How much do homeowners pay a month in Silver Ridge, NJ?
Homeowners with a mortgage in Silver Ridge, NJ pay a median of $1,225 (±$504) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $531 (±$30).
54.3% of owned homes carry a mortgage.
In Silver Ridge, the median monthly cost with a mortgage went from $935 in 2015–2019 to $1,225 in 2020–2024 (+31.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,225 (±$504)
- Without a mortgage
- $531 (±$30)
- Owned with a mortgage
- 54.3%
Monthly owner costs in Silver Ridge
| Silver Ridge | Ocean County | New Jersey | United States | |
|---|---|---|---|---|
| With a mortgage | $1,225 (±$504) | $2,330 (±$24) | $2,829 (±$8) | $1,963 |
| Without a mortgage | $531 (±$30) | $920 (±$17) | $1,232 (±$6) | $638 |
| Owned homes with a mortgage | 54.3% (±16.1 points) | 58.7% (±0.9 points) | 63.9% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $2,639 (±$157) | $6,562 (±$55) | $9,590 (±$25) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Silver Ridge, the median cost with a mortgage is lower than in Ocean County ($2,330).
It is also lower than in New Jersey ($2,829).
It is lower than the national figure ($1,963).
In Ocean County, Silver Ridge ranks 25 of 26 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 246 of 247.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Silver Ridge have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $935 (±$105) | $1,225 (±$504) | +31.0% | No measurable change after inflation |
| Median real estate taxes | $2,438 (±$86) | $2,639 (±$157) | +8.2% | Down after inflation |
| Median home value | $146,400 (±$10,409) | $226,500 (±$15,918) | +54.7% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Silver Ridge
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Silver Ridge | — | $1,225 (±$504) | — |
| Holiday City South | 0.5 mi | $1,446 (±$167) | Not measurably different |
| Holiday Heights | 1.9 mi | $1,492 (±$186) | Not measurably different |
| South Toms River Borough | 2.2 mi | $1,915 (±$181) | Higher |
| Holiday City-Berkeley | 2.3 mi | $1,374 (±$64) | Not measurably different |
| Beachwood Borough | 2.9 mi | $2,157 (±$127) | Higher |
| Pine Lake Park | 3.0 mi | $2,505 (±$229) | Higher |
| Toms River | 3.4 mi | $2,358 (±$62) | Higher |
| Pine Beach Borough | 3.9 mi | $2,323 (±$153) | Higher |
Nearby places with a measurably higher figure: South Toms River Borough, NJ ($1,915), Beachwood Borough, NJ ($2,157), Pine Lake Park, NJ ($2,505).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Ocean County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 19 | Holiday Heights | $1,492 (±$186) |
| 20 | Leisure Village East | $1,464 (±$145) |
| 21 | Holiday City South | $1,446 (±$167) |
| 22 | Holiday City-Berkeley | $1,374 (±$64) |
| 23 | Leisure Village | $1,275 (±$97) |
| 24 | Crestwood Village | $1,241 (±$140) |
| 25 | Silver Ridge | $1,225 (±$504) |
| 26 | Pine Ridge at Crestwood | $1,130 (±$128) |
Showing 8 of 26 places in Ocean County, ranked from highest to lowest.
Silver Ridge is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside Berkeley Township, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Silver Ridge
What is the average mortgage payment in Silver Ridge?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Silver Ridge, NJ is $1,225 (±$504) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Silver Ridge?
Owners without a mortgage in Silver Ridge pay a median of $531 (±$30) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Silver Ridge gone up?
In Silver Ridge, the median monthly cost with a mortgage went from $935 in 2015–2019 to $1,225 in 2020–2024 (+31.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Silver Ridge CDP, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Silver Ridge CDP, New Jersey
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Silver Ridge CDP, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Silver Ridge CDP, New Jersey
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Silver Ridge CDP, New Jersey
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Silver Ridge CDP, New Jersey (place:67665, in state:34).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Silver Ridge at a glance
- Income and affordability in Silver Ridge
- Home values in Silver Ridge
- Property taxes in Silver Ridge
- Types of homes in Silver Ridge
- Bedrooms in Silver Ridge
- Age of homes in Silver Ridge
- Heating fuel in Silver Ridge
- Commute and cars in Silver Ridge
- Population growth in Silver Ridge
- New Jersey landlord and tenant rules
- Housing across Ocean County
- Housing data for every place in New Jersey