How much do homeowners pay a month in Howell Township, NJ?

Name: Homeowner costs in Howell Township, NJ, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Howell Township, NJ pay a median of $2,846 (±$91) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,133 (±$52).

67.7% of owned homes carry a mortgage.

In Howell Township, the median monthly cost with a mortgage went from $2,466 in 2015–2019 to $2,846 in 2020–2024 (+15.4%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $2,846 (±$91)
Without a mortgage: $1,133 (±$52)
Owned with a mortgage: 67.7%

Monthly owner costs in Howell Township

Median selected monthly owner costs, estimate (90% margin of error)
	Howell Township	Monmouth County	New Jersey	United States
With a mortgage	$2,846 (±$91)	$3,070 (±$36)	$2,829 (±$8)	$1,963
Without a mortgage	$1,133 (±$52)	$1,342 (±$19)	$1,232 (±$6)	$638
Owned homes with a mortgage	67.7% (±2.9 points)	64.0% (±0.9 points)	63.9% (±0.2 points)	60.6%
Median real estate taxes (a year)	$9,379 (±$195)	$10,000 or more	$9,590 (±$25)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Howell Township, the median cost with a mortgage is lower than in Monmouth County ($3,070).

It is not measurably different from New Jersey ($2,829).

It is higher than the national figure ($1,963).

In Monmouth County, Howell Township ranks 35 of 53 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 261 of 560.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Howell Township have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$2,466 (±$68)	$2,846 (±$91)	+15.4%	Down after inflation
Median real estate taxes	$8,074 (±$158)	$9,379 (±$195)	+16.2%	Down after inflation
Median home value	$341,200 (±$5,550)	$507,200 (±$16,585)	+48.7%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Howell Township

Nearest places with a published estimate, compared with Howell Township
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Howell Township	—	$2,846 (±$91)	—
Farmingdale Borough	2.4 mi	$2,443 (±$211)	Lower
Wall Township	5.8 mi	$3,162 (±$99)	Higher
Lakewood	5.8 mi	$3,281 (±$156)	Higher
Freehold Township	5.8 mi	$2,881 (±$176)	Not measurably different
West Freehold	5.9 mi	$2,959 (±$286)	Not measurably different
Vista Center	6.3 mi	$2,324 (±$285)	Lower
Freehold Borough	6.8 mi	$2,577 (±$146)	Lower
Lakewood Township	7.0 mi	$2,806 (±$118)	Not measurably different

Nearby places with a measurably lower figure: Farmingdale Borough, NJ ($2,443), Vista Center, NJ ($2,324), Freehold Borough, NJ ($2,577).

Nearby places with a measurably higher figure: Wall Township, NJ ($3,162), Lakewood, NJ ($3,281).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Monmouth County, place by place

Rank	Place	Median monthly cost with a mortgage
29	West Long Branch Borough	$3,076 (±$311)
30	Lake Como Borough	$3,065 (±$256)
31	Spring Lake Heights Borough	$2,971 (±$268)
32	Matawan Borough	$2,952 (±$310)
33	Highlands Borough	$2,940 (±$248)
34	Freehold Township	$2,881 (±$176)
35	Howell Township	$2,846 (±$91)
36	Allentown Borough	$2,824 (±$185)
37	Red Bank Borough	$2,809 (±$139)
38	Long Branch	$2,803 (±$284)
39	Eatontown Borough	$2,800 (±$121)
40	Hazlet Township	$2,797 (±$79)
41	Aberdeen Township	$2,773 (±$68)

Showing 13 of 53 places in Monmouth County, ranked from highest to lowest.

The figures for Howell Township include the places inside it that have pages of their own: Ramtown.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Howell Township

What is the average mortgage payment in Howell Township?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Howell Township, NJ is $2,846 (±$91) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Howell Township?

Owners without a mortgage in Howell Township pay a median of $1,133 (±$52) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Howell Township gone up?

In Howell Township, the median monthly cost with a mortgage went from $2,466 in 2015–2019 to $2,846 in 2020–2024 (+15.4%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Howell township, Monmouth County, New Jersey (county subdivision:33300, in state:34 county:025).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.