What is the median home value in Surf City Borough, NJ?

Name: Home values in Surf City Borough, NJ, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

The median value of owner-occupied homes in Surf City Borough, NJ is $1,034,000 (±$85,344), as owners estimated it in the Census Bureau’s 2020–2024 American Community Survey.

In Surf City Borough, the median home value went from $727,800 in 2015–2019 to $1,034,000 in 2020–2024 (+42.1%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Figures last updated on November 12, 2026.

Median home value: $1,034,000 (±$85,344)
Owner-occupied homes: 559 (±69)
Most common range: $1,000,000 or more

Home values in Surf City Borough

Owner-occupied homes by value, 2020–2024
Value	Surf City Borough	Ocean County	New Jersey	United States
Less than $50,000	2.3% (±2.5 points)	3.6%	2.5%	5.3%
$50,000 to $99,999	1.1% (±1.0 points)	3.8%	1.8%	6.1%
$100,000 to $149,999	1.1% (±1.1 points)	2.7%	2.2%	6.8%
$150,000 to $199,999	1.3% (±1.2 points)	4.5%	4.3%	9.0%
$200,000 to $299,999	1.8% (±1.3 points)	15.7%	12.9%	17.8%
$300,000 to $499,999	0.4% (±0.7 points)	37.4%	34.2%	26.9%
$500,000 to $999,999	39.9% (±6.6 points)	26.4%	34.5%	20.9%
$1,000,000 or more	52.2% (±6.3 points)	5.9%	7.6%	7.1%

The most common range is $1,000,000 or more, 52.2% of owned homes.

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

Surf City Borough against Ocean County, its state and the nation

Estimate (90% margin of error)
	Surf City Borough	Ocean County	New Jersey	United States
Median home value	$1,034,000 (±$85,344)	$398,400 (±$3,284)	$454,400 (±$1,150)	$332,700
Owner-occupied homes	559 (±69)	196,874 (±2,083)	2,239,128 (±10,678)	84,210,142

In Surf City Borough, the median home value is higher than in Ocean County ($398,400).

It is also higher than in New Jersey ($454,400).

It is higher than the national figure ($332,700).

In Ocean County, Surf City Borough ranks 8 of 33 places with a published estimate, from highest to lowest median home value.

Statewide, it ranks 35 of 561.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How home values in Surf City Borough have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median home value	$727,800 (±$32,689)	$1,034,000 (±$85,344)	+42.1%	Up after inflation
Median owner cost with a mortgage	$2,679 (±$221)	$3,332 (±$256)	+24.4%	No measurable change after inflation
Median real estate taxes	$6,803 (±$269)	$7,818 (±$704)	+14.9%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median home value in places near Surf City Borough

Nearest places with a published estimate, compared with Surf City Borough
Place	Distance	Median home value	Compared with this place
Surf City Borough	—	$1,034,000 (±$85,344)	—
Ship Bottom Borough	1.4 mi	$975,800 (±$54,010)	Not measurably different
Harvey Cedars Borough	2.9 mi	$1,224,400 (±$103,555)	Higher
Beach Haven West	3.4 mi	$641,700 (±$37,956)	Lower
Manahawkin	4.2 mi	$465,000 (±$62,358)	Lower
North Beach Haven	4.9 mi	$1,147,700 (±$66,064)	Higher
Long Beach Township	5.2 mi	$1,193,700 (±$56,185)	Higher
Stafford Township	5.7 mi	$426,200 (±$17,491)	Lower
Eagleswood Township	6.1 mi	$365,400 (±$38,407)	Lower

Nearby places with a measurably lower figure: Beach Haven West, NJ ($641,700), Manahawkin, NJ ($465,000), Stafford Township, NJ ($426,200).

Nearby places with a measurably higher figure: Harvey Cedars Borough, NJ ($1,224,400), North Beach Haven, NJ ($1,147,700), Long Beach Township, NJ ($1,193,700).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median home value across Ocean County, place by place

Rank	Place	Median home value
2	Bay Head Borough	$1,864,000 (±$317,361)
3	Beach Haven Borough	$1,472,200 (±$183,201)
4	Harvey Cedars Borough	$1,224,400 (±$103,555)
5	Long Beach Township	$1,193,700 (±$56,185)
6	Barnegat Light Borough	$1,107,800 (±$97,500)
7	Lavallette Borough	$1,089,000 (±$57,966)
8	Surf City Borough	$1,034,000 (±$85,344)
9	Ship Bottom Borough	$975,800 (±$54,010)
10	Seaside Park Borough	$860,200 (±$64,680)
11	Point Pleasant Beach Borough	$850,300 (±$69,057)
12	Point Pleasant Borough	$575,300 (±$28,093)
13	Island Heights Borough	$546,800 (±$51,067)
14	Jackson Township	$485,700 (±$12,705)

Showing 13 of 33 places in Ocean County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Surf City Borough

What is the average home value in Surf City Borough, NJ?

The Census Bureau publishes the median: $1,034,000 (±$85,344) for owner-occupied homes in Surf City Borough (2020–2024 American Community Survey).

Have home values in Surf City Borough gone up?

In Surf City Borough, the median home value went from $727,800 in 2015–2019 to $1,034,000 in 2020–2024 (+42.1%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Is this what homes in Surf City Borough sell for?

No: it is the value owners reported, which tends to lag the market; recent sale prices and an appraisal answer that question.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Surf City borough, Ocean County, New Jersey (county subdivision:71640, in state:34 county:029).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25077_001E, B25077_001M, B25088_002E, B25088_002M, B25103_001E, B25103_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0089E, DP04_0089M, DP04_0046E, DP04_0046M, DP04_0081PE, DP04_0081PM, DP04_0082PE, DP04_0082PM, DP04_0083PE, DP04_0083PM, DP04_0084PE, DP04_0084PM, DP04_0085PE, DP04_0085PM, DP04_0086PE, DP04_0086PM, DP04_0087PE, DP04_0087PM, DP04_0088PE, DP04_0088PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.