of owned homes carry a mortgage.
In Belford, the median monthly cost with a mortgage went from $2,902 in 2015–2019 to $2,711 in 2020–2024 (−6.6%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $2,711 (±$485)
- Without a mortgage
- $1,076 (±$58)
- Owned with a mortgage
- 54.8%
Monthly owner costs in Belford
| Belford | Monmouth County | New Jersey | United States | |
|---|---|---|---|---|
| With a mortgage | $2,711 (±$485) | $3,070 (±$36) | $2,829 (±$8) | $1,963 |
| Without a mortgage | $1,076 (±$58) | $1,342 (±$19) | $1,232 (±$6) | $638 |
| Owned homes with a mortgage | 54.8% (±12.1 points) | 64.0% (±0.9 points) | 63.9% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $7,392 (±$1,359) | $10,000 or more | $9,590 (±$25) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Belford, the median cost with a mortgage is not measurably different from Monmouth County ($3,070).
It is not measurably different from New Jersey ($2,829).
It is higher than the national figure ($1,963).
In Monmouth County, Belford ranks 15 of 20 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 109 of 247.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Belford have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,902 (±$382) | $2,711 (±$485) | −6.6% | Down after inflation |
| Median real estate taxes | $7,344 (±$646) | $7,392 (±$1,359) | +0.7% | Down after inflation |
| Median home value | $376,200 (±$23,352) | $514,000 (±$85,376) | +36.6% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Belford
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Belford | — | $2,711 (±$485) | — |
| Leonardo | 1.1 mi | $2,454 (±$328) | Not measurably different |
| Port Monmouth | 1.2 mi | $2,749 (±$224) | Not measurably different |
| North Middletown | 2.2 mi | $2,316 (±$126) | Not measurably different |
| Navesink | 2.6 mi | $3,292 (±$673) | Not measurably different |
| Atlantic Highlands Borough | 3.3 mi | $3,241 (±$162) | Higher |
| Fairview | 4.3 mi | $3,342 (±$308) | Higher |
| Keansburg Borough | 4.4 mi | $2,085 (±$188) | Lower |
| Hazlet Township | 4.7 mi | $2,797 (±$79) | Not measurably different |
Nearby places with a measurably lower figure: Keansburg Borough, NJ ($2,085).
Nearby places with a measurably higher figure: Atlantic Highlands Borough, NJ ($3,241), Fairview, NJ ($3,342).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Monmouth County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 9 | Strathmore | $3,124 (±$172) |
| 10 | West Freehold | $2,959 (±$286) |
| 11 | Oakhurst | $2,909 (±$225) |
| 12 | Wanamassa | $2,853 (±$324) |
| 13 | Port Monmouth | $2,749 (±$224) |
| 14 | Ramtown | $2,743 (±$355) |
| 15 | Belford | $2,711 (±$485) |
| 16 | Shark River Hills | $2,670 (±$194) |
| 17 | West Belmar | $2,653 (±$535) |
| 18 | Cliffwood Beach | $2,559 (±$201) |
| 19 | Leonardo | $2,454 (±$328) |
| 20 | North Middletown | $2,316 (±$126) |
Showing 12 of 20 places in Monmouth County, ranked from highest to lowest.
Belford is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside Middletown Township, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Belford
What is the average mortgage payment in Belford?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Belford, NJ is $2,711 (±$485) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Belford?
Owners without a mortgage in Belford pay a median of $1,076 (±$58) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Belford gone up?
In Belford, the median monthly cost with a mortgage went from $2,902 in 2015–2019 to $2,711 in 2020–2024 (−6.6%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Belford CDP, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Belford CDP, New Jersey
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Belford CDP, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Belford CDP, New Jersey
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Belford CDP, New Jersey
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Belford CDP, New Jersey (place:04600, in state:34).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Belford at a glance
- Income and affordability in Belford
- Home values in Belford
- Property taxes in Belford
- Types of homes in Belford
- Bedrooms in Belford
- Age of homes in Belford
- Heating fuel in Belford
- Commute and cars in Belford
- Population growth in Belford
- Fair Market Rent in Belford
- New Jersey landlord and tenant rules
- Housing across Monmouth County
- Housing data for every place in New Jersey