Housing data for Neptune City Borough, NJ
Neptune City Borough, NJ has an estimated 4,606 residents and 2,228 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a borough in Monmouth County.
27.9% of households rent.
The median gross rent is $1,526 a month.
Its population shrank measurably since 2015–2019 (−1.4%).
Figures last updated on .
- Residents
- 4,606 (±17)
- Housing units
- 2,228 (±207)
- Households that rent
- 27.9%
- Median gross rent
- $1,526
- Residents since 2015–2019
- −1.4%
What stands out in Neptune City Borough
Working from home: 5.9% (±3.9 points) in Neptune City Borough, lower than in Monmouth County (18.9%).
Median home value: $420,700 (±$26,555) in Neptune City Borough, lower than in Monmouth County ($606,100).
Commuting by public transportation: 0.7% (±0.9 points) in Neptune City Borough, lower than in Monmouth County (5.2%).
Median household income: $88,864 (±$20,252) in Neptune City Borough, lower than in Monmouth County ($124,845).
- Commute and cars in Neptune City Borough
- Home values in Neptune City Borough
- Income and affordability in Neptune City Borough
Housing in Neptune City Borough at a glance
- Median rent: $1,526 median gross rent a month
- Rent by bedrooms: $2,243 median gross rent, 2 bedrooms
- Rent burden: 52.8% of renters pay 30% or more of income
- Renters and owners: 27.9% of households rent
- Income and affordability: $88,864 median household income
- Home values: $420,700 median home value
- Homeowner costs: $2,512 median monthly cost with a mortgage
- Property taxes: $7,976 median real estate taxes a year
- Types of homes: 16.3% of homes are in buildings of 5 or more units
- Bedrooms: 47.5% of homes have 3 or more bedrooms
- Age of homes: 79.5% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 71.9% heat with utility gas
- Commute and cars: 23.9 minutes average trip to work
- Crime reported to police: 218 violent crimes per 100,000 residents
- Growth: −1.4% residents since 2015–2019
- How long people stay: 16.8% moved in since 2020
- Crowding and facilities: 3.8% of homes have more than 1 person per room
Neptune City Borough against Monmouth County, its state and the nation
| Neptune City Borough | Monmouth County | New Jersey | United States | |
|---|---|---|---|---|
| Residents | 4,606 (±17) | 645,353 (exact) | 9,343,809 (exact) | 334,922,499 |
| Housing units | 2,228 (±207) | 270,415 (±215) | 3,791,354 (±469) | 143,775,355 |
| Households that rent | 27.9% (±8.8 points) | 24.4% (±0.6 points) | 36.2% (±0.2 points) | 34.8% |
| Median gross rent | $1,526 (±$691) | $1,827 (±$30) | $1,720 (±$7) | $1,413 |
| Median household income | $88,864 (±$20,252) | $124,845 (±$2,115) | $103,556 (±$513) | $80,734 |
| Median home value | $420,700 (±$26,555) | $606,100 (±$5,540) | $454,400 (±$1,150) | $332,700 |
| Median real estate taxes (a year) | $7,976 (±$710) | $10,000 or more | $9,590 (±$25) | $3,119 |
| Built before 1980 | 79.5% (±15.3 points) | 57.1% (±1.1 points) | 62.8% (±0.3 points) | 49.7% |
| Average commute | 23.9 minutes (±3.5) | 32.1 minutes (±0.4) | 30.5 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 97.3% (±2.5 points) | 93.7% (±0.4 points) | 92.8% (±0.1 points) | 91.0% |
| Median age of residents | 41.7 years (±4.7) | 43.2 years (±0.2) | 40.1 years (±0.1) | 38.9 years |
Neptune City Borough covers 0.9 square miles of land, about 5,141 residents per square mile (Census Bureau Gazetteer).
How Neptune City Borough has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 4,672 (±17) | 4,606 (±17) | −1.4% | Measurable decrease |
| Housing units | 2,171 (±141) | 2,228 (±207) | +2.6% | Not a measurable change |
| Median gross rent | $1,198 (±$76) | $1,526 (±$691) | +27.4% | No measurable change after inflation |
| Median home value | $289,300 (±$16,549) | $420,700 (±$26,555) | +45.4% | Up after inflation |
| Median household income | $62,076 (±$14,742) | $88,864 (±$20,252) | +43.2% | No measurable change after inflation |
| Median owner cost with a mortgage | $2,115 (±$145) | $2,512 (±$381) | +18.8% | No measurable change after inflation |
| Median real estate taxes | $6,512 (±$309) | $7,976 (±$710) | +22.5% | No measurable change after inflation |
| Households that rent | 42.7% (±9.2 points) | 27.9% (±8.8 points) | −14.8 percentage points | Measurable decrease |
| Rental vacancy rate | 0.0% (±3.9 points) | 0.0% (±7.5 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Neptune City Borough
In 2025, the Neptune City Police Department reported 218 violent and 2,349 property crimes per 100,000 residents to the FBI.
Places near Neptune City Borough
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Shark River Hills | 0.9 mi | — | $523,400 | 0.0% |
| Bradley Beach Borough | 1.1 mi | $1,790 | $932,800 | 51.5% |
| Avon-by-the-Sea Borough | 1.1 mi | $2,078 | $1,509,600 | 31.5% |
| Neptune Township | 1.4 mi | $1,876 | $455,900 | 29.8% |
| Belmar Borough | 1.5 mi | $1,744 | $861,800 | 43.2% |
| Ocean Grove | 1.6 mi | $1,488 | $790,100 | 36.3% |
| Asbury Park | 2.0 mi | $1,722 | $581,100 | 72.3% |
| West Belmar | 2.1 mi | $1,687 | $531,300 | 18.0% |
Places in New Jersey most like Neptune City Borough
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Hamilton Township (Mercer County) | $1,634 | $335,500 | $100,771 | 28.4% |
| Middlesex Borough | $1,416 | $446,400 | $105,000 | 26.1% |
| Hightstown Borough | $1,606 | $342,600 | $108,987 | 27.6% |
| North Cape May | $1,709 | $393,300 | $86,962 | 26.4% |
| Neptune Township | $1,876 | $455,900 | $101,017 | 29.8% |
| Hawthorne Borough | $1,830 | $533,700 | $110,237 | 30.9% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across New Jersey.
HUD Fair Market Rent for Neptune City Borough, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,671 | $1,847 | $2,283 | $2,927 | $3,241 |
HUD income limits for Neptune City Borough, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $29,550 | $49,250 | $76,000 |
| 2 people | $33,800 | $56,250 | $86,850 |
| 3 people | $38,000 | $63,300 | $97,700 |
| 4 people | $42,200 | $70,300 | $108,550 |
| 5 people | $45,600 | $75,950 | $117,250 |
| 6 people | $49,000 | $81,550 | $125,950 |
| 7 people | $52,350 | $87,200 | $134,650 |
| 8 people | $55,750 | $92,800 | $143,300 |
These are the limits HUD sets for its housing programs in the Monmouth-Ocean, NJ HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $140,600.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Neptune City Borough
What is the average rent in Neptune City Borough, NJ?
The Census Bureau publishes the median rather than the average: the median gross rent in Neptune City Borough is $1,526 (±$691) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a two-bedroom apartment in Neptune City Borough?
The median gross rent for a two-bedroom home in Neptune City Borough, NJ is $2,243 (±$122) a month (2020–2024 American Community Survey).
Are renters in Neptune City Borough rent-burdened?
52.8% of renting households in Neptune City Borough pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Neptune City Borough?
Neptune City Borough has an estimated 580 (±200) renting households, 27.9% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Neptune City Borough?
The median household income in Neptune City Borough is $88,864 (±$20,252) a year (2020–2024 American Community Survey).
What is the average home value in Neptune City Borough, NJ?
The Census Bureau publishes the median: $420,700 (±$26,555) for owner-occupied homes in Neptune City Borough (2020–2024 American Community Survey).
Is Neptune City Borough growing?
In Neptune City Borough, the number of residents went from 4,672 in 2015–2019 to 4,606 in 2020–2024 (−1.4%), a measurable decrease.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Neptune City borough, Monmouth County, New Jersey
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Neptune City borough, Monmouth County, New Jersey
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Neptune City borough, Monmouth County, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Neptune City borough, Monmouth County, New Jersey
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Neptune City borough, Monmouth County, New Jersey
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Neptune City borough, Monmouth County, New Jersey
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Neptune City borough, Monmouth County, New Jersey
- HUD Fair Market Rents, fiscal year 2027: Monmouth-Ocean, NJ HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Monmouth-Ocean, NJ HUD Metro FMR Area
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Neptune City Police Department (ORI NJ0133500)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Neptune City borough, Monmouth County, New Jersey (county subdivision:49920, in state:34 county:025).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .