Housing data for Silver Ridge, NJ
Silver Ridge, NJ has an estimated 1,279 residents and 886 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Ocean County.
10.9% of households rent.
The median gross rent is $1,375 a month.
Figures last updated on .
- Residents
- 1,279 (±321)
- Housing units
- 886 (±230)
- Households that rent
- 10.9%
- Median gross rent
- $1,375
- Residents since 2015–2019
- +34.9%
What stands out in Silver Ridge
Median household income: $32,293 (±$13,658) in Silver Ridge, lower than in Ocean County ($89,863).
Homes built before 1980: 89.8% (±25.9 points) in Silver Ridge, higher than in Ocean County (48.3%).
Median real estate taxes: $2,639 (±$157) in Silver Ridge, lower than in Ocean County ($6,562).
Median home value: $226,500 (±$15,918) in Silver Ridge, lower than in Ocean County ($398,400).
- Income and affordability in Silver Ridge
- Age of homes in Silver Ridge
- Property taxes in Silver Ridge
- Home values in Silver Ridge
Housing in Silver Ridge at a glance
- Median rent: $1,375 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 71.9% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 10.9% of households rent (Small sample: wide margin of error)
- Income and affordability: $32,293 median household income
- Home values: $226,500 median home value
- Homeowner costs: $1,225 median monthly cost with a mortgage
- Property taxes: $2,639 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 3.4% of homes have 3 or more bedrooms
- Age of homes: 89.8% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 80.3% heat with utility gas
- Commute and cars: 31.5 minutes average trip to work
- Growth: +34.9% residents since 2015–2019
- How long people stay: 14.2% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Silver Ridge against Ocean County, its state and the nation
| Silver Ridge | Ocean County | New Jersey | United States | |
|---|---|---|---|---|
| Residents | 1,279 (±321) | 654,362 (exact) | 9,343,809 (exact) | 334,922,499 |
| Housing units | 886 (±230) | 296,357 (±123) | 3,791,354 (±469) | 143,775,355 |
| Households that rent | 10.9% (±7.3 points) | 19.3% (±0.7 points) | 36.2% (±0.2 points) | 34.8% |
| Median gross rent | $1,375 (±$306) | $1,755 (±$30) | $1,720 (±$7) | $1,413 |
| Median household income | $32,293 (±$13,658) | $89,863 (±$1,555) | $103,556 (±$513) | $80,734 |
| Median home value | $226,500 (±$15,918) | $398,400 (±$3,284) | $454,400 (±$1,150) | $332,700 |
| Median real estate taxes (a year) | $2,639 (±$157) | $6,562 (±$55) | $9,590 (±$25) | $3,119 |
| Built before 1980 | 89.8% (±25.9 points) | 48.3% (±1.0 points) | 62.8% (±0.3 points) | 49.7% |
| Average commute | 31.5 minutes (±10.2) | 30.0 minutes (±0.5) | 30.5 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 77.8% (±16.3 points) | 88.7% (±0.5 points) | 92.8% (±0.1 points) | 91.0% |
| Median age of residents | 73.0 years (±3.0) | 41.2 years (±0.2) | 40.1 years (±0.1) | 38.9 years |
Silver Ridge covers 0.5 square miles of land, about 2,751 residents per square mile (Census Bureau Gazetteer).
How Silver Ridge has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 948 (±139) | 1,279 (±321) | +34.9% | Not a measurable change |
| Housing units | 750 (±101) | 886 (±230) | +18.1% | Not a measurable change |
| Median gross rent | $1,310 (±$129) | $1,375 (±$306) | +5.0% | No measurable change after inflation |
| Median home value | $146,400 (±$10,409) | $226,500 (±$15,918) | +54.7% | Up after inflation |
| Median household income | $42,756 (±$7,883) | $32,293 (±$13,658) | −24.5% | Down after inflation |
| Median owner cost with a mortgage | $935 (±$105) | $1,225 (±$504) | +31.0% | No measurable change after inflation |
| Median real estate taxes | $2,438 (±$86) | $2,639 (±$157) | +8.2% | Down after inflation |
| Households that rent | 10.7% (±5.4 points) | 10.9% (±7.3 points) | +0.2 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±36.1 points) | 0.0% (±35.5 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Ocean County
Silver Ridge has no police department of its own in the FBI’s figures, so this is the figure for Ocean County as a whole.
In 2025, the police departments that report for Ocean County recorded 113 violent and 650 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near Silver Ridge
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Holiday City South | 0.5 mi | $1,821 | $266,700 | 10.5% |
| Holiday Heights | 1.9 mi | — | $338,900 | 4.0% |
| South Toms River Borough | 2.2 mi | $2,063 | $299,700 | 22.3% |
| Holiday City-Berkeley | 2.3 mi | $1,640 | $266,200 | 9.0% |
| Beachwood Borough | 2.9 mi | $2,335 | $352,600 | 7.5% |
| Pine Lake Park | 3.0 mi | $1,838 | $414,700 | 13.4% |
| Toms River | 3.4 mi | $1,731 | $403,600 | 18.1% |
| Pine Beach Borough | 3.9 mi | $1,563 | $457,800 | 5.6% |
Places in New Jersey most like Silver Ridge
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Leisure Village West | $1,379 | $222,600 | $52,500 | 12.3% |
| Holiday City-Berkeley | $1,640 | $266,200 | $50,156 | 9.0% |
| Clearbrook | $1,739 | $282,000 | $37,411 | 8.8% |
| Rossmoor | $1,661 | $194,300 | $64,074 | 11.4% |
| Commercial Township | $1,465 | $161,600 | $55,733 | 29.3% |
| Leisuretowne | $1,689 | $246,400 | $55,357 | 3.4% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across New Jersey.
HUD Fair Market Rent for Silver Ridge, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,671 | $1,847 | $2,283 | $2,927 | $3,241 |
HUD income limits for Silver Ridge, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $29,550 | $49,250 | $76,000 |
| 2 people | $33,800 | $56,250 | $86,850 |
| 3 people | $38,000 | $63,300 | $97,700 |
| 4 people | $42,200 | $70,300 | $108,550 |
| 5 people | $45,600 | $75,950 | $117,250 |
| 6 people | $49,000 | $81,550 | $125,950 |
| 7 people | $52,350 | $87,200 | $134,650 |
| 8 people | $55,750 | $92,800 | $143,300 |
These are the limits HUD sets for its housing programs in the Monmouth-Ocean, NJ HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $140,600.
A program can use its own limits; tax-credit and local programs often do.
Silver Ridge is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
It lies inside Berkeley Township, whose figures include it.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Silver Ridge
What is the median household income in Silver Ridge?
The median household income in Silver Ridge is $32,293 (±$13,658) a year (2020–2024 American Community Survey).
What is the average home value in Silver Ridge, NJ?
The Census Bureau publishes the median: $226,500 (±$15,918) for owner-occupied homes in Silver Ridge (2020–2024 American Community Survey).
What is the average mortgage payment in Silver Ridge?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Silver Ridge, NJ is $1,225 (±$504) a month, including taxes, insurance and utilities.
How much are property taxes in Silver Ridge?
The median real estate tax paid by homeowners in Silver Ridge, NJ is $2,639 (±$157) a year (2020–2024 American Community Survey).
How many homes are in Silver Ridge?
Silver Ridge, NJ has an estimated 886 (±230) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in Silver Ridge?
The most common size is 2 bedrooms, 94.0% of homes in Silver Ridge, NJ.
Is Silver Ridge growing?
In Silver Ridge, the number of residents went from 948 in 2015–2019 to 1,279 in 2020–2024 (+34.9%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Silver Ridge CDP, New Jersey
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Silver Ridge CDP, New Jersey
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Silver Ridge CDP, New Jersey
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Silver Ridge CDP, New Jersey
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Silver Ridge CDP, New Jersey
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Silver Ridge CDP, New Jersey
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Silver Ridge CDP, New Jersey
- HUD Fair Market Rents, fiscal year 2027: Monmouth-Ocean, NJ HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Monmouth-Ocean, NJ HUD Metro FMR Area
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Silver Ridge CDP, New Jersey (place:67665, in state:34).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .