How much do homeowners pay a month in Vista Center, NJ?
Homeowners with a mortgage in Vista Center, NJ pay a median of $2,324 (±$285) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,289 (±$206).
44.6% of owned homes carry a mortgage.
In Vista Center, the median monthly cost with a mortgage went from $2,483 in 2015–2019 to $2,324 in 2020–2024 (−6.4%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $2,324 (±$285)
- Without a mortgage
- $1,289 (±$206)
- Owned with a mortgage
- 44.6%
Monthly owner costs in Vista Center
| Vista Center | Ocean County | New Jersey | United States | |
|---|---|---|---|---|
| With a mortgage | $2,324 (±$285) | $2,330 (±$24) | $2,829 (±$8) | $1,963 |
| Without a mortgage | $1,289 (±$206) | $920 (±$17) | $1,232 (±$6) | $638 |
| Owned homes with a mortgage | 44.6% (±14.5 points) | 58.7% (±0.9 points) | 63.9% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $10,000 or more | $6,562 (±$55) | $9,590 (±$25) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Vista Center, the median cost with a mortgage is not measurably different from Ocean County ($2,330).
It is also lower than in New Jersey ($2,829).
It is higher than the national figure ($1,963).
In Ocean County, Vista Center ranks 11 of 26 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 164 of 247.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Vista Center have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,483 (±$404) | $2,324 (±$285) | −6.4% | Down after inflation |
| Median home value | $444,800 (±$19,939) | $549,500 (±$59,461) | +23.5% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Vista Center
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Vista Center | — | $2,324 (±$285) | — |
| Freehold Township | 4.7 mi | $2,881 (±$176) | Higher |
| West Freehold | 5.2 mi | $2,959 (±$286) | Higher |
| Howell Township | 6.3 mi | $2,846 (±$91) | Higher |
| Millstone Township | 6.9 mi | $4,000 or more | — |
| Lakewood | 7.4 mi | $3,281 (±$156) | Higher |
| Freehold Borough | 7.4 mi | $2,577 (±$146) | Not measurably different |
| Farmingdale Borough | 8.5 mi | $2,443 (±$211) | Not measurably different |
| Manalapan Township | 8.6 mi | $3,251 (±$134) | Higher |
Nearby places with a measurably higher figure: Freehold Township, NJ ($2,881), West Freehold, NJ ($2,959), Howell Township, NJ ($2,846).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Ocean County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 5 | Beach Haven West | $2,927 (±$226) |
| 6 | Barnegat | $2,786 (±$304) |
| 7 | Waretown | $2,656 (±$772) |
| 8 | Dover Beaches North | $2,540 (±$407) |
| 9 | Pine Lake Park | $2,505 (±$229) |
| 10 | Toms River | $2,358 (±$62) |
| 11 | Vista Center | $2,324 (±$285) |
| 12 | Ocean Acres | $2,317 (±$73) |
| 13 | Forked River | $2,281 (±$161) |
| 14 | Manahawkin | $2,259 (±$255) |
| 15 | Mystic Island | $1,866 (±$112) |
| 16 | New Egypt | $1,852 (±$203) |
| 17 | Leisure Knoll | $1,576 (±$103) |
Showing 13 of 26 places in Ocean County, ranked from highest to lowest.
Vista Center is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside Jackson Township, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Vista Center
What is the average mortgage payment in Vista Center?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Vista Center, NJ is $2,324 (±$285) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Vista Center?
Owners without a mortgage in Vista Center pay a median of $1,289 (±$206) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Vista Center gone up?
In Vista Center, the median monthly cost with a mortgage went from $2,483 in 2015–2019 to $2,324 in 2020–2024 (−6.4%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Vista Center CDP, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Vista Center CDP, New Jersey
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Vista Center CDP, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Vista Center CDP, New Jersey
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Vista Center CDP, New Jersey
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Vista Center CDP, New Jersey (place:76107, in state:34).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Vista Center at a glance
- Income and affordability in Vista Center
- Home values in Vista Center
- Property taxes in Vista Center
- Types of homes in Vista Center
- Heating fuel in Vista Center
- Commute and cars in Vista Center
- Population growth in Vista Center
- New Jersey landlord and tenant rules
- Housing across Ocean County
- Housing data for every place in New Jersey